ZipRecruiter

Log In

1

Credit Risk Management Jobs in Baltimore, MD (NOW HIRING)

Top Stack

Be Seen First

Credit Manager

Baltimore, MD · On-site

$80K - $120K/yr

We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts ... Contribute to process improvements and risk management initiatives. Qualifications * Bachelor ...

M-L Holdings Company

Credit Specialist

Halethorpe, MD · On-site

Generate weekly reports that help identify and communicate key areas of credit risk. * Manage the shared Credit Department inbox and respond to inquiries in a timely and professional manner. * Answer ...

New

next page

Showing results 1-20

All JobsCredit Risk Management JobsCredit Risk Management Jobs in Baltimore, MD

Credit Risk Management information

See Baltimore, MD salary details

$86K

$157.3K

$238K

How much do credit risk management jobs pay per year?

As of Aug 9, 2026, the average yearly pay for credit risk management in Baltimore, MD is $157,305.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What is the average salary of a credit risk management analyst?

The average salary of a credit risk management analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are popular job titles related to Credit Risk Management jobs in Baltimore, MD? For Credit Risk Management jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Baltimore, MD look for? The top searched job categories for Credit Risk Management jobs in Baltimore, MD are:
Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Baltimore, MD as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $157,305 per year, or $75.6 per hour.

Credit Manager

Top Stack

Baltimore, MD • On-site

$80K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions.
What You'll Do

  • Analyze financial statements, cash flow, and credit risk for commercial customers.
  • Manage a portfolio of accounts and make credit recommendations based on financial data and third-party reporting.
  • Present credit analyses and recommendations to senior leadership and credit committees.
  • Partner with sales teams and customer leadership to resolve credit-related matters.
  • Oversee accounts receivable collections through a direct report.
  • Manage order credit holds and support timely credit decisions.
  • Contribute to process improvements and risk management initiatives.

Qualifications

  • Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
  • 3+ years of experience in commercial credit analysis or credit risk management.
  • Strong experience analyzing financial statements and assessing commercial credit risk.
  • Experience working with commercial or manufacturing-based organizations is preferred.
  • Prior leadership or supervisory experience is a plus.
  • SAP experience preferred; HighRadius experience is a plus.
  • Strong analytical, communication, and decision-making skills.

Company Description

We launched Top Stack to solve a problem in the human capital industry: Technology has replaced humanity. The business has become cold and impersonal. That’s why we’ve made it our top priority to be people-focused, with consistent, transparent, timely communication. It sounds simple because it is. We think it’s the only way to work.