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Debt Restructuring Jobs (NOW HIRING)

Synergy Restructuring

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Inside Sales Rep **minimum exp required, will train!**

Wall, NJ · On-site

$17 - $20/hr

Synergy Restructuring has over 25 years of combined experience providing expert financial, business debt relief and business loan restructuring solutions. Our goal is to optimize businesses by ...

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Debt Restructuring information

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How much do debt restructuring jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for debt restructuring in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What is the highest paid job in finance?

In finance, the highest paid roles are typically investment bankers, private equity managers, and hedge fund managers, often earning multi-million dollar annual compensation including bonuses. These positions require advanced degrees, strong analytical skills, and extensive experience, and they operate in high-pressure environments with demanding schedules.

What are the key skills and qualifications needed to thrive as a Debt Restructuring professional, and why are they important?

To thrive as a Debt Restructuring professional, you need a strong background in finance, accounting, and legal frameworks, often supported by a degree in finance, law, or business and relevant certifications such as CFA or CPA. Proficiency with financial modeling software, restructuring tools, and familiarity with insolvency laws and debt instruments is essential. Excellent negotiation, problem-solving, and communication skills help build consensus among stakeholders and manage complex client relationships. These skills are crucial for developing effective restructuring strategies that maximize value and minimize risk for all parties involved.

What is debt restructuring?

Debt restructuring is a process used by companies or individuals to renegotiate the terms of their existing debt obligations with creditors. This typically involves altering the repayment schedule, reducing the total amount owed, or extending the maturity date to make the debt more manageable. The goal is to avoid default, improve financial stability, and create a plan that benefits both the debtor and the creditors. Debt restructuring can be done voluntarily or through legal proceedings, depending on the situation.

What does debt restructuring do?

Debt restructuring involves negotiating new terms for existing debt to improve repayment conditions, such as extending the repayment period, reducing interest rates, or lowering the principal amount. Debt restructuring professionals analyze financial situations and work with creditors to help clients manage or reduce their debt burdens effectively.

Is restructuring a good career path?

Debt restructuring is a viable career for professionals interested in finance, negotiations, and financial analysis. It often requires strong analytical skills, knowledge of financial laws, and certifications such as CFA or CPA. The field can offer stable employment and opportunities for advancement in financial services firms or consulting companies.

What is the salary for restructuring and turnaround?

Salaries for professionals in restructuring and turnaround roles typically range from $60,000 to $150,000 annually, depending on experience, location, and company size. Senior-level positions or those with specialized skills may earn higher compensation, often supplemented with bonuses or incentives.

What are some common challenges faced by professionals working in debt restructuring, and how can they overcome them?

Professionals in debt restructuring often encounter challenges such as navigating complex negotiations with multiple stakeholders, managing tight deadlines, and staying abreast of evolving regulations and legal frameworks. Success in this role requires strong communication skills, a collaborative mindset, and the ability to analyze financial statements under pressure. Building rapport with creditors and clients, staying organized, and seeking mentorship from experienced colleagues can help overcome these obstacles and support successful outcomes.

What is the difference between Debt Restructuring vs Debt Analyst?

AspectDebt RestructuringDebt Analyst
Primary RoleNegotiates and implements strategies to modify debt terms for distressed borrowersAnalyzes debt portfolios, assesses credit risk, and provides recommendations
Required SkillsFinancial analysis, negotiation, understanding of debt instrumentsFinancial modeling, data analysis, credit assessment
Work EnvironmentFinancial institutions, consulting firms, or corporate finance departmentsBanks, investment firms, or credit agencies

Debt Restructuring focuses on renegotiating debt terms to help distressed borrowers, while Debt Analysts evaluate debt portfolios and assess credit risks. Both roles require strong financial analysis skills but differ in their primary functions—one is about negotiation and strategy, the other about analysis and assessment.

More about Debt Restructuring jobs
What cities are hiring for Debt Restructuring jobs? Cities with the most Debt Restructuring job openings:
What are the most commonly searched types of Debt Restructuring jobs? The most popular types of Debt Restructuring jobs are:
What states have the most Debt Restructuring jobs? States with the most job openings for Debt Restructuring jobs include:
Debt Restructuring jobs near you
Infographic showing various Debt Restructuring job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 7% Part Time, and 1% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Banking and Debt Restructuring Associate

5 Legal

Philadelphia, PA

Full-time

Re-posted 24 days ago

Job description

Top 200 AmLaw firm seeks an associate to join its Banking and Debt Restructuring Practice in their Newark and Philadelphia office.


Qualified candidates must have 2-5 years of commercial real estate experience preferred. The candidate is expected to support the Firm’s banking and debt restructuring and real estate practices. Workout/creditors’ rights experience is a plus. New Jersey and Pennsylvania Bar admissions and strong academic record required.