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Debt Restructuring Jobs in Houston, TX (NOW HIRING)

5 Legal

Financial Restructuring Associate

Houston, TX · On-site

Candidates will also have experience representing debtors, creditors, and investors in a broad range of restructuring matters, including chapter 11 cases, cross-border insolvency matters, out-of ...

BG Staffing

Commercial Asset Manager

Houston, TX · On-site

$65K/yr

... restructuring, recapitalization, refinance, disposition, and turnaround analysis as needed. ● Maintain and regularly update the firm's SREO, including property-level financials, debt balances ...

Stifel

IB Associate - Energy (Houston)

Houston, TX

Participate in M&A, corporate finance (debt, public, and private equity) and restructuring assignments * Prepare valuations, write memorandums for M&A and private placement processes, conduct M&A ...

Stifel

IB Associate - Energy (Houston)

Houston, TX

Participate in M&A, corporate finance (debt, public, and private equity) and restructuring assignments * Prepare valuations, write memorandums for M&A and private placement processes, conduct M&A ...

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Debt Restructuring information

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$13

$19

$28

How much do debt restructuring jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for debt restructuring in Houston, TX is $19.04, according to ZipRecruiter salary data. Most workers in this role earn between $14.33 and $24.57 per hour, depending on experience, location, and employer.

What is debt restructuring?

Debt restructuring is a process used by companies or individuals to renegotiate the terms of their existing debt obligations with creditors. This typically involves altering the repayment schedule, reducing the total amount owed, or extending the maturity date to make the debt more manageable. The goal is to avoid default, improve financial stability, and create a plan that benefits both the debtor and the creditors. Debt restructuring can be done voluntarily or through legal proceedings, depending on the situation.

What are the key skills and qualifications needed to thrive as a debt restructuring professional?

To thrive as a Debt Restructuring professional, you need a strong background in finance, accounting, and legal frameworks, often supported by a degree in finance, law, or business and relevant certifications such as CFA or CPA. Proficiency with financial modeling software, restructuring tools, and familiarity with insolvency laws and debt instruments is essential. Excellent negotiation, problem-solving, and communication skills help build consensus among stakeholders and manage complex client relationships. These skills are crucial for developing effective restructuring strategies that maximize value and minimize risk for all parties involved.

What are some common challenges faced by professionals working in debt restructuring, and how can they overcome them?

Professionals in debt restructuring often encounter challenges such as navigating complex negotiations with multiple stakeholders, managing tight deadlines, and staying abreast of evolving regulations and legal frameworks. Success in this role requires strong communication skills, a collaborative mindset, and the ability to analyze financial statements under pressure. Building rapport with creditors and clients, staying organized, and seeking mentorship from experienced colleagues can help overcome these obstacles and support successful outcomes.

What is the difference between Debt Restructuring vs Debt Analyst?

AspectDebt RestructuringDebt Analyst
Primary RoleNegotiates and implements strategies to modify debt terms for distressed borrowersAnalyzes debt portfolios, assesses credit risk, and provides recommendations
Required SkillsFinancial analysis, negotiation, understanding of debt instrumentsFinancial modeling, data analysis, credit assessment
Work EnvironmentFinancial institutions, consulting firms, or corporate finance departmentsBanks, investment firms, or credit agencies

Debt Restructuring focuses on renegotiating debt terms to help distressed borrowers, while Debt Analysts evaluate debt portfolios and assess credit risks. Both roles require strong financial analysis skills but differ in their primary functions—one is about negotiation and strategy, the other about analysis and assessment.

Does debt restructuring work?

Debt restructuring professionals help clients negotiate new payment terms or reduce debt amounts to improve financial stability. Its effectiveness depends on the client's situation and the willingness of creditors to cooperate; it can be a useful tool for managing debt but does not guarantee complete debt elimination. Success often requires strong negotiation skills and understanding of financial laws and regulations.

What are the most commonly searched types of Debt Restructuring jobs in Houston, TX?

The most popular types of Debt Restructuring jobs in Houston, TX are:

Debt Restructuring jobs near you
Infographic showing various Debt Restructuring job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $39,602 per year, or $19 per hour.

Middle Market Commercial Loan Officer

MRINetwork Jobs

Houston, TX • On-site

Full-time

Re-posted 28 days ago

Job description

Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $20-500MM. The successful candidate will solicit the sale of bank services to businesses. Other duties and responsibilities include collecting and analyzing financial data to determine the creditworthiness of the prospect.  Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. With the assistance of the credit team, you will establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects.
 
Job Requirements
  • 7+ years of commercial lending experience
  • Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred)
  • Strong understanding of commercial depository services
  • Excellent credit skills and general familiarity with commercial documentation
  • Established book of business required

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest.