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Director Credit Risk Jobs in Alabama (NOW HIRING)

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Insurance Sales Representative

Hazel Green, AL · On-site

$45K - $100K/yr

As part of Alabama Farm Credit, we combine specialized crop insurance expertise with the strength ... You will report to the Director of Farm Shield Crop Insurance Agency and gradually take on more ...

First Horizon Bank

Mortgage Underwriter

Birmingham, AL · On-site

... make prudent credit decisions which maximize organizational profit and minimize risk or loss ... FHA Direct Endorsement and VA SAR or equivalent non-QM, manual underwriting experience About Us ...

Huntington

Underwriter Senior - Home Lending

Hoover, AL · On-site +1

$99K/yr

... credit and compliance documents are in alignment with product guidelines and supportive of the ... Confidence in underwriting risk-based portfolio product set from our Wealth Management Group.

Huntington

Underwriter Senior - Home Lending

Hoover, AL · On-site +1

$102K/yr

... credit and compliance documents are in alignment with product guidelines and supportive of the ... Confidence in underwriting risk-based portfolio product set from our Wealth Management Group.

Synovus

Financial Advisor - Jasper

Jasper, AL · On-site

Meet all designated Pinnacle standards for appropriate risk rating; credit soundness thresholds ... Participate in developmental and training activities as well as projects as directed by management.

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Alabama

Director Credit Risk information

See Alabama salary details

$76.6K

$141.7K

$273.3K

How much do director credit risk jobs pay per year?

As of Jul 17, 2026, the average yearly pay for director credit risk in Alabama is $141,682.00, according to ZipRecruiter salary data. Most workers in this role earn between $94,700.00 and $170,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Alabama? The most popular types of Credit Risk jobs in Alabama are:
What are popular job titles related to Director Credit Risk jobs in Alabama? For Director Credit Risk jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Alabama look for? The top searched job categories for Director Credit Risk jobs in Alabama are:
What cities in Alabama are hiring for Director Credit Risk jobs? Cities in Alabama with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Equipment Finance Regional Director (REMOTE)

Equipment Finance Regional Director (REMOTE)

Atlantic Union Bank

Birmingham, AL • On-site, Remote

$64.98 - $108.56/hr

Full-time

Re-posted 10 days ago

Atlantic Union Bank rating

7.2

Company rating: 7.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

103rd of 149 rated banks

Job description

The Equipment Finance Regional Director is responsible for marketing a range of both equipment finance lending and leasing products to medium and large commercial clients within assigned territory. The Regional Director is results driven and capable of working independently to identify prospects in their territory and maintain a sustained calling strategy. The Regional Director understands and incorporates AUEF's target market criteria (credit profile, pricing, and structuring) in their strategy. This role involves a strong understanding of the sales process, credit analysis and excel at generating leads, and closing deals.
  • Works closely with internal partners to facilitate the development of new business relationships as well as develop prospects. Responsible for retaining and expanding existing customer relationships.
  • Develops and maintains high quality relationships, with an emphasis on companies with revenues greater than $50 million, while working with RMs and TMOs to obtain deposits and cross-selling other Bank products and services.
  • Prepare correspondence, proposal and commitment letters, credit submittals and documentation requests as required.
  • Expands existing knowledge base of equipment finance and other commercial banking products and services, including loan policy, documentation, structuring and regulatory requirements.
  • Ensures the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines.
  • Executes a call program to develop new and existing customer relationships and to identify potential customers and develop prospect lists.
  • Maintains pipeline of existing relationships and new prospects.
  • Assists in mentoring teammates, to include prospecting/calling, credit analysis, financial spreading and underwriting.
  • Ensures that all work is in compliance with applicable policies, procedures, laws, regulations and guidelines.
  • Other Duties as Assigned

Organizational Relationship
  • This position reports to the Managing Director of Direct Originations

Position Qualifications
Education & Experience
  • Bachelor's degree (MBA preferred) in finance, banking or other related field
  • Minimum 10 years of equipment finance sales experience
  • Experience with SuperTrump, TValue, Infoanalysis and Customer Relationship Management system

Knowledge & Skills
  • Strong credit and analytical skills.
  • Ability to independently manage a specialty line of lending (equipment finance) and complex lending structures.
  • Very strong professional writing skills, can articulate a customer's business needs succinctly and accurately
  • Demonstrates effective problem solving and excellent collaboration and inter-personal communication skills.
  • Possesses excellent equipment finance lending and leasing product knowledge.
  • Ability to make knowledgeable loan decisions based on information supplied by the customer verified through a rigorous underwriting process, strong ability to structure loans, strong credit skills.
  • Proven track record with sales and new business development in conjunction with exceeding sales goals.
  • Ability to work well in a sales driven environment
  • Ability to manage multiple tasks at one time without supervision.
  • Knowledge of applicable laws and regulatory compliance related to commercial lending.
  • Proficient computer skills with a good working knowledge of Microsoft Office Programs including Excel, Word and Outlook

Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits.
We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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