ZipRecruiter

Log In

1

Director Credit Risk Jobs in Michigan (NOW HIRING)

UHS

DIR - RISK MANAGEMENT

Dearborn, MI

Responsibilities Director of Risk Management - Hospital Setting Metropolitan Behavioral Health (a ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

DIR - RISK MANAGEMENT

Dearborn, MI

Responsibilities Director of Risk Management - Hospital Setting Metropolitan Behavioral Health (a ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

DIR - RISK MANAGEMENT

Dearborn, MI

Responsibilities Director of Risk Management - Hospital Setting Metropolitan Behavioral Health (a ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

DIR - RISK MANAGEMENT

Dearborn, MI

Responsibilities Director of Risk Management - Hospital Setting Metropolitan Behavioral Health (a ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

UHS

DIR - RISK MANAGEMENT

Dearborn, MI · On-site

Responsibilities Director of Risk Management - Hospital Setting Metropolitan Behavioral Health (a ... Number, credit card or bank information, etc.) from you via email. Our recruiters will not email ...

Fifth Third

Senior Portfolio Manager

Grand Rapids, MI · On-site

Work closely with Credit Risk and Relationship Managers to actively manage the bank's exposure to ... May include the direct or indirect supervision and direction of the day-to-day activities of junior ...

next page

Showing results 1-20

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Michigan

Director Credit Risk information

See Michigan salary details

$73.7K

$136.2K

$262.8K

How much do director credit risk jobs pay per year?

As of Jul 23, 2026, the average yearly pay for director credit risk in Michigan is $136,243.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,100.00 and $163,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Michigan? The most popular types of Credit Risk jobs in Michigan are:
What are popular job titles related to Director Credit Risk jobs in Michigan? For Director Credit Risk jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Michigan look for? The top searched job categories for Director Credit Risk jobs in Michigan are:
What cities in Michigan are hiring for Director Credit Risk jobs? Cities in Michigan with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Michigan as of July 2026, with employment types broken down into 79% Full Time, 13% Part Time, 7% Contract, and 1% Nights. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $136,243 per year, or $65.5 per hour.
Director, Predictive Modeling and Machine Learning

Director, Predictive Modeling and Machine Learning

Credit Acceptance

Southfield, MI • On-site

$205K - $301K/yr

Other

Medical, Dental, Vision, Retirement

This job post has expired 1 day ago. Applications are no longer accepted.

Credit Acceptance rating

9.3

Company rating: 9.3 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

Job description

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we've grown into a leading provider of used and new car financing across the country.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

The Director is a strategic, senior-level individual contributor who defines and drives the modeling strategy across credit risk, servicing, and collections. This role combines deep technical expertise with business acumen and cross-functional influence. While not initially a people manager, the Director may lead initiatives and mentor others, with potential to transition into formal leadership. Outcomes and Activities
  • Define and execute the strategic roadmap for predictive modeling and machine learning
  • Lead cross-functional initiatives integrating analytics into business processes
  • Oversee development, deployment, and monitoring of high-impact models
  • Serve as a strategic advisor to senior leadership on data strategy and innovation
  • Represent Predictive Analytics in regulatory, audit, and governance forums
  • Foster partnerships across the organization
Requirement:
  • Bachelor's in a quantitative discipline
  • 10+ years of experience in predictive modeling and machine learning
  • 6+ years of experience leading strategic initiatives or mentoring senior-level peers
  • Deep expertise in credit risk modeling and ML techniques
  • Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS)
  • Strong understanding of cloud architecture and model lifecycle management
  • Proven ability to influence senior stakeholders
  • Experience with regulatory compliance in financial services
Preferred:
  • Ph.D. or Master's in a quantitative discipline
  • Experience in auto finance or consumer lending
  • Expertise with cloud platforms (AWS, Azure, GCP, etc.) and MLOps tools (MLflow, Kubeflow, etc.)

Target Compensation: $205,561 - $301,490 base salary + annual bonus

This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.

#LI-Remote

#zip

Benefits

  • Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work

Our Company Values:

To be successful in this role, Team Members need to be:

  • Positive by maintaining resiliency and focusing on solutions
  • Respectful by collaborating and actively listening
  • Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
  • Direct by effectively communicating and conveying courage
  • Earnest by taking accountability, applying feedback and effectively planning and priority setting

Expectations:

  • Remain compliant with our policies processes and legal guidelines
  • All other duties as assigned
  • Attendance as required by department

Advice!

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S.

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.

What Credit Acceptance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply