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Director Credit Risk Jobs in Alabama (NOW HIRING)

As part of Alabama Farm Credit, we combine specialized crop insurance expertise with the strength ... You will report to the Director of Farm Shield Crop Insurance Agency and gradually take on more ...

$200K - $240K/yr

Gather initial credit package information for evaluation and act as client liaison through credit ... Minimum of 15 years of experience in Compliance, Risk Management, or Legal roles within the banking ...

$200K - $240K/yr

Gather initial credit package information for evaluation and act as client liaison through credit ... Minimum of 15 years of experience in Compliance, Risk Management, or Legal roles within the banking ...

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Director Credit Risk information

See Alabama salary details

$76.6K

$141.7K

$273.3K

How much do director credit risk jobs pay per year?

As of Jun 16, 2026, the average yearly pay for director credit risk in Alabama is $141,682.00, according to ZipRecruiter salary data. Most workers in this role earn between $94,700.00 and $170,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Alabama? The most popular types of Credit Risk jobs in Alabama are:
What are popular job titles related to Director Credit Risk jobs in Alabama? For Director Credit Risk jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Alabama look for? The top searched job categories for Director Credit Risk jobs in Alabama are:
What cities in Alabama are hiring for Director Credit Risk jobs? Cities in Alabama with the most Director Credit Risk job openings:
Infographic showing various Director Credit Risk job openings in Alabama as of June 2026, with employment types broken down into 78% Full Time, 19% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $141,682 per year, or $68.1 per hour.
Chief Financial Officer

Other

Posted 29 days ago


Alabama Credit Union rating

8.8

Company rating: 8.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

Description

The Chief Financial Officer (CFO) provides strategic and operational leadership for all financial functions of the credit union. As a key member of the strategic leadership team, the CFO is responsible for financial strategy, performance management, balance sheet optimization, and regulatory financial oversight. This role ensures the credit union's financial strength, long-term sustainability, and alignment with its mission while supporting growth, innovation, and prudent risk management.


Some job duties include:

  • Serve as a strategic advisor to the CEO and Board of Directors on financial performance, capital strategy, liquidity, and long-term financial planning.
  • Oversee all accounting, financial reporting, and internal controls to ensure accuracy, integrity, and timeliness.
  • Lead Asset Liability Management (ALM), liquidity management, interest rate risk modeling, and capital planning.
  • Direct the annual budgeting process and rolling forecasts, ensuring alignment with strategic priorities.
  • Support Board and committee governance, including Finance, Asset Liability, and Risk Committees.
  • Lead, mentor, and develop a high-performing finance team with a focus on succession planning, continuous improvement and innovation.


Requirements

Experience: Ten to fifteen years of progressive financial leadership experience, with significant experience in a financial institution; credit union experience strongly preferred.


Education: Bachelor's degree in Finance, Accounting, Business or related field required; MBA strongly preferred. CPA required.


Industry Knowledge:

  • Ability to analyze data, reading and creating reports with numerous software platforms
  • Advanced understanding of Credit Union products and services, as well as competitor and potential products and services
  • Demonstrated expertise in ALM, capital planning, liquidity management, and regulatory financial planning

Leadership Skills:

  • Excellent supervisory skills, with the ability to delegate some supervisory functions
  • Professional presentation and the ability to maintain a calm demeanor under potentially stressful circumstances
  • Strong project management skills, to include multi-departmental initiatives that may require significant resource investment in learning new data analytics techniques and procedures
  • The ability to gather buy-in and drive completion of projects that affect multiple areas of the organization
  • The ability to use discretion in the sharing of information is required, including the highest degree of confidentiality with information that is not to be disclosed according to law and/or ACU policy
  • Ability to independently travel, occasionally overnight.

Technical Skills:

  • Advanced Excel knowledge required
  • Proficiency in Power BI and ALM software