ZipRecruiter

Log In

1

Credit Risk Management Jobs in Baltimore, MD (NOW HIRING)

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

Aston Carter

Senior Credit Manager

Baltimore, MD

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

ASR Group

Regional Credit Manager

Baltimore, MD

Provide credit management with a dynamic perspective of issues affecting the successful execution of our risk analysis process and goals. Order-to-Cash Process Oversight * Serve as primary Finance ...

M&T Bank

Commercial Credit Analyst CRE

Baltimore, MD · On-site

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

next page

Showing results 1-20

All JobsCredit Risk Management JobsCredit Risk Management Jobs in Baltimore, MD

Credit Risk Management information

See Baltimore, MD salary details

$86K

$157.3K

$238K

How much do credit risk management jobs pay per year?

As of Jul 20, 2026, the average yearly pay for credit risk management in Baltimore, MD is $157,305.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,400.00 per year, depending on experience, location, and employer.

Does credit risk pay well?

Credit risk management professionals typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start lower, while experienced analysts and managers can earn higher compensation, often supplemented by bonuses and certifications such as CFA or FRM. Overall, it is considered a well-paying field within finance and risk management sectors.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the salary of credit risk officer?

The salary of a credit risk officer varies depending on experience, location, and the employer, but typically ranges from $70,000 to $130,000 annually. At firms like JP Morgan, entry-level positions may start around $80,000, with experienced officers earning over $120,000, often supplemented by bonuses and benefits.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Risk Executive typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and oversight of enterprise-wide risk strategies.

What does a credit risk manager do?

A credit risk manager assesses the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, develop risk mitigation strategies, and monitor credit portfolios using tools like credit scoring models and financial analysis software to minimize potential losses for their organization.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are popular job titles related to Credit Risk Management jobs in Baltimore, MD? For Credit Risk Management jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Baltimore, MD look for? The top searched job categories for Credit Risk Management jobs in Baltimore, MD are:
Credit Risk Management jobs near you
Senior Credit Manager

Senior Credit Manager

Aston Carter

Baltimore, MD • On-site

$90K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago

Job description

Senior Credit Manager
Job Description:
The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial, foodservice, specialty, export, and grocery channels. This role balances rigorous credit risk analysis with end-to-end order-to-cash oversight and extensive cross-functional collaboration with sales, customer service, supply chain, and corporate collections. Reporting directly to the Director of Finance, the Senior Credit Manager serves as a primary finance contact for customer-related transactions and presents credit recommendations to Senior finance leadership.
Responsibilities:
  • Perform detailed credit and financial statement analysis on new and existing customers, including review and interpretation of balance sheets, income statements, and cash flow statements.
  • Utilize credit scoring tools in combination with internal profitability data to recommend optimal credit terms that balance risk and commercial opportunity.
  • Prepare scheduled credit line reviews and present well-supported recommendations, including written narratives, to executive-level stakeholders.
  • Serve as the primary finance oversight for customer-related transactions, including invoicing, payments, collections, deductions, and credit/debit memos.
  • Co-supervise one Collection Analyst and provide day-to-day support for collection activities within the assigned customer portfolio.
  • Manage blocked orders on a daily basis, evaluating risk and determining whether to release or hold orders to protect cash flow and minimize exposure.
  • Identify and drive process improvement opportunities across the order-to-cash cycle to increase efficiency and enhance cash flow performance.
  • Maintain accurate and up-to-date customer data within ERP systems, leveraging system functionality to support touchless transactional processing.
  • Actively investigate, evaluate, and adopt AI-driven process enhancements within the credit function to modernize workflows and decision-making.
  • Partner closely with customers, sales managers, and internal business partners in supply chain and customer service to resolve payment and transactional issues diplomatically and efficiently.
  • Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices.
  • Contribute to continuous improvement initiatives within the broader finance team by sharing insights from credit analysis and portfolio performance.

Essential Skills:
  • Bachelor's degree in Accounting, Business Administration, or Finance.
  • Minimum of 3 years of experience in domestic corporate credit analysis.
  • Strong financial statement analysis skills, including the ability to interpret balance sheets, income statements, and cash flow statements.
  • Demonstrated expertise in credit risk assessment and recommending appropriate credit terms.
  • Experience managing customer credit portfolios, including setting and reviewing credit limits.
  • Working knowledge of order-to-cash processes, including invoicing, collections oversight, and accounts receivable management.
  • Proficiency in credit analysis and credit risk disciplines, including credit and collections activities.
  • Solid understanding of accounting and finance principles relevant to corporate credit management.
  • Excellent written and verbal communication skills, with the ability to present credit recommendations and analyses to executive leadership.
  • Proficiency with MS Office applications for analysis, reporting, and presentation purposes.
  • Ability to work cross-functionally with sales, customer service, supply chain, and corporate collections teams.

Additional Skills & Qualifications:
  • Experience in a manufacturing, food and beverage, or consumer packaged goods (CPG) credit environment.
  • International corporate credit analysis experience, including evaluating global customers and markets.
  • Hands-on experience with SAP or other large ERP systems for credit, billing, and accounts receivable processes.
  • Hands-on experience with dedicated credit risk systems and tools.
  • Familiarity with credit risk monitoring services such as D&B, S&P, Moody's, and Credit Risk Monitor.
  • Experience co-supervising, mentoring, or developing collection analysts.
  • Exposure to AI-driven process improvement tools within finance or credit functions.
  • Experience negotiating alternative credit security options such as guarantees, standby letters of credit (LCs), and UCC filings.
  • Background in financial analysis, financial audit, and accounts receivable management.
  • Interest in professional development, continuing education, and certifications in credit, finance, or related disciplines.

Work Environment:
The role is based in a modern shared services campus in Baltimore, within a cubicle office setting alongside Finance, Supply Chain, and Customer Service teams, fostering daily cross-functional interaction and collaboration. The position offers a hybrid work arrangement with three days onsite and two days remote each week, providing flexibility while maintaining strong team engagement.
Job Type & Location
This is a Permanent position based out of Baltimore, MD.
Pay and Benefits
The pay range for this position is $90000.00 - $110000.00/yr.
Core offerings include comprehensive medical, dental, and vision insurance, a 401(k) retirement plan with employer matching, paid time off (PTO), and disability protection
Workplace Type
This is a hybrid position in Baltimore,MD.
Application Deadline
This position is anticipated to close on Jul 21, 2026.
About Aston Carter
Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.
San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.
Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.
Aston Carter logo

About Aston Carter

Sourced by ZipRecruiter

At Aston Carter, we're dedicated to expanding career opportunities for the skilled professionals who power our business. Our success is driven by the talented, motivated people who join our team across a range of positions - from recruiting, sales and delivery to corporate roles. As part of our team, employees have the opportunity for long-term career success, where hard work is rewarded and the potential for growth is limitless. Established in 1997, Aston Carter is a leading staffing and consulting firm, providing high-caliber talent and premium services to more than 7,000 companies across North America. Spanning four continents and more than 200 offices, we extend our clients' capabilities by seeking solvers and delivering solutions to address today's workforce challenges. For organizations looking for innovative solutions shaped by critical-thinking professionals, visit AstonCarter.com. Aston Carter is a company within Allegis Group, a global leader in talent solutions.

Industry

Recruiting and staffing services

Company size

1,001 - 5,000 Employees

Headquarters location

Hanover, MA, US

View All Aston Carter Jobs

Apply