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Credit Risk Management Jobs in Baltimore, MD (NOW HIRING)

Robert Half

Credit Manager

Baltimore, MD · On-site

$80K - $90K/yr

... ongoing management of customer credit risk. The ideal candidate will possess strong analytical skills and extensive experience reviewing and interpreting financial statements, assessing ...

Atlantic Union Bank

Senior Credit Officer II

Columbia, MD · On-site

$81.28 - $135.73/hr

The Senior Credit Officer is responsible for loan approvals on real estate commercial purpose loans ... managers on risk management issues as requested or otherwise deemed necessary or appropriate.

Atlantic Union Bank

Senior Credit Officer II

Columbia, MD · On-site

$169K - $282K/yr

Z - Credit Administration Requisition Number: SENIO009996 Posted: May 14, 2026 Full-Time Hybrid ... managers on risk management issues as requested or otherwise deemed necessary or appropriate.

ASR Group

Regional Credit Manager

Baltimore, MD

Provide credit management with a dynamic perspective of issues affecting the successful execution of our risk analysis process and goals. Order-to-Cash Process Oversight * Serve as primary Finance ...

Florida Crystals

Regional Credit Manager

Baltimore, MD · On-site

Provide credit management with a dynamic perspective of issues affecting the successful execution of our risk analysis process and goals. Order-to-Cash Process Oversight * Serve as primary Finance ...

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All JobsCredit Risk Management JobsCredit Risk Management Jobs in Baltimore, MD

Credit Risk Management information

See Baltimore, MD salary details

$86K

$157.3K

$238K

How much do credit risk management jobs pay per year?

As of Jun 27, 2026, the average yearly pay for credit risk management in Baltimore, MD is $157,305.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are popular job titles related to Credit Risk Management jobs in Baltimore, MD? For Credit Risk Management jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Baltimore, MD look for? The top searched job categories for Credit Risk Management jobs in Baltimore, MD are:
Credit Risk Management jobs near you
Credit & Collections Manager

Credit & Collections Manager

KCI Technologies Inc.

Sparks, MD • On-site

$76K - $105K/yr

Full-time

Posted 2 days ago

KCI Technologies rating

7.8

Company rating: 7.8 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

172nd of 356 rated engineering

Job description

Join us as we Rise to the Challenge

At KCI, we’re building an enduring company that provides unparalleled value to our employee-owners. We make our mark designing and delivering our world-class solutions, so we invest deeply in developing our team. We reward integrity and commitment, and when we do well, you do well. Our people have freedom to innovate, unlimited growth, a voice that matters, a lifestyle that works, and skin in the game. Because life’s more fun when you own it.

THE COMPANY

KCI Technologies, Inc. is a 100% employee-owned engineering, consulting and construction firm serving clients throughout the United States. KCI is recognized as an industry leader, employing cutting-edge technologies, management practices and strategic growth initiatives. Employee ownership fosters an entrepreneurial spirit, encourages technical expertise, and shapes strategic planning.


The Credit & Collections Manager plays a critical role in safeguarding the firm’s financial performance by proactively managing credit risk and optimizing cash flow across a diverse portfolio of engineering projects. This position partners closely with Project Managers, Contracts, and Accounting leadership to ensure disciplined receivables management while maintaining strong client relationships in a complex, contract-driven environmentStrategic Credit Risk Management

  • Evaluate the financial strength and credit profile of public and private sector clients, including municipalities, developers, contractors, and commercial entities

  • Establish and oversee credit limits and payment terms aligned with contractual obligations and firm risk tolerance

  • Analyze financial statements, credit data, and historical payment trends to identify risk exposure

  • Proactively flag high-risk accounts and recommend mitigation strategies to leadership

Receivables & Cash Flow Optimization

  • Oversee collections across project-based billing structures, including progress billings, milestone payments, retainage, and final invoices

  • Drive timely resolution of past-due balances through professional client engagement and cross-functional coordination

  • Partner with Project Managers to address billing disputes tied to scope, contract terms, change orders, or approval delays

  • Monitor retainage balances and ensure release in accordance with project completion milestones

Contractual & Regulatory Alignment

  • Interpret and apply contract payment provisions, including net terms, retainage clauses, and billing requirements

  • Ensure compliance with public and private sector contractual obligations

  • Support documentation and coordination related to lien rights, notices, or other risk mitigation actions

Reporting & Performance Analytics

  • Deliver executive-level reporting on aging trends, credit exposure, DSO, and project-level receivables

  • Monitor key performance indicators to identify opportunities for improving collection cycle times

  • Provide data-driven insights and recommendations to strengthen cash flow performance

Process Leadership & Cross-Functional Collaboration

  • Contribute to the evolution of credit and collections policies tailored to a professional services environment

  • Maintain comprehensive documentation of credit decisions and collection activity

  • Collaborate with Accounting, Project Management, and Business Development to proactively manage financial risk and client satisfaction

Specialized Experience Preferred:

  • 3+ years of experienceworking for an engineering, construction, or professional services firm
  • Proficiency in Microsoft Dynamics 
  • Strong communication, negotiation, and analytical skills
  • Experience with public sector clients, municipalities, or government contracts
  • Familiarity with retainage, progress billing, and lien laws
  • Experience supporting Project Managers and contract administrators

  • Bachelor's degree in Accounting or Business with a major in accounting or equivalent experience required.  
  • Minimum of 7 years’ experience of accounting/credit/AR experience.
  • Federal Acquisition Regulation (FAR) reporting/knowledge preferred.
  • Pre-employment drug screening is a condition of employment.
  • A satisfactory background check is the absence of a criminal record, which bears a demonstrable relationship to the applicant/employee’s suitability to perform the required duties and responsibilities of the position.

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