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Debt Recovery Analyst Jobs in Indiana (NOW HIRING)

As a leader in the Customer Operations organization, the Director will establish policies, governance, analytics, and operational processes that maximize recovery of lost revenue, reduce bad debt ...

Appropriate recovery models, backup/restore strategies, and space management. * Implementation or ... Identify and remediate technical debt in the database of estate (e.g., legacy databases like DB1 ...

Senior Accountant

Indianapolis, IN

$70K - $88K/yr

... analyze the general ledger financial statements for assigned projects and their related fund, debt ... Monitor and track operating expenses, recoveries (CAM, taxes and insurance), and leasing activity ...

Senior Accountant

Indianapolis, IN · On-site

$70K - $88K/yr

... analyze the general ledger financial statements for assigned projects and their related fund, debt ... Monitor and track operating expenses, recoveries (CAM, taxes and insurance), and leasing activity ...

... parents, death and grief recovery, parenting, financial situations that may include debt ... Demonstrated skill in analyzing information to define and follow up on problems or objectives.

... parents, death and grief recovery, parenting, financial situations that may include debt ... Demonstrated skill in analyzing information to define and follow up on problems or objectives.

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Debt Recovery Analyst information

What are some common challenges Debt Recovery Analysts face when negotiating with debtors, and how can they effectively overcome them?

Debt Recovery Analysts often encounter challenges such as unresponsive debtors, disputes over the validity of debts, and emotional or confrontational interactions. Effective analysts use strong communication and negotiation skills, maintain professionalism, and leverage empathy to encourage cooperation. Staying up to date with relevant regulations and company policies also helps them navigate disputes and ensure compliance, resulting in more successful recoveries and maintaining positive relationships with clients.

What is the difference between Debt Recovery Analyst vs Credit Analyst?

AspectDebt Recovery AnalystCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require finance or accounting certificationsDegree in finance, economics, or related field; certifications like CFA may be preferred
Work EnvironmentCollections agencies, banks, or financial institutionsBanks, lending companies, or financial services firms
Employer & Industry UsageFocuses on recovering overdue debtsFocuses on assessing creditworthiness of clients

While both roles operate within the financial industry, a Debt Recovery Analyst primarily focuses on recovering overdue debts, often working in collections environments. In contrast, a Credit Analyst evaluates the credit risk of potential borrowers. Both roles require financial knowledge, but their daily tasks and objectives differ significantly.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to contact the debtor no more than seven times over a seven-week period, and to wait at least seven days between each contact. This rule helps ensure compliance with regulations like the Fair Debt Collection Practices Act (FDCPA) by preventing harassment and excessive contact. Debt recovery analysts should be aware of such rules to maintain ethical and legal collection practices.

What does a debt analyst do?

A debt recovery analyst evaluates overdue accounts to determine the best approach for collecting debts. They analyze financial data, communicate with debtors, and use collection tools or software to recover funds efficiently while maintaining compliance with regulations.

How to become a collections analyst?

To become a collections analyst, candidates typically need a high school diploma or equivalent, with some roles preferring an associate's or bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, negotiation, and knowledge of debt collection laws, while experience with debt management software can be beneficial. Certifications such as the Certified Debt Specialist (CDS) can enhance prospects in this field.

What are the key skills and qualifications needed to thrive as a Debt Recovery Analyst, and why are they important?

To thrive as a Debt Recovery Analyst, you need strong analytical abilities, financial acumen, and a background in finance, accounting, or a related field. Proficiency with debt collection software, CRM systems, and knowledge of relevant regulations such as the Fair Debt Collection Practices Act (FDCPA) are typically required. Excellent negotiation, communication, and problem-solving skills help build rapport with clients and resolve outstanding debts effectively. These skills ensure efficient recovery processes, compliance with legal standards, and maintain positive client relationships.

What does a Debt Recovery Analyst do?

A Debt Recovery Analyst is responsible for managing and recovering overdue payments from individuals or businesses. They analyze accounts, communicate with debtors, and negotiate repayment plans to ensure the organization receives outstanding funds. Additionally, they may work with legal teams and use various tools or databases to track and resolve delinquent accounts. Their goal is to minimize financial losses while maintaining positive relationships with clients.

What does a recovery analyst do?

A recovery analyst is responsible for managing and recovering overdue debts by analyzing accounts, negotiating payment plans, and working with clients or debtors to resolve outstanding balances. They often use specialized software and require strong communication and negotiation skills to maximize recovery outcomes.
What are popular job titles related to Debt Recovery Analyst jobs in Indiana? For Debt Recovery Analyst jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Debt Recovery Analyst jobs in Indiana look for? The top searched job categories for Debt Recovery Analyst jobs in Indiana are:
What cities in Indiana are hiring for Debt Recovery Analyst jobs? Cities in Indiana with the most Debt Recovery Analyst job openings:
Director Revenue Recovery

Director Revenue Recovery

NiSource

Merrillville, IN

Full-time

Posted 11 days ago


NiSource rating

8.1

Company rating: 8.1 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

29th of 52 rated energy and utility


Job description

JOB PROFILE SUMMARY - Director Revenue Recovery
The Director of Revenue Recovery is responsible for developing and executing the utility's strategy to identify, recover, and prevent revenue losses associated with unpaid customer accounts, billing inaccuracies, energy theft, metering discrepancies, and process inefficiencies. This role leads cross-functional initiatives across Customer Service, Field Operations, Metering, Finance, Regulatory Affairs, Legal, and Technology teams to optimize revenue collection while maintaining regulatory compliance and delivering a positive customer experience.
As a leader in the Customer Operations organization, the Director will establish policies, governance, analytics, and operational processes that maximize recovery of lost revenue, reduce bad debt expense, improve collection effectiveness, and ensure equitable treatment of customer
Principle Duties & Responsibilities - Essential Functions
  • Develop and execute a comprehensive revenue recovery strategy aligned with corporate financial objectives, including annual goals, performance metrics, recovery targets, long-term collection improvement plans, and strategies to reduce write-offs. As a leader in the Customer Operations organization , the Director will establish policies, governance, analytics, and operational processes that maximize recovery of lost revenue, reduce bad debt expense, improve collection effectiveness, and ensure equitable treatment of customer.
  • Lead initiatives to reduce revenue leakage caused by billing errors, metering inaccuracies, energy diversion, theft, delinquent accounts, process inefficiencies, and other revenue loss drivers.
  • Direct collections strategy across residential, commercial, and industrial customer segments, including delinquency management, payment arrangements, disconnections, reconnections, bad debt recovery, arrearage response, and jurisdiction-specific write-off and bankruptcy processes.
  • Manage budget and payment plan strategiesacross six states to ensure compliance with business, regulatory, and jurisdictional requirements, while monitoring budget variance, contracts, issue tracking, and resolution.
  • Evaluate and optimize collection agency performance, vendor relationships, internal and field collection activities, and external partner effectiveness to improve revenue recovery outcomes.
  • Develop early intervention programs and customer-friendly payment solutions to improve customer payment outcomes, reduce arrearages, support affordability, and help eligible customers avoid service disconnections.
  • Lead revenue assurance and loss prevention efforts, including investigations and recovery related to unauthorized energy usage, meter tampering, theft, fraud, billing anomalies, metering issues, and revenue integrity risks.
  • Partner with Metering, Field Operations, Analytics, Customer Experience, Finance, IT, Digital, Legal, Regulatory, and other cross-functional teams to identify revenue leakage opportunities, improve forecasting, enhance technology, support recovery actions, and resolve customer or stakeholder inquiries.
  • Use advanced and predictive analytics to identify recovery opportunities, revenue risks, high-risk accounts, billing and metering anomalies, and process improvement opportunities across jurisdictions and operating companies.
  • Establish and monitor dashboards, KPIs, business metrics, and customer metrics related to collection effectiveness, recovery rates, write-offs, aging balances, customer arrearage, revenue leakage, and overall performance management.
  • Ensure compliance with state utility regulations, commission requirements, consumer protection laws, federal requirements, company policies, regulatory filings, audits, rate cases, and legal requirements while balancing revenue recovery with customer equity, satisfaction, and affordability.
  • Build, lead, and develop a high-performing revenue recovery organization by establishing accountability, ensuring consistency across functional areas and operating companies, applying industry best practices and emerging technologies, fostering integrity and innovation, and managing staffing, resources, and continuous improvement efforts.
Required Qualifications
  • Bachelor's degree in business administration, Finance, Accounting, Economics, Engineering, Operations Management, or a related field required
  • 5+yearsleadingmanagersandoperationalteamsinaprocess-driven,customer-focusedorganization
  • Experienceworkingwithregulatoryagenciesandcompliancerequirements.
  • Demonstrated success improving collection rates, reducing bad debt, and managing revenue recovery programs.
  • Strong understanding of utility billing, metering, collections, credit policies, and customer operations.
  • Knowledge of revenue assurance, fraud detection, and energy theft investigation practices.
  • Advanced analytical and financial management skills.
  • Expertise in operational performance improvement methodologies
  • Strong executive communication and stakeholder management skills.
  • Ability to collaborate and influence across departments to resolve issues, drive projects, and implement change
  • Proven success in implementing process improvements and customer-focused initiatives
  • Strong oral and written communication skills
  • Self-directed with the ability to work independently and collaboratively
Preferred Qualifications
  • Master's Degree or advanced degree
  • Experience within an electric, gas, water, or multi-utility environment preferred.
  • Experienceincollections,revenuerecovery,orprintoperations


The preceding description is not designed to be a complete list of all duties and responsibilities required of the position.

As a public utility, NiSource is required to provide continuous service to customers at all times. To ensure we fulfill that obligation, employees may be required to work outside their normal work hours and perform tasks outside of their normal responsibilities in support of emergency operations.

Work Authorization

Authorized to work in the United States without requiring sponsorship.

Workplace Connection
Value inclusion within your day to day responsibilities by respecting others perspectives/convictions, engaging others opinions, creating a safe environment where people, ideas, and opinions are valued within your Team/Customers and external partners.

Respect the unique lived experiences within your Team/Customers and external work partners by valuing different world views, challenges, and cultures that represents all walks of life and all backgrounds.

Treat others with respect and consideration. Actively participate in creating and contributing to a positive work environment.

Equal Employment Opportunity
NiSource is committed to providing equal employment opportunities in each of its companies to all employees and applicants for employment without regard to race, color, religion, national origin or ancestry, veteran status, disability, gender, age, marital status, sexual orientation, gender identity, sex (including pregnancy, lactation, childbirth or related medical conditions), genetic information, citizenship status, or any protected group status as defined by law. Each employee is expected to abide by this principle.

By applying, you may be considered for other job opportunities.

ADA Accommodations

If you need a reasonable accommodation to participate in any part of the hiring process or to perform the essential functions of the position, please contact OneHR at OneHR@nisource.comor 1-888-640-3320

Safety Statement
Promote a safe work environment by actively participating in all aspects of our employee safety program. Report any unsafe conditions and take actions to prevent personal injuries. Support our interdependent safety culture by ensuring the safety of your co-workers. Stay focused on the task at hand and promote productivity through good work habits.

E-Verify

NiSourceparticipates in the U.S. Department of Homeland Security's E-Verify program. As part of this process, we provide the following notices to all job applicants: These documents inform you of your rights and responsibilities under U.S. law. You can view or download them using the links below:

  • E-Verify Poster(English and Spanish) E-Verify Participation Poster English and Spanish
  • Right to Work Poster(English and Spanish) If you have the right to work, don't let anyone take it away

Salary Range*:

$133,400.00 - $200,100.00

*The salary offered to a candidate is based on several factors including but not limited to the candidate's skills, job-related knowledge, and relevant experience, as well as internal pay equity.

Posting Start Date:

2026-07-10

Posting End Date (if applicable):

2026-07-23Please note that the job posting will close on the day before the posting end date.

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