ZipRecruiter

Log In

1

Direct Lender Jobs (NOW HIRING)

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

Sauk Valley Bank

Commercial Ag Lender

Sterling, IL · On-site

SUMMARY The position of Commercial Ag Lender is responsible for soliciting, negotiating ... Directors Loan Committee Develops and maintains knowledge of the financial industry, economy ...

LBC Mortgage

Mortgage Loan Officer

Washington, DC · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

Washington, DC · Remote

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

BritePros Medical Staffing

Commercial Lender

Dallas, TX · On-site

Commercial Lender - To $140K - Dallas/Fort Worth, TX - Job # 2870 Who We Are The Symicor Group is a ... Seven or more years of direct lending or credit support-related experience with a focus on business ...

Sauk Valley Bank

Commercial Ag Lender

Sterling, IL · On-site

SUMMARY The position of Commercial Ag Lender is responsible for soliciting, negotiating ... Director's Loan Committee Develops and maintains knowledge of the financial industry, economy ...

Cornerstone Executive Search

SVP, Ag Lender

Lacon, IL · On-site

... will have direct visibility to the Bank President and real influence over how the ag lending ... For the right lender, the opportunity is not defined by sales quotas or short-term origination ...

Semper Home Loans

Mortgage Recruiter

Providence, RI · On-site

Semper Home Loans, a direct lender licensed in 42 states, is seeking an experienced and driven Mortgage Recruiter to join our executive team. Reporting directly to the Chief Strategy Officer and HR ...

Lenoxhomeloans

Loan Officer

Santa Ana, CA

$15K/mo

We are a National Direct Lender licensed in 42 states and looking for experienced Loan Officers. REQUIREMENTS: Registered through NMLS and S.A.F.E. Act Certified Mortgage Experience Required Sales ...

Guaranty Bank

Residential Lender

Springfield, MO · On-site

Residential Lender DEPARTMENT: Residential Lending JOB SUMMARY: The Residential Lender is ... Direct and participate in the closing of approved mortgage loan agreements. * Monitor market ...

next page

Showing results 1-20

All JobsDirect Lender Jobs

Direct Lender information

See salary details

$9

$16

$20

How much do direct lender jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for direct lender in the United States is $16.28, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $17.55 per hour, depending on experience, location, and employer.

What does a direct lender do?

A direct lender is a financial institution or individual that provides loans directly to borrowers without intermediaries. They handle the entire loan process, including application, approval, and funding, often requiring knowledge of lending criteria and credit analysis. This role involves assessing borrower eligibility and ensuring compliance with lending regulations.

What is the difference between Direct Lender vs Mortgage Broker?

AspectDirect LenderMortgage Broker
CredentialsTypically requires licensing and certifications like NMLSRequires licensing and certifications, often NMLS as well
Work EnvironmentWorks directly with borrowers, often within a bank or lending companyActs as an intermediary, working with multiple lenders
Employer & Industry UsageEmployers include banks, credit unions, online lendersEmployers are mortgage broker firms or independent brokers
Search & Comparison IntentInterested in direct loan options, faster approvalComparing multiple loan options, seeking best rates

In summary, a Direct Lender provides loans directly to borrowers, often with faster processing, while a Mortgage Broker acts as an intermediary, connecting clients with various lenders to find the best mortgage options. Both roles require licensing and operate within the mortgage industry, but their work environment and client interaction differ.

What are some common challenges faced by Direct Lenders when evaluating loan applications?

Direct Lenders often encounter challenges such as accurately assessing borrower creditworthiness, identifying potential fraud, and ensuring compliance with regulatory requirements. Balancing the need for thorough due diligence while still providing a fast and efficient approval process can be demanding. Additionally, market fluctuations and changing interest rates may impact lending criteria, requiring Direct Lenders to stay adaptable and informed. Collaboration with underwriters, compliance officers, and customer service teams is essential to manage these challenges effectively.

What is a direct lender?

A direct lender is a financial institution or private entity that provides loans directly to borrowers without intermediaries, such as brokers or agents. This means the lender funds the loan with its own money and manages the entire loan process, including application, approval, and servicing. Working with a direct lender can often result in faster loan approvals and potentially lower fees, as there are no third-party commissions involved. Common examples of direct lenders include banks, credit unions, and specialized lending companies.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Their total income also depends on base salary, bonuses, and the volume of loans they process. Compensation structures vary by employer and region, and loan officers often work in a commission-based environment with sales targets.

What are the key skills and qualifications needed to thrive as a Direct Lender, and why are they important?

To thrive as a Direct Lender, you need a solid understanding of financial products, risk assessment, and regulatory compliance, often supported by a degree in finance or related field. Familiarity with loan origination systems, credit analysis tools, and relevant certifications such as NMLS licensure is important. Strong interpersonal skills, attention to detail, and effective communication help build client trust and facilitate smooth transactions. These skills ensure accurate lending decisions, regulatory adherence, and long-term client relationships in a competitive financial market.

How to get a job in lending?

To get a job as a lender, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in finance, economics, or related fields. Relevant skills include financial analysis, customer service, and knowledge of lending regulations; obtaining certifications like the Mortgage Loan Originator license can also improve prospects. Entry-level positions often require strong communication skills and attention to detail, with opportunities for advancement through experience and additional training.

What jobs make $1,000,000 a year?

In the context of a direct lender or finance-related roles, high-earning positions such as investment bankers, hedge fund managers, private equity executives, and top-tier sales professionals can earn $1,000,000 or more annually through salaries, bonuses, and commissions. These roles typically require advanced skills, extensive experience, and often involve performance-based compensation structures.
More about Direct Lender jobs
What job categories do people searching Direct Lender jobs look for? The top searched job categories for Direct Lender jobs are:
Direct Lender jobs near you
Infographic showing various Direct Lender job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $33,871 per year, or $16.3 per hour.
Mortgage Loan Officer

Mortgage Loan Officer

LBC Mortgage

North Hollywood, CA • On-site, Remote

Other

Re-posted 16 days ago

Job description

Mortgage Loan Officer Position!
LBC Mortgage is looking for a licensed Mortgage Loan Officer to work remotely or on-site in the North Hollywood office.
If you are a superstar on the phone and know how to convert leads to loans, we could be a great fit for each other.
What we offer:
  • We provide leads;
  • Access to our 90+ lenders (wholesale and direct lender channels);
  • In-house DIRECT Hard Money Fund that we manage. BE A DIRECT HARD MONEY LENDER!!!
  • Team of professional in-house processors-they will help you structure deals; loan officer assistant;
  • In-house marketing team: Editor, copywriter, social media, targeting, SEO, PPC;
  • In-house Video Recording Studio - record reels, videos, podcasts to promote yourself;
  • Custom CRM & Custom App for Agents;
  • Training provided if you need more experience in Hard money or Conventional/Non-QM loans;

Requirements:
  • NMLS License required;
  • Knowledge of Conventional, FHA, and Non-QM loan products;
  • Experience with Hard Money would be a plus;
  • DRE License would be a plus.

Responsibilities:
  • Present and communicate company loan products and services;
  • Assist clients in completing loan applications and all necessary paperwork;
  • Conduct thorough reviews of client financial information to ensure loan eligibility;
  • Follow up, Follow up, Follow up.

We specialize in Non-QM Loans, Hard Money, Conventional, Government loans, Bank Statements, P&L, VOE, DSCR, Foreign Citizen loans, and more. Our closing ratio is 99%, if we take a deal we make sure it will be closed on time. We have been doing loans for 20 years. We make sure that our loan officers get deals closed!
Currently licensed in CA, FL, TX, WA, IL, and NC. Hard Money loans and DSCR loans nationwide!

Apply