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Division Credit Manager Jobs in Michigan (NOW HIRING)

Approve or decline credit applications for all divisions based on credit reports, financial ... Manage hiring, training, performance reviews, and employee development plans. * Ensure compliance ...

Approve or decline credit applications for all divisions based on credit reports, financial ... Manage hiring, training, performance reviews, and employee development plans. * Ensure compliance ...

Accounting Clerk

Port Huron, MI · On-site

$17.50 - $22.25/hr

... managers for credit hold release requests that do not meet the above criteria. * Monthly reconciliation of IMD cash and send proper reports to corporate. * Internal offsets between divisions.

Divisional Controller

Grand Rapids, MI

$99K - $134K/yr

Present financial results to Business Unit leadership and senior management * Ensure compliance ... Support enterprise initiatives; e.g., annual financial statement review, R&D tax credit, insurance

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Division Credit Manager information

What are the key skills and qualifications needed to thrive as a division credit manager?

To thrive as a Division Credit Manager, you need expertise in financial analysis, credit risk assessment, and a strong background in accounting or finance, often supported by a relevant degree. Familiarity with credit management software, ERP systems, and sometimes certifications like the Certified Credit Professional (CCP) are typically required. Strong negotiation, decision-making, and communication skills set standout professionals apart in this role. These skills ensure effective credit policies, minimize financial risk, and maintain healthy cash flow for the organization.

What is the difference between Division Credit Manager vs Credit Analyst?

AspectDivision Credit ManagerCredit Analyst
Primary RoleOversees credit policies and risk management for a division, approving large credit lines and managing credit teams.Assesses creditworthiness of individual clients or companies, analyzing financial data to recommend credit decisions.
Required CredentialsBachelor’s degree in finance, accounting, or related field; often requires experience in credit management.Bachelor’s degree in finance, economics, or related; certifications like CFA or credit-specific training are common.
Work EnvironmentCorporate office, managing teams and policies within a division of a company.Office setting, conducting financial analysis and risk assessment for clients or prospects.

While both roles involve credit evaluation, the Division Credit Manager focuses on managing credit risk at a division level and overseeing credit policies, whereas the Credit Analyst conducts detailed financial analysis to support credit decisions. The roles complement each other within credit departments but differ in scope and responsibilities.

What are some common challenges division credit managers face when overseeing credit policies across multiple branches or regions?

Division Credit Managers often encounter the challenge of maintaining consistent credit policies and risk assessments across various branches, each with its own local market conditions and customer profiles. Balancing centralized guidelines with the need for flexibility to address unique regional circumstances can be demanding. Additionally, they must ensure effective communication and training for branch staff to uphold credit standards, while regularly monitoring and reporting on credit performance to senior management. Proactive collaboration with sales, operations, and finance teams is essential to mitigate credit risks and support business growth.

What is a division credit manager?

Division Credit Managers are professionals responsible for overseeing the credit operations within a specific division of a company. They manage the assessment and approval of credit for customers, monitor outstanding accounts, and ensure compliance with company credit policies. Their goal is to minimize financial risk, improve cash flow, and support sales growth by making informed credit decisions. They often lead a team of credit analysts and work closely with sales and finance departments.

Is credit management in demand?

Credit management is a stable field with consistent demand across industries such as banking, finance, and retail. Division Credit Managers are needed to assess creditworthiness, develop credit policies, and manage credit risk, often requiring skills in financial analysis and certifications like the Credit Business Associate (CBA). Employment opportunities are expected to grow as companies seek to optimize credit processes and minimize financial risk.

How do you become a division credit manager?

To become a division credit manager, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with several years of experience in credit analysis or risk management. Developing strong analytical skills, knowledge of credit policies, and proficiency with credit management software are essential, and some employers may prefer candidates with professional certifications such as the Credit Business Associate (CBA) or Certified Credit Executive (CCE).
What are popular job titles related to Division Credit Manager jobs in Michigan? For Division Credit Manager jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Division Credit Manager jobs in Michigan look for? The top searched job categories for Division Credit Manager jobs in Michigan are:
What cities in Michigan are hiring for Division Credit Manager jobs? Cities in Michigan with the most Division Credit Manager job openings:

Credit Manager

Ideal Clamp Products

Auburn Hills, MI • On-site

Other

Posted 8 days ago


Job description

Credit Manager

The Ideal Tridon Group comprises a family of brands that support, secure, and connect the movement of air, fluid, and electricity in critical applications. With over 100 years of proven quality and a strong culture of service, we are the worldwide leader in clamps, strut, hose supports, conduit, fittings, and coupling solutions. Our products are engineered to meet the highest standards across a range of industries, and our commitment to innovation, reliability, and customer support ensures we're ready to meet the demands of today and tomorrow. At the Ideal Tridon Group, connections aren't just what we make—they're the heart of everything we do.

We are seeking a Credit Manager for our Corporate Office in Smyrna, Tennessee.

Summary:

The Credit Manager oversees cash application, credit, and collections operations across the U.S. and Europe, while providing guidance and approval support to teams in China and India. This role manages credit risk, sets and reviews customer credit limits, and drives performance against key metrics including bad debt, receivables aging, days beyond terms, and DSO.

Primary Responsibilities:
  • Lead credit, collections, and cash application activities. This includes maintenance and enforcement of policies for each.
  • Manage collections on past-due accounts and document all actions, communications, and follow-up in the customer master record.
  • Approve or decline credit applications for all divisions based on credit reports, financial analysis, and reference checks.
  • Monitor receivables, bad debt, doubtful account reserves, delinquent accounts, and bankruptcies; take appropriate action as needed.
  • Review customer accounts and write-offs for abuse of terms, discounts, and other issues; partner with sales leadership and customers to resolve problems.
  • Support customer requests, including invoice copies, statements, W-9s, and proof of delivery.
  • Maintain resale tax certificate and customer invoice/statement email databases with a focus on completeness and accuracy.
  • Perform other related duties as assigned.
Leadership Responsibilities:
  • Lead, coach, and develop a credit team.
  • Partner across the organization to service our customers, with emphasis on Sales, Customer Service, and Finance.
  • Drive process improvement and optimization across all facets of the department.
  • Maintain department dashboard and KPI reporting.
  • Manage hiring, training, performance reviews, and employee development plans.
  • Ensure compliance with company policies, quality standards, regulatory requirements, and health, safety, and environmental guidelines.
  • Safeguard confidential company, supplier, and customer information.
  • Credit Department efficiency and effectiveness improvements to better serve internal and external customers.
Qualifications:
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field required.
  • Minimum 5 years of experience in credit and collections.
  • Minimum 3 years of supervisory or management experience.
  • Strong negotiation skills and the ability to resolve credit-related disputes.
  • Deep knowledge of credit and collections practices, principles, and regulations.
  • Strong analytical, problem-solving, and decision-making skills.
  • Knowledge of accounting policies, practices, and systems.
Work Environment & Culture:

Foster and embody the Ideal Tridon Group values:

  • Devoted to Customers – Builds trusted relationships through service and reliability.
  • We Care – Acts with integrity, accountability, and respect for others.
  • Passionate About Growth – Committed to personal and team development.
  • Positive Energy – Creates a collaborative, energizing work environment.
  • We Find a Way – Resourceful, determined, and solutions-focused.

An Equal Opportunity Employer

We do not discriminate based on race, color, religion, national origin, sex, age, disability, genetic information, or any other status protected by law or regulation. It is our intention that all qualified applicants are given equal opportunity and that selection decisions be based on job-related factors.