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Director Credit Risk Jobs in Baltimore, MD (NOW HIRING)

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

This role balances rigorous credit risk analysis with end-to-end order-to-cash oversight and ... Reporting directly to the Director of Finance, the Senior Credit Manager serves as a primary ...

Aston Carter

Senior Credit Manager

Baltimore, MD

This role balances rigorous credit risk analysis with end-to-end order-to-cash oversight and ... Reporting directly to the Director of Finance, the Senior Credit Manager serves as a primary ...

Allianz

Regional Credit Director

Baltimore, MD · On-site

$170K - $200K/yr

Program Credit Manager Reports directly to the AZT MNC Credit Intelligence Director. In the region ... And works with Regional Program Risk Managers (PRM) in symbiosis with the Regional / Local BU Risk ...

Allianz

Regional Credit Director

Baltimore, MD · On-site

$170K - $200K/yr

Works together with the Regional Distribution Director and the Region (core) to implement the risk ... credit insurance industry, products and regulations • Expert knowledge of risk management ...

APGFCU

Product Manager - Lending

Edgewood, MD · On-site

$91K - $155K/yr

Ability to lead cross-functional work without direct authority. * Excellent written and verbal ... Familiarity with credit risk metrics and underwriting concepts across multiple lending lines.

APGFCU

Product Manager - Lending

Edgewood, MD · On-site

$91K - $155K/yr

Ability to lead cross-functional work without direct authority. * Excellent written and verbal ... Familiarity with credit risk metrics and underwriting concepts across multiple lending lines.

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Baltimore, MD

Director Credit Risk information

See Baltimore, MD salary details

$84K

$155.3K

$299.6K

How much do director credit risk jobs pay per year?

As of Jul 27, 2026, the average yearly pay for director credit risk in Baltimore, MD is $155,321.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,800.00 and $186,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Baltimore, MD? The most popular types of Credit Risk jobs in Baltimore, MD are:
What are popular job titles related to Director Credit Risk jobs in Baltimore, MD? For Director Credit Risk jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Baltimore, MD look for? The top searched job categories for Director Credit Risk jobs in Baltimore, MD are:
What cities near Baltimore, MD are hiring for Director Credit Risk jobs? Cities near Baltimore, MD with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Baltimore, MD as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $155,321 per year, or $74.7 per hour.
Senior Credit Manager

Senior Credit Manager

Aston Carter

Baltimore, MD • On-site

$90K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 25 days ago

Job description

Senior Credit Manager
Job Description:
The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial, foodservice, specialty, export, and grocery channels. This role balances rigorous credit risk analysis with end-to-end order-to-cash oversight and extensive cross-functional collaboration with sales, customer service, supply chain, and corporate collections. Reporting directly to the Director of Finance, the Senior Credit Manager serves as a primary finance contact for customer-related transactions and presents credit recommendations to Senior finance leadership.
Responsibilities:
  • Perform detailed credit and financial statement analysis on new and existing customers, including review and interpretation of balance sheets, income statements, and cash flow statements.
  • Utilize credit scoring tools in combination with internal profitability data to recommend optimal credit terms that balance risk and commercial opportunity.
  • Prepare scheduled credit line reviews and present well-supported recommendations, including written narratives, to executive-level stakeholders.
  • Serve as the primary finance oversight for customer-related transactions, including invoicing, payments, collections, deductions, and credit/debit memos.
  • Co-supervise one Collection Analyst and provide day-to-day support for collection activities within the assigned customer portfolio.
  • Manage blocked orders on a daily basis, evaluating risk and determining whether to release or hold orders to protect cash flow and minimize exposure.
  • Identify and drive process improvement opportunities across the order-to-cash cycle to increase efficiency and enhance cash flow performance.
  • Maintain accurate and up-to-date customer data within ERP systems, leveraging system functionality to support touchless transactional processing.
  • Actively investigate, evaluate, and adopt AI-driven process enhancements within the credit function to modernize workflows and decision-making.
  • Partner closely with customers, sales managers, and internal business partners in supply chain and customer service to resolve payment and transactional issues diplomatically and efficiently.
  • Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices.
  • Contribute to continuous improvement initiatives within the broader finance team by sharing insights from credit analysis and portfolio performance.

Essential Skills:
  • Bachelor's degree in Accounting, Business Administration, or Finance.
  • Minimum of 3 years of experience in domestic corporate credit analysis.
  • Strong financial statement analysis skills, including the ability to interpret balance sheets, income statements, and cash flow statements.
  • Demonstrated expertise in credit risk assessment and recommending appropriate credit terms.
  • Experience managing customer credit portfolios, including setting and reviewing credit limits.
  • Working knowledge of order-to-cash processes, including invoicing, collections oversight, and accounts receivable management.
  • Proficiency in credit analysis and credit risk disciplines, including credit and collections activities.
  • Solid understanding of accounting and finance principles relevant to corporate credit management.
  • Excellent written and verbal communication skills, with the ability to present credit recommendations and analyses to executive leadership.
  • Proficiency with MS Office applications for analysis, reporting, and presentation purposes.
  • Ability to work cross-functionally with sales, customer service, supply chain, and corporate collections teams.

Additional Skills & Qualifications:
  • Experience in a manufacturing, food and beverage, or consumer packaged goods (CPG) credit environment.
  • International corporate credit analysis experience, including evaluating global customers and markets.
  • Hands-on experience with SAP or other large ERP systems for credit, billing, and accounts receivable processes.
  • Hands-on experience with dedicated credit risk systems and tools.
  • Familiarity with credit risk monitoring services such as D&B, S&P, Moody's, and Credit Risk Monitor.
  • Experience co-supervising, mentoring, or developing collection analysts.
  • Exposure to AI-driven process improvement tools within finance or credit functions.
  • Experience negotiating alternative credit security options such as guarantees, standby letters of credit (LCs), and UCC filings.
  • Background in financial analysis, financial audit, and accounts receivable management.
  • Interest in professional development, continuing education, and certifications in credit, finance, or related disciplines.

Work Environment:
The role is based in a modern shared services campus in Baltimore, within a cubicle office setting alongside Finance, Supply Chain, and Customer Service teams, fostering daily cross-functional interaction and collaboration. The position offers a hybrid work arrangement with three days onsite and two days remote each week, providing flexibility while maintaining strong team engagement.
Job Type & Location
This is a Permanent position based out of Baltimore, MD.
Pay and Benefits
The pay range for this position is $90000.00 - $110000.00/yr.
Core offerings include comprehensive medical, dental, and vision insurance, a 401(k) retirement plan with employer matching, paid time off (PTO), and disability protection
Workplace Type
This is a hybrid position in Baltimore,MD.
Application Deadline
This position is anticipated to close on Jul 30, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
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About Aston Carter

Sourced by ZipRecruiter

At Aston Carter, we're dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions - from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless. Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients' capabilities by seeking solvers and delivering solutions to address today's workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit AstonCarter.com. Aston Carter is a company within Allegis Group, a global leader in talent solutions.

Industry

Recruiting and staffing services

Company size

1,001 - 5,000 Employees

Headquarters location

Hanover, MA, US

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