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Debt Recovery Analyst Jobs (NOW HIRING)

Debt Recovery Agent

Hinesville, GA ยท On-site

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Midway, GA ยท On-site

$7.25/hr

We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ... Review and analyze account histories to identify overdue payments and determine recovery strategies.

Debt Recovery Agent

Pembroke, GA ยท On-site

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Hinesville, GA ยท On-site

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Midway, GA ยท On-site

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Midway, GA ยท On-site

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Hinesville, GA ยท On-site

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Debt Recovery Agent

Pembroke, GA

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

The Asset Recovery Analyst supports the Company's efforts to minimize financial losses by managing ... debt reserves. * Prepare and issue default notices and demand letters in accordance with lease ...

MUST HAVE UCC law experience and understand the legal landscape for commercial debt recovery or the ... Perform legal analysis and make practical recommendations on risk mitigation and compliance issues ...

Asset Recovery Analyst

Chicago, IL ยท On-site

$33.65 - $43.27/hr

The Asset Recovery Analyst supports the Company's efforts to minimize financial losses by managing ... debt reserves. * Prepare and issue default notices and demand letters in accordance with lease ...

Asset Recovery Analyst

Chicago, IL ยท On-site

$33.65 - $43.27/hr

The Asset Recovery Analyst supports the Company's efforts to minimize financial losses by managing ... debt reserves. * Prepare and issue default notices and demand letters in accordance with lease ...

The Asset Recovery Analyst supports the Company's efforts to minimize financial losses by managing ... debt reserves. * Prepare and issue default notices and demand letters in accordance with lease ...

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Debt Recovery Analyst information

See salary details

$36.5K

$97.7K

$228.5K

How much do debt recovery analyst jobs pay per year?

As of Jul 16, 2026, the average yearly pay for debt recovery analyst in the United States is $97,659.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $111,000.00 per year, depending on experience, location, and employer.

What are some common challenges Debt Recovery Analysts face when negotiating with debtors, and how can they effectively overcome them?

Debt Recovery Analysts often encounter challenges such as unresponsive debtors, disputes over the validity of debts, and emotional or confrontational interactions. Effective analysts use strong communication and negotiation skills, maintain professionalism, and leverage empathy to encourage cooperation. Staying up to date with relevant regulations and company policies also helps them navigate disputes and ensure compliance, resulting in more successful recoveries and maintaining positive relationships with clients.

What is the difference between Debt Recovery Analyst vs Credit Analyst?

AspectDebt Recovery AnalystCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsDegree in finance, economics, or related field; certifications like CFA may be preferred
Work EnvironmentCollections agencies, banks, or financial institutionsBanks, lending companies, or financial services firms
Employer & Industry UsageFocuses on recovering overdue debtsFocuses on assessing creditworthiness of clients

While both roles operate within the financial industry, a Debt Recovery Analyst primarily focuses on recovering overdue debts, often working in collections environments. In contrast, a Credit Analyst evaluates the credit risk of potential borrowers. Both roles require financial knowledge, but their daily tasks and objectives differ significantly.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to contact the debtor no more than seven times over a seven-week period, and to wait at least seven days between each contact. This rule helps ensure compliance with regulations like the Fair Debt Collection Practices Act (FDCPA) by preventing harassment and excessive contact. Debt recovery analysts should be aware of such rules to maintain ethical and legal collection practices.

What does a debt analyst do?

A debt recovery analyst evaluates overdue accounts to determine the best approach for collecting debts. They analyze financial data, communicate with debtors, and use collection tools or software to recover funds efficiently while maintaining compliance with regulations.

How to become a collections analyst?

To become a collections analyst, candidates typically need a high school diploma or equivalent, with some roles preferring an associate's or bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, negotiation, and knowledge of debt collection laws, while experience with debt management software can be beneficial. Certifications such as the Certified Debt Specialist (CDS) can enhance prospects in this field.

What are the key skills and qualifications needed to thrive as a Debt Recovery Analyst, and why are they important?

To thrive as a Debt Recovery Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field. Proficiency with debt collection software, CRM systems, and knowledge of relevant regulations such as the Fair Debt Collection Practices Act (FDCPA) are typically required. Excellent negotiation, communication, and problem-solving skills help build rapport with clients and resolve outstanding debts effectively. These skills ensure efficient recovery processes, compliance with legal standards, and maintain positive client relationships.

What does a Debt Recovery Analyst do?

A Debt Recovery Analyst is responsible for managing and recovering overdue payments from individuals or businesses. They analyze accounts, communicate with debtors, and negotiate repayment plans to ensure the organization receives outstanding funds. Additionally, they may work with legal teams and use various tools or databases to track and resolve delinquent accounts. Their goal is to minimize financial losses while maintaining positive relationships with clients.

What does a recovery analyst do?

A recovery analyst is responsible for managing and recovering overdue debts by analyzing accounts, negotiating payment plans, and working with clients or debtors to resolve outstanding balances. They often use specialized software and require strong communication and negotiation skills to maximize recovery outcomes.
More about Debt Recovery Analyst jobs
What cities are hiring for Debt Recovery Analyst jobs? Cities with the most Debt Recovery Analyst job openings:
What states have the most Debt Recovery Analyst jobs? States with the most job openings for Debt Recovery Analyst jobs include:
Infographic showing various Debt Recovery Analyst job openings in the United States as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 6% Part Time, 1% Temporary, and 5% Contract. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $97,659 per year, or $47 per hour.
Debt Recovery Agent

Debt Recovery Agent

MCI Careers

Hinesville, GA โ€ข On-site

$13.75 - $18.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 23 days ago


Job description

POSITION OVERVIEW

MCI is one of the fastest-growing tech-enabled business services companies in the USA, with a strong call center footprint and operations that extend across multiple countries. We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service (XaaS) cloud technology solutions across a wide range of industries, including healthcare, retail, government, education, telecom, technology e-commerce, and financial services. Our contact centers are powered by both on-site and remote agents, leveraging advanced technologies to enhance customer journeys, drive scalability and reduce costs.ย 

At MCI we are committed to fostering an environment where professionals can build meaningful careers, access continuous learning and development opportunities and contribute to the success of a globally expanding, industry-leading organization.ย 

We're seeking a skilled and results-drivenย Debt Recovery Agentย to join our team. In this role, you'll be responsible for contacting customers with overdue accounts, negotiating payment arrangements, and maintaining accurate records all while delivering exceptional customer service and adhering to regulatory standards.

If you're a confident communicator with a passion for helping people resolve financial challenges, this is your opportunity to make a meaningful impact.

To be considered for this role, you must complete a full application on our company careers page, including all screening questions and a brief pre-employment test.

--------------POSITION RESPONSIBILITIESKey Responsibilities:
  • Makeย outbound callsย to customers with past-due accounts to discuss payment options.
  • Negotiateย repayment plans and settlementsย to bring accounts current.
  • Offer empathetic solutions to customers experiencing financial hardship.
  • Review and analyze account histories to identify overdue payments and determine recovery strategies.
  • Accurately document all customer interactions and update account information in the system.
  • Provideย exceptional customer serviceย by addressing concerns and questions professionally and promptly.
  • Educate customers on payment options, account status, and consequences of non-payment.
  • Ensure fullย complianceย with company policies, procedures, and regulatory requirements.
  • Communicate effectively with customers, team members, and management.
  • Escalate unresolved or complex issues to the appropriate department.
  • Meet or exceedย individual and team performance goals.
  • Maintain a high level of accuracy and efficiency in account handling.
  • Participate in ongoingย training and developmentย to enhance recovery techniques and stay current with industry regulations.
  • Stay informed about updates to company policies and procedures.
CANDIDATE QUALIFICATIONS

WONDER IF YOU ARE A GOOD FIT FOR THIS POSITION?

All positive, and driven applicants are encouraged to apply. The Ideal candidates for this position are highly motivated and dedicated and should possess the below qualities:

  • Must beย 18 years or older
  • High school diploma or equivalent required
  • Excellentย organizational, written, and verbal communicationย skills
  • Typing speed ofย 20+ WPM
  • Basic proficiency inย Microsoft Office Suiteย (Excel, Word, Outlook, PowerPoint)
  • Familiarity withย Windows OS
  • Highly reliable with strongย attendance and punctuality
  • Strongย problem-solving, conflict resolution, and negotiationย skills
  • Customer service-oriented: empathetic, responsive, patient, and conscientious
  • Ability toย multi-task, self-manage, and stay focused in a fast-paced environment
  • Team-oriented with excellent interpersonal skills
  • Comfortable working in an environment whereย change and ambiguityย are common
ABOUT MCI (PARENT COMPANY)

MCI helps customers take on their CX and DX challenges differently, creating industry-leading solutions that deliver exceptional experiences and drive optimal performance. MCI assists companies with business process outsourcing, staff augmentation, contact center customer services, and IT Services needs by providing general and specialized hosting, software, staff, and services.ย In 2019, Marlowe Companies Inc. (MCI) was named by Inc. Magazine as Iowa's Fastest Growing Company in the State of Iowa and was named the 452nd Fastest Growing Privately Company in the USA, making the coveted top 500 for the first time. MCI's subsidiaries had previously made Inc. Magazine's List of Fastest-Growing Companies 15 times, respectively. MCI has ten business process outsourcing service delivery facilities in Georgia, Florida, Texas, New Mexico, California, Kansas, Nova Scotia, South Africa, and the Philippines. ย Driving modernization through digitalization, MCI ensures clients do more for less. MCI is the holding company for a diverse lineup of tech-enabled business services operating companies. MCI organically grows, acquires, and operates companies that have synergistic products and services portfolios, including but not limited to Automated Contact Center Solutions (ACCS), customer contact management, IT Services (IT Schedule 70), and Temporary and Administrative Professional Staffing (TAPS Schedule 736), Business Process Management (BPM), Business Process Outsourcing (BPO), Claims Processing, Collections, Customer Experience Provider (CXP), Customer Service, Digital Experience Provider (DXP), Account Receivables Management (ARM), Application Software Development, Managed Services, and Technology Services, to mid-market, Federal & enterprise partners. MCI now employs 10,000+ talented individuals with 150+ diverse North American client partners across the following MCI brands: MCI BPO, MCI BPOaaS, MarketForce,ย  GravisApps, Gravis Marketing, MarchEast, Mass Markets, MCI Federal Services (MFS), OnBrand24, The Sydney Call Center, Valor Intelligent Processing (VIP), BYC Aqua,ย  EastWest BPO, TeleTechnology, and Vinculum.

POSITION OVERVIEW

MCI is one of the fastest-growing tech-enabled business services companies in the USA, with a strong call center footprint and operations that extend across multiple countries. We deliver Customer Experience (CX), Business Process Outsourcing (BPO), and Anything-as-a-Service (XaaS) cloud technology solutions across a wide range of industries, including healthcare, retail, government, education, telecom, technology e-commerce, and financial services. Our contact centers are powered by both on-site and remote agents, leveraging advanced technologies to enhance customer journeys, drive scalability and reduce costs.ย 

At MCI we are committed to fostering an environment where professionals can build meaningful careers, access continuous learning and development opportunities and contribute to the success of a globally expanding, industry-leading organization.ย 

We're seeking a skilled and results-drivenย Debt Recovery Agentย to join our team. In this role, you'll be responsible for contacting customers with overdue accounts, negotiating payment arrangements, and maintaining accurate records all while delivering exceptional customer service and adhering to regulatory standards.

If you're a confident communicator with a passion for helping people resolve financial challenges, this is your opportunity to make a meaningful impact.

To be considered for this role, you must complete a full application on our company careers page, including all screening questions and a brief pre-employment test.

--------------POSITION RESPONSIBILITIESKey Responsibilities:
  • Makeย outbound callsย to customers with past-due accounts to discuss payment options.
  • Negotiateย repayment plans and settlementsย to bring accounts current.
  • Offer empathetic solutions to customers experiencing financial hardship.
  • Review and analyze account histories to identify overdue payments and determine recovery strategies.
  • Accurately document all customer interactions and update account information in the system.
  • Provideย exceptional customer serviceย by addressing concerns and questions professionally and promptly.
  • Educate customers on payment options, account status, and consequences of non-payment.
  • Ensure fullย complianceย with company policies, procedures, and regulatory requirements.
  • Communicate effectively with customers, team members, and management.
  • Escalate unresolved or complex issues to the appropriate department.
  • Meet or exceedย individual and team performance goals.
  • Maintain a high level of accuracy and efficiency in account handling.
  • Participate in ongoingย training and developmentย to enhance recovery techniques and stay current with industry regulations.
  • Stay informed about updates to company policies and procedures.
CANDIDATE QUALIFICATIONS

WONDER IF YOU ARE A GOOD FIT FOR THIS POSITION?

All positive, and driven applicants are encouraged to apply. The Ideal candidates for this position are highly motivated and dedicated and should possess the below qualities:

  • Must beย 18 years or older
  • High school diploma or equivalent required
  • Excellentย organizational, written, and verbal communicationย skills
  • Typing speed ofย 20+ WPM
  • Basic proficiency inย Microsoft Office Suiteย (Excel, Word, Outlook, PowerPoint)
  • Familiarity withย Windows OS
  • Highly reliable with strongย attendance and punctuality
  • Strongย problem-solving, conflict resolution, and negotiationย skills
  • Customer service-oriented: empathetic, responsive, patient, and conscientious
  • Ability toย multi-task, self-manage, and stay focused in a fast-paced environment
  • Team-oriented with excellent interpersonal skills
  • Comfortable working in an environment whereย change and ambiguityย are common
CONDITIONS OF EMPLOYMENT

All MCI Locations

  • Must be authorized to work in the country where the job is based.

Subject to the program and location of the position

  • Must be willing to submit up to a LEVEL II background and/or security investigation with a fingerprint. ย Job offers are contingent on background/security investigation results.
  • Must be willing to submit to drug screening.ย  Job offers are contingent on drug screening results.
COMPENSATION DETAILS

WANT AN EMPLOYER THAT VALUES YOUR CONTRIBUTION?

At MCI, we believe that your hard work deserves recognition and reward. Our compensation and benefits packages are designed to be competitive and to grow with you over time. Starting compensation is based on experience, and we offer a variety of benefits and incentives to support and reward our team members.

ย 

What You Can Expect from MCI:

We understand the importance of balance and support, which is why we offer a variety of benefits and incentives that go beyond a paycheck. Our team members enjoy:

  • Paid Time Off: Earn PTO and paid holidays to take the time you need.
  • Incentives & Rewards: Participate in daily, weekly, and monthly contests that include cash bonuses and prizes ranging from electronics to dream vacations and sometimes even cars!
  • Health Benefits: Full-time employees are eligible for comprehensive medical, dental, and vision coverage after 60 days of employment, and all employees have access to MEC medical plans after just 30 days. Benefit options vary by location.
  • Retirement Savings: Secure your future with retirement savings programs, where available.
  • Disability Insurance: Short-term disability coverage is available to help protect you during unexpected challenges.
  • Life Insurance: Access life insurance options to safeguard your loved ones.
  • Supplemental Insurance: Accident and critical illness insurance.
  • Career Growth: With a focus on internal promotions, employees enjoy significant advancement opportunities.
  • Paid Training: Learn new skills while earning a paycheck.
  • Fun, Engaging Work Environment: Enjoy a team-oriented culture that fosters collaboration and engagement.
  • Casual Dress Code: Be comfortable while you work.

Compensation & Benefits that Fit Your Life

MCI takes pride in tailoring our offerings to fit the needs of our diverse team across subsidiaries and locations. While specific benefits and incentives may vary by geography, the core of our commitment remains the same: rewarding effort, providing growth opportunities, and creating an environment where every employee feels valued.

If you're ready to join a company that recognizes your contributions and supports your growth, MCI is the place for you. Apply today!

PHYSICAL REQUIREMENTS

This job operates in a professional office environment. While performing the duties of this job, the employee will be largely sedentary and will be required to sit/stand for long periods while using a computer and telephone headset. The employee will be regularly required to operate a computer and other office equipment, including a phone, copier, and printer. The employee may occasionally be required to move about the office to accomplish tasks; reach in any direction; raise or lower objects, move objects from place to place, hold onto objects, and move or exert force up to forty (40) pounds.

REASONABLE ACCOMMODATION

Consistent with the Americans with Disabilities Act (ADA), it is the policy of MCI and its affiliates to provide reasonable accommodations when requested by a qualified applicant or employee with a disability unless such accommodations would cause undue hardship. The policy regarding requests for reasonable accommodation applies to all aspects of employment. If reasonable accommodations are needed, please contact Huma...


MCI Careers logo

About MCI Careers

Sourced by ZipRecruiter

MCI Careers is a noted global leader in the Business Process Outsourcing (BPO) industry located in Ashburn, VA, US. Recognized for delivering robust customer engagement services, tech integrations, and consulting, they serve numerous world-class brands and governmental bodies. MCI Careers was established in 2009 by Anthony Marlowe following the purchase of his prior BPO company which boasted over 3,200 employees. The company has set a mission to provide opportunities for people who seek continuous improvement and personal growth through their professional journey.

Industry

Computer and electronic product manufacturing

Company size

1,001 - 5,000 Employees

Headquarters location

Ashburn, VA, US

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