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Debt Restructuring Jobs in California (NOW HIRING)

MRINetwork Jobs

Commercial Loan Officer

San Mateo, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Sunnyvale, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

San Jose, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Riverside, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Ventura, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Stockton, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Riverside, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Corona, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Riverside, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Anaheim, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

MRINetwork Jobs

Commercial Loan Officer

Oakland, CA · On-site

Provide secured financing solutions in support of working capital growth, acquisitions and debt restructuring for your new and existing clients with the goal of generating income and enhancing the ...

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All JobsDebt Restructuring JobsDebt Restructuring Jobs in California

Debt Restructuring information

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How much do debt restructuring jobs pay per hour?

As of Aug 25, 2026, the average hourly pay for debt restructuring in California is $19.68, according to ZipRecruiter salary data. Most workers in this role earn between $14.81 and $25.38 per hour, depending on experience, location, and employer.

What is debt restructuring?

Debt restructuring is a process used by companies or individuals to renegotiate the terms of their existing debt obligations with creditors. This typically involves altering the repayment schedule, reducing the total amount owed, or extending the maturity date to make the debt more manageable. The goal is to avoid default, improve financial stability, and create a plan that benefits both the debtor and the creditors. Debt restructuring can be done voluntarily or through legal proceedings, depending on the situation.

What are the key skills and qualifications needed to thrive as a debt restructuring professional?

To thrive as a Debt Restructuring professional, you need a strong background in finance, accounting, and legal frameworks, often supported by a degree in finance, law, or business and relevant certifications such as CFA or CPA. Proficiency with financial modeling software, restructuring tools, and familiarity with insolvency laws and debt instruments is essential. Excellent negotiation, problem-solving, and communication skills help build consensus among stakeholders and manage complex client relationships. These skills are crucial for developing effective restructuring strategies that maximize value and minimize risk for all parties involved.

What are some common challenges faced by professionals working in debt restructuring, and how can they overcome them?

Professionals in debt restructuring often encounter challenges such as navigating complex negotiations with multiple stakeholders, managing tight deadlines, and staying abreast of evolving regulations and legal frameworks. Success in this role requires strong communication skills, a collaborative mindset, and the ability to analyze financial statements under pressure. Building rapport with creditors and clients, staying organized, and seeking mentorship from experienced colleagues can help overcome these obstacles and support successful outcomes.

What is the difference between Debt Restructuring vs Debt Analyst?

AspectDebt RestructuringDebt Analyst
Primary RoleNegotiates and implements strategies to modify debt terms for distressed borrowersAnalyzes debt portfolios, assesses credit risk, and provides recommendations
Required SkillsFinancial analysis, negotiation, understanding of debt instrumentsFinancial modeling, data analysis, credit assessment
Work EnvironmentFinancial institutions, consulting firms, or corporate finance departmentsBanks, investment firms, or credit agencies

Debt Restructuring focuses on renegotiating debt terms to help distressed borrowers, while Debt Analysts evaluate debt portfolios and assess credit risks. Both roles require strong financial analysis skills but differ in their primary functions—one is about negotiation and strategy, the other about analysis and assessment.

Does debt restructuring work?

Debt restructuring professionals help clients negotiate new payment terms or reduce debt amounts to improve financial stability. Its effectiveness depends on the client's situation and the willingness of creditors to cooperate; it can be a useful tool for managing debt but does not guarantee complete debt elimination. Success often requires strong negotiation skills and understanding of financial laws and regulations.

What are the most commonly searched types of Debt Restructuring jobs in California?

The most popular types of Debt Restructuring jobs in California are:

Debt Restructuring jobs near you
Infographic showing various Debt Restructuring job openings in California as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $40,927 per year, or $19.7 per hour.

Financial Restructuring Associate Attorney

Direct Counsel

Los Angeles, CA

$225K - $435K/yr

Full-time

Re-posted 3 days ago

Job description

Financial Restructuring Associate Attorney

Direct Counsel is seeking a Financial Restructuring Associate Attorney to join a prestigious Am Law firm in Los Angeles or San Francisco, California.

This is an exceptional opportunity for an attorney with 1-5 years of restructuring and bankruptcy experience to join a nationally recognized Financial Restructuring practice. The team represents debtors, creditors, boards of directors, private equity sponsors, lenders, investors, and other key stakeholders in sophisticated Chapter 11 cases, out-of-court restructurings, distressed acquisitions, and bankruptcy-related litigation.

Responsibilities

  • Represent clients in complex Chapter 11 reorganizations, out-of-court restructurings, and insolvency proceedings.

  • Advise debtors, secured and unsecured creditors, lenders, sponsors, boards, committees, and other stakeholders in restructuring matters.

  • Assist with distressed asset acquisitions, including Section 363 sales and bankruptcy-related transactions.

  • Draft and negotiate restructuring agreements, bankruptcy pleadings, motions, and related transaction documents.

  • Handle bankruptcy-related litigation, contested matters, and adversary proceedings.

  • Conduct legal research involving bankruptcy, commercial, and securities law issues.

  • Work directly with clients on restructuring strategies designed to maximize enterprise value.

  • Collaborate with multidisciplinary teams on sophisticated financial restructuring matters.

Qualifications

  • J.D. from an ABA-accredited law school.

  • Active membership in the California Bar, or eligibility and intent to obtain admission promptly.

  • 1-5 years of experience in bankruptcy, restructuring, insolvency, or related commercial matters.

  • Experience with complex Chapter 11 reorganizations or other sophisticated restructuring transactions is preferred.

  • Familiarity with bankruptcy law, commercial law, and related securities law issues.

  • Excellent legal research, analytical, drafting, and writing skills.

  • Outstanding academic credentials and strong references.

  • Strong organizational, interpersonal, and communication skills with the ability to manage complex matters in a fast-paced environment.

Compensation & Benefits

  • Salary: $225,000-$435,000, commensurate with class year, experience, and qualifications.

  • Comprehensive compensation and benefits package, including competitive associate compensation and benefits consistent with a leading Am Law firm.