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Division Credit Manager Jobs in Michigan (NOW HIRING)

About Macnica Macnica Americas, Inc. is the North American division of Macnica Fuji Electronics ... Own customer-side cost and credit management. -Understand and manage price structures for cost-down ...

Part Time Teller

Reed City, MI · On-site

$14.25 - $17.75/hr

Manage time efficiently and take initiative within the branch; seek opportunities to develop or ... West Michigan Credit Union is a division of WMCU. WMCU is a not-for-profit financial cooperative ...

... Government Banking division. This position will focus on Healthcare offices. Primary ... Underwrite complex commercial loans in accordance with Huntington credit policies. * Monitor a ...

... Government Banking division. This position will focus on Healthcare offices. Primary ... Underwrite complex commercial loans in accordance with Huntington credit policies. * Monitor a ...

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Division Credit Manager information

What is a division credit manager?

Division Credit Managers are professionals responsible for overseeing the credit operations within a specific division of a company. They manage the assessment and approval of credit for customers, monitor outstanding accounts, and ensure compliance with company credit policies. Their goal is to minimize financial risk, improve cash flow, and support sales growth by making informed credit decisions. They often lead a team of credit analysts and work closely with sales and finance departments.

What are the key skills and qualifications needed to thrive as a division credit manager?

To thrive as a Division Credit Manager, you need expertise in financial analysis, credit risk assessment, and a strong background in accounting or finance, often supported by a relevant degree. Familiarity with credit management software, ERP systems, and sometimes certifications like the Certified Credit Professional (CCP) are typically required. Strong negotiation, decision-making, and communication skills set standout professionals apart in this role. These skills ensure effective credit policies, minimize financial risk, and maintain healthy cash flow for the organization.

What are some common challenges division credit managers face when overseeing credit policies across multiple branches or regions?

Division Credit Managers often encounter the challenge of maintaining consistent credit policies and risk assessments across various branches, each with its own local market conditions and customer profiles. Balancing centralized guidelines with the need for flexibility to address unique regional circumstances can be demanding. Additionally, they must ensure effective communication and training for branch staff to uphold credit standards, while regularly monitoring and reporting on credit performance to senior management. Proactive collaboration with sales, operations, and finance teams is essential to mitigate credit risks and support business growth.

What is the difference between Division Credit Manager vs Credit Analyst?

AspectDivision Credit ManagerCredit Analyst
Primary RoleOversees credit policies and risk management for a division, approving large credit lines and managing credit teams.Assesses creditworthiness of individual clients or companies, analyzing financial data to recommend credit decisions.
Required CredentialsBachelor’s degree in finance, accounting, or related field; often requires experience in credit management.Bachelor’s degree in finance, economics, or related; certifications like CFA or credit-specific training are common.
Work EnvironmentCorporate office, managing teams and policies within a division of a company.Office setting, conducting financial analysis and risk assessment for clients or prospects.

While both roles involve credit evaluation, the Division Credit Manager focuses on managing credit risk at a division level and overseeing credit policies, whereas the Credit Analyst conducts detailed financial analysis to support credit decisions. The roles complement each other within credit departments but differ in scope and responsibilities.

How much do division credit managers make?

Division credit managers typically earn an average salary ranging from $70,000 to $120,000 annually, depending on experience, company size, and location. They often oversee credit policies, analyze financial data, and require strong analytical and communication skills.

What other jobs can a division credit manager do?

A division credit manager can transition into roles such as credit director, risk manager, collections manager, or financial analyst, leveraging skills in credit assessment, financial analysis, and risk management. These positions often require knowledge of credit policies, strong analytical abilities, and experience with financial software or tools. Certifications like CPA or CFA can also support career advancement in related finance and management roles.

What are popular job titles related to Division Credit Manager jobs in Michigan?

For Division Credit Manager jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Division Credit Manager jobs in Michigan look for?

The top searched job categories for Division Credit Manager jobs in Michigan are:

What cities in Michigan are hiring for Division Credit Manager jobs?

Cities in Michigan with the most Division Credit Manager job openings:

Member Experience Advisor

Ignite Credit Union

Holland, MI • On-site

$20.84/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 hours ago


Job description

Description

***This position is located in Fennville, MI***


Are you ready to take the next step in your career with a company that values innovation, integrity, and community? At Allegan Credit Union, a division of Ignite Credit Union, we're more than just a financial institution-we're a team dedicated to making a meaningful impact in the lives of our members and the communities we serve. We're looking for passionate, driven individuals who are excited to grow with us and help ignite financial success for all. If you're looking for a workplace that champions professional development, collaboration, and a people-first approach, we want to hear from you!


Benefits Offered:

  • Bi-weekly 401(k) Match and Profit Sharing
  • Education reimbursement
  • Up to $600 in wellness reimbursement annually - fitness equipment, gym membership, massages, etc.
  • Full Medical, Dental, Vision, and Prescription Insurance coverage
  • Health Savings Account with bi-weekly Employer Contributions
  • Employer Paid Life Insurance
  • Employer-paid Short and Long Term Disability coverage
  • Pet Insurance
  • Health Advocacy Support
  • Generous Paid Time Off
  • 12 Paid Holidays
  • Employee Assistance Programs
  • Monthly commissions and incentives
  • Employee Appreciation Events
  • Community Volunteering Opportunities
  • Performance and Discretionary Bonuses
  • Employee Discount Program for travel, shopping, restaurants, etc.

... and more

Requirements

***This position is located in Fennville, MI***


The Member Experience Advisor is a relationship-focused professional who delivers exceptional member experiences both in-person and through digital channels. The Member Experience Advisor will serve as a trusted financial guide-helping members open accounts, process consumer loans, and discover the right financial solutions for their needs. The Member Experience role combines relationship building, consultative sales, and financial expertise to deepen member loyalty and drive results.


Key Responsibilities
  • Engage members as their first point of contact-building relationships and uncovering needs through genuine conversation.
  • Open new memberships, checking, savings, and specialty accounts while ensuring compliance with credit union policies.
  • Conduct consumer loan interviews, process applications, and provide recommendations for products such as personal loans, auto loans, and credit cards.
  • Proactively identify opportunities to cross-sell and refer products that benefit the member's financial well-being.
  • Educate members on digital banking and self-service tools, promoting the adoption of emerging technologies.
  • Maintain and balance the branch vault, ensuring security and compliance.
  • Support overall branch operations, including opening/closing procedures and cash management.
  • Collaborate with team members to meet and exceed branch sales and service goals.


What We're Looking For

  • Experience:
    • 1-3 years of similar or related experience in a financial institution or proven success in a sales-focused environment (banking, retail, or service industry).
  • Skills & Attributes:
    • Confident communicator with excellent relationship-building skills.
    • Goal-oriented, self-motivated, and driven to exceed expectations.
    • Strong problem-solving and analytical abilities.
    • Tech-savvy and comfortable learning new systems and digital tools.
    • A genuine passion for helping others achieve financial success.

At Allegan Credit Union, a division of Ignite Credit Union, you'll find more than just a job-you'll discover a career where your contributions are valued, your growth is supported, and your impact is felt. Join a dynamic team committed to fostering financial well-being and building stronger communities. If you're looking for a role where you can thrive professionally while making a difference, Ignite your future with us today!


Allegan Credit Union, a division of Ignite Credit Union provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, height, weight, disability, genetic information, marital status, amnesty, status as a covered veteran, or any other status or characteristic protected by applicable federal, state and local laws.