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Debt Recovery Analyst Jobs (NOW HIRING)

MCI Careers

Debt Recovery Director

Tampa, FL · On-site +1

We are seeking a dynamic and experienced Debt Recovery Director to join our team and lead our ... Analyze collection data, metrics, and trends to identify areas for improvement, develop actionable ...

Penske

Credit & Collections Legal Analyst

Reading, PA · On-site

The Collections Recovery Analyst will act as an advisor, providing analysis and recommendations to the Sr. Manager - Collections Recovery. Major Responsibilities: Analyze bad debt accounts for legal ...

Penske

Credit & Collections Legal Analyst

Reading, PA · On-site

The Collections Recovery Analyst will act as an advisor, providing analysis and recommendations to the Sr. Manager - Collections Recovery. Major Responsibilities: Analyze bad debt accounts for legal ...

MCI Careers

Debt Recovery Agent

Hinesville, GA · On-site

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Pembroke, GA

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Hinesville, GA · On-site

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Midway, GA

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

Penske

Credit & Collections Legal Analyst

Reading, PA · On-site

The Collections Recovery Analyst will act as an advisor, providing analysis and recommendations to the Sr. Manager - Collections Recovery. Major Responsibilities: • Analyze bad debt accounts for ...

MCI Careers

Debt Recovery Agent

Midway, GA · On-site

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Hinesville, GA

$13.75 - $18.25/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Pembroke, GA

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

MCI Careers

Debt Recovery Agent

Pembroke, GA · On-site

$13.75 - $18/hr

Review and analyze account histories to identify overdue payments and determine recovery strategies ... We're seeking a skilled and results-driven Debt Recovery Agent to join our team. In this role, you ...

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Debt Recovery Analyst information

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$36.5K

$97.7K

$228.5K

How much do debt recovery analyst jobs pay per year?

As of Jun 6, 2026, the average yearly pay for debt recovery analyst in the United States is $97,659.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $111,000.00 per year, depending on experience, location, and employer.

What are some common challenges Debt Recovery Analysts face when negotiating with debtors, and how can they effectively overcome them?

Debt Recovery Analysts often encounter challenges such as unresponsive debtors, disputes over the validity of debts, and emotional or confrontational interactions. Effective analysts use strong communication and negotiation skills, maintain professionalism, and leverage empathy to encourage cooperation. Staying up to date with relevant regulations and company policies also helps them navigate disputes and ensure compliance, resulting in more successful recoveries and maintaining positive relationships with clients.

What is the difference between Debt Recovery Analyst vs Credit Analyst?

AspectDebt Recovery AnalystCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsDegree in finance, economics, or related field; certifications like CFA may be preferred
Work EnvironmentCollections agencies, banks, or financial institutionsBanks, lending companies, or financial services firms
Employer & Industry UsageFocuses on recovering overdue debtsFocuses on assessing creditworthiness of clients

While both roles operate within the financial industry, a Debt Recovery Analyst primarily focuses on recovering overdue debts, often working in collections environments. In contrast, a Credit Analyst evaluates the credit risk of potential borrowers. Both roles require financial knowledge, but their daily tasks and objectives differ significantly.

What are the key skills and qualifications needed to thrive as a Debt Recovery Analyst, and why are they important?

To thrive as a Debt Recovery Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field. Proficiency with debt collection software, CRM systems, and knowledge of relevant regulations such as the Fair Debt Collection Practices Act (FDCPA) are typically required. Excellent negotiation, communication, and problem-solving skills help build rapport with clients and resolve outstanding debts effectively. These skills ensure efficient recovery processes, compliance with legal standards, and maintain positive client relationships.

What does a Debt Recovery Analyst do?

A Debt Recovery Analyst is responsible for managing and recovering overdue payments from individuals or businesses. They analyze accounts, communicate with debtors, and negotiate repayment plans to ensure the organization receives outstanding funds. Additionally, they may work with legal teams and use various tools or databases to track and resolve delinquent accounts. Their goal is to minimize financial losses while maintaining positive relationships with clients.
More about Debt Recovery Analyst jobs
What cities are hiring for Debt Recovery Analyst jobs? Cities with the most Debt Recovery Analyst job openings:
What states have the most Debt Recovery Analyst jobs? States with the most job openings for Debt Recovery Analyst jobs include:
What job categories do people searching Debt Recovery Analyst jobs look for? The top searched job categories for Debt Recovery Analyst jobs are:
Debt Recovery Analyst jobs near you
Infographic showing various Debt Recovery Analyst job openings in the United States as of May 2026, with employment types broken down into 67% Full Time, 30% Part Time, and 3% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $97,659 per year, or $47 per hour.

Large Balance Collector (Commercial Debt Recovery)

Hire Resolve.com

Remote

$120K - $250K/yr

Full-time

Posted 28 days ago

Job description

Step into a high-impact role where strategy, persistence, and negotiation expertise turn dormant balances into recovered capital. As a Large Balance Collector, you will handle complex commercial debt accounts and execute high-value recoveries that many organizations have already written off.
Working remotely, you will investigate debtor profiles using advanced research techniques, analyze financial positions, and negotiate strategic settlements that maximize recovery outcomes. Each account represents a significant opportunity, requiring persistence, intelligence gathering, and disciplined negotiation.
You will leverage investigative research methods, online intelligence tools, and structured recovery processes designed specifically for large commercial balances. The role rewards professionals who are relentless, analytical, and driven by results.
This is not high-volume consumer collections. This is focused, strategic commercial recovery where every successful resolution can represent a significant financial outcome.
Requirements
  • No degree required - proven collections performance preferred
  • Minimum 3+ years of commercial collections or debt recovery experience
  • Strong negotiation skills with the ability to resolve high-balance financial obligations
  • Proven ability to investigate debtor information using online research and OSINT tools
  • Comfortable working independently in a remote environment
  • High level of persistence, accountability, and results-driven mindset
  • Reliable high-speed internet connection and personal computer required
  • Proficiency with online research tools and advanced search techniques
  • Commission Only - On Target Earnings $120,000-$250,000+ annually

Benefits
This role offers rare earning potential for collectors who perform at an elite level. Instead of fixed salaries that limit income, your results directly determine your earnings. With high-balance accounts, advanced investigative tools, and structured recovery processes provided, you are positioned to generate significant recoveries and substantial commission income.
Top performers thrive in this environment because their discipline, persistence, and negotiation ability directly translate into financial success. If you are a results-driven collections professional who wants unlimited earning potential and the autonomy of remote work, this role provides the platform to build a powerful career in commercial debt recovery.

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