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Deposit Operations Jobs in Iowa (NOW HIRING)

Payment Operations Specialist

Bettendorf, IA · On-site

$46K - $61K/yr

Support deposit operations activities including postings, adjustments, and maintenance * Process returns, adjustments, chargebacks, and corrections * Ensure end-of-day and intraday balancing across ...

Working knowledge of general banking products, deposit operations, banking procedures, internal controls, and customer service standards.Strong written, verbal, organizational, and customer service ...

Working knowledge of general banking products, deposit operations, banking procedures, internal controls, and customer service standards. * Strong written, verbal, organizational, and customer ...

Operations Manager

Davenport, IA · On-site

$70 - $85/hr

The Operations Manager will ensure materials and equipment are properly maintained, accurately ... Handle rental billing, including processing charges, payments, invoices, deposits, and billing ...

Operations Manager

Davenport, IA · On-site

$70K - $85K/yr

... deposits, and billing adjustments. • Manage inventory accuracy, material tracking, equipment ... operational efficiency. • Ensure proper handling, storage, inspection, and maintenance of ...

Operations Manager

Davenport, IA · On-site

$70K - $85K/yr

The Operations Manager will ensure materials and equipment are properly maintained, accurately ... Handle rental billing, including processing charges, payments, invoices, deposits, and billing ...

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Deposit Operations information

See Iowa salary details

$10

$24

$50

How much do deposit operations jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for deposit operations in Iowa is $24.65, according to ZipRecruiter salary data. Most workers in this role earn between $16.73 and $28.46 per hour, depending on experience, location, and employer.

What is deposit operations?

Deposit Operations refers to the back-office functions in a bank or financial institution that handle the processing, maintenance, and management of deposit accounts such as checking, savings, and certificates of deposit. This department ensures that transactions like deposits, withdrawals, transfers, and account maintenance are processed efficiently and accurately. They also ensure compliance with banking regulations, manage risk, and provide support for customer service teams. Their work is crucial for the smooth functioning of day-to-day banking activities and safeguarding customer funds.

What are some common challenges faced in a deposit operations role, and how can new team members prepare for them?

Deposit Operations professionals often encounter challenges such as managing high transaction volumes, ensuring regulatory compliance, and quickly resolving discrepancies in account activity. New team members can prepare by familiarizing themselves with industry regulations, developing strong attention to detail, and improving their proficiency with banking software systems. Regular collaboration with other departments, such as IT and customer service, also helps ensure smooth processes and timely issue resolution. Being proactive in communication and staying organized are key to thriving in this fast-paced environment.

What are the key skills and qualifications needed to thrive in deposit operations, and why are they important?

Deposit Operations professionals require strong attention to detail, knowledge of banking regulations, and experience with account reconciliation, often supported by a background in finance or banking. Familiarity with core banking systems, transaction processing software, and compliance monitoring tools is typically essential. Strong organizational skills, problem-solving abilities, and effective communication set individuals apart in this role. These skills ensure accurate transaction processing, regulatory compliance, and efficient resolution of issues, all of which are vital for maintaining the integrity of banking operations.

What is the difference between Deposit Operations vs Loan Operations?

AspectDeposit OperationsLoan Operations
Required CredentialsTypically requires banking or finance certifications, basic accounting knowledgeSimilar certifications, with additional focus on credit analysis
Work EnvironmentBank branches, back-office banking departmentsLoan processing centers, back-office banking units
Employer & Industry UsageCommercial banks, credit unionsCommercial banks, mortgage companies
Common Search & Comparison IntentUnderstanding deposit handling, account managementLoan processing, approval procedures

Deposit Operations and Loan Operations are both essential banking roles but focus on different financial products. Deposit Operations handles account deposits, withdrawals, and account maintenance, while Loan Operations manages loan processing, disbursement, and repayment. Both roles require similar certifications and work within banking environments, but they serve different functions within financial institutions.

What are the most commonly searched types of Deposit Operations jobs in Iowa?

The most popular types of Deposit Operations jobs in Iowa are:

What are popular job titles related to Deposit Operations jobs in Iowa?

For Deposit Operations jobs in Iowa, the most frequently searched job titles are:

What cities in Iowa are hiring for Deposit Operations jobs?

Cities in Iowa with the most Deposit Operations job openings:

Infographic showing various Deposit Operations job openings in Iowa as of August 2026, with employment types broken down into 2% As Needed, 81% Full Time, 13% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $51,273 per year, or $24.7 per hour.

Deposit Operations Specialist

First National Bank

Ames, IA • On-site

Part-time

Posted 5 days ago


First National Bank rating

7.9

Company rating: 7.9 out of 10

Based on 70 frontline employees who took The Breakroom Quiz

78th of 175 rated banks


Job description

At First National Bank, we're more than a community bank. We're a team of dedicated professionals committed to making a difference for our customers, communities, and each other. Serving Ames, Ankeny, Osceola, and West Des Moines through eight convenient locations, we proudly live our mission of being Customer Focused, Locally Empowered, and Team Member Driven.

We're seeking a detail-oriented, problem-solving Deposit Operations Specialist to join our team in Ames. If you enjoy working behind the scenes to ensure operational excellence, thrive in a fast-paced environment, and take pride in accuracy, this could be the perfect opportunity for you.

What You'll Do

As a Deposit Operations Specialist, you'll play a critical role in supporting the daily operations that keep our bank running smoothly and our customers well served. Your responsibilities will include:

  • Researching and resolving non-posted transactions for deposit accounts, including checking, savings, certificates of deposit, and financial management services accounts
  • Reviewing stop payment reports and determining eligibility for return items
  • Reconciling and balancing general ledger accounts in accordance with established procedures
  • Verifying signatures on large-dollar checks to help protect customers and the bank
  • Processing death routing forms and related account maintenance
  • Balancing ATM general ledger accounts and posting transactions accurately
  • Processing NSF notices and preparing outgoing mail
  • Assisting with document imaging and electronic record management
  • Delivering exceptional service by ensuring account transactions are handled accurately, efficiently, and professionally
What Makes You a Great Fit

We're looking for someone who is highly organized, analytical, and committed to accuracy.

Preferred Qualifications
  • Previous banking experience preferred
  • Understanding of debits, credits, reconciliations, and balancing processes
  • Strong math and analytical skills
  • Exceptional attention to detail and commitment to accuracy
  • Strong computer proficiency and ability to troubleshoot technology issues
  • Excellent problem-solving and critical-thinking abilities
  • Effective verbal and written communication skills
  • Outstanding customer service mindset
  • Ability to prioritize tasks, work independently, and manage multiple responsibilities
  • Ability to work onsite at our Downtown Ames location
Why Join First National Bank?

At First National Bank, we believe our success starts with our people. When you join our team, you'll become part of a supportive, community-focused organization that values collaboration, professional growth, and meaningful work.

We offer:

  • Competitive compensation
  • Comprehensive benefits package
  • Supportive team environment
  • Opportunities for professional development and growth
  • Stability of a well-established community bank
  • The chance to make a real impact in the communities we serve
Join Our Team

If you're a highly detail-oriented professional who enjoys solving problems, supporting operational excellence, and contributing to a team-first culture, we'd love to hear from you.

Apply today and discover a rewarding career with First National Bank.

First National Bank is an Equal Opportunity Employer.


Works Monday-Friday about 6 hours per day.
30-32 hours per week.

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