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Director Credit Risk Jobs in Michigan (NOW HIRING)

Lead the Company's global property, casualty, liability, cyber, directors & officers (D&O), cargo ... Partner with Treasury on financial risk management initiatives, including counterparty credit risk ...

Credit Risk & Portfolio Management * Establish and maintain prudent Commercial credit risk ... Directors. Operational Oversight * Provide enterpriselevel oversight of Commercial Lending ...

$53K - $76K/yr

... credit analysis, risk assessment, customer relationship strategies, detailed industry research ... Employees are expected to perform other duties as assigned and directed by management. s and duties ...

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires ...

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires ...

As a Credit Analyst you will evaluate the risk of commercial loans by analyzing and preparing presentations for Officers, Loan Committee, and Board of Directors meetings. This position requires ...

Manage all banking relationships, including credit facilities, letters of credit, and revolving ... Lead interest rate and counterparty risk management; evaluate hedging strategies where appropriate.

... risk and delivering stakeholder value. Doeren Mayhew is seeking a Senior Manager to help lead ... Financial institutions experience required with direct credit union experience preferred. * Strong ...

... risk and delivering stakeholder value. Doeren Mayhew is seeking a Senior Manager to help lead ... Financial institutions' experience required with direct credit union experience preferred. * Strong ...

Showing results 21-40

Director Credit Risk information

See Michigan salary details

$73.7K

$136.2K

$262.8K

How much do director credit risk jobs pay per year?

As of Sep 10, 2026, the average yearly pay for director credit risk in Michigan is $136,243.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,100.00 and $163,900.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Michigan?

The most popular types of Credit Risk jobs in Michigan are:

What are popular job titles related to Director Credit Risk jobs in Michigan?

For Director Credit Risk jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Director Credit Risk jobs in Michigan look for?

The top searched job categories for Director Credit Risk jobs in Michigan are:

What cities in Michigan are hiring for Director Credit Risk jobs?

Cities in Michigan with the most Director Credit Risk job openings:

Infographic showing various Director Credit Risk job openings in Michigan as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $136,243 per year, or $65.5 per hour.

Chief Credit Officer - Southwest Michigan

Kalamazoo, MI • On-site

ThinkingAhead
51 - 200 employees

$195K - $235K/yr

Full-time

Posted 28 days ago


Key responsibilities

  • Oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across commercial and retail lending.

  • Lead the Bank's commercial and retail credit functions, including portfolio quality, risk grading, and policy development.

  • Chair the Loan Committee, oversee the independent loan review process, and present portfolio performance and credit trends to management and the Board.


Job description

Chief Credit Officer (CCO)Southwest Michigan | Hybrid | $195,000-$235,000 Base Salary
A financially strong and growing community bank in Southwest Michigan is seeking a strategic CCO to join its Executive Leadership Team.
This is an opportunity for an accomplished credit executive to shape enterprise-wide credit strategy, partner directly with the CEO and Board of Directors, and influence the future growth of a well-respected banking institution. The successful candidate will oversee all aspects of credit risk management, portfolio administration, asset quality, and underwriting across both commercial and retail lending.
The Bank is committed to responsible growth, strong asset quality, and relationship-driven banking. The Chief Credit Officer will play a key role in balancing growth objectives with prudent risk management while maintaining a strong credit culture throughout the organization.
Position Overview
The Chief Credit Officer serves as the Bank's senior credit executive and is responsible for the overall quality and performance of the loan portfolio. This individual provides leadership and oversight for credit administration, loan review, portfolio management, policy development, regulatory compliance, and problem loan management.
The CCO partners closely with executive leadership, lending teams, and the Board of Directors to support sound lending practices and sustainable growth.
Key Responsibilities
  • Lead the Bank's commercial and retail credit functions.
  • Oversee portfolio quality, risk grading, concentrations, policy exceptions, and asset quality trends.
  • Develop and maintain credit policies, underwriting standards, and credit administration practices.
  • Chair the Loan Committee and provide recommendations on significant credit relationships.
  • Direct the independent loan review process and oversee regulatory examination activities.
  • Lead problem loan identification, workout strategies, and criticized asset management.
  • Present portfolio performance, credit trends, and risk assessments to Executive Management and the Board.
  • Partner with commercial lending leadership to support profitable growth consistent with the Bank's risk appetite.
  • Monitor economic and market conditions and assess potential impacts on credit strategy.
  • Build, mentor, and develop a high-performing credit team.

Leadership Responsibilities
Direct oversight of:
  • Commercial Credit Manager
  • Loan Portfolio Manager
  • Commercial Processor Supervisor
  • Mortgage Underwriting Supervisor

QualificationsRequired
  • Bachelor's degree in Finance, Accounting, Business Administration, or related discipline.
  • 10+ years of progressive commercial credit, credit administration, and lending experience.
  • Demonstrated leadership experience managing credit teams and portfolio risk.
  • Strong understanding of regulatory expectations, underwriting practices, loan review, and portfolio management.
  • Excellent communication and executive presentation skills.

Preferred
  • Current or previous Chief Credit Officer, Senior Credit Officer, or equivalent executive-level credit leadership experience.
  • MBA, Graduate School of Banking, or other advanced banking education.
  • Experience within a community or regional banking environment.

Compensation & Benefits
  • Base Salary: $195,000-$235,000
  • Hybrid work arrangement
  • Comprehensive executive benefits package
  • Significant interaction with Executive Leadership and Board of Directors
  • Opportunity to influence strategic direction and long-term growth

Ideal Candidate
This role is well-suited for a seasoned Senior Credit Officer, Chief Credit Officer, or senior credit executive seeking a broader leadership platform and the opportunity to make a meaningful impact within a growing community banking organization.
Confidential inquiries are welcome
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