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Debt Management Jobs (NOW HIRING)

Department of State (DoS), The Bureau of the Comptroller and Global Financial Services, Charleston has a requirement for a Debt Management Analyst in the Office of Global Compensation. The Analyst ...

$170 - $180/hr

Reporting to the AVP for Treasury Operations & University Bursar (AVPTO&UB), the Senior Director for Debt Management & Ratings (SD for DM&R) directs and oversees the ongoing management of the ...

Join our rapidly growing finance & debt management team as a Debt Settlement Specialist and help advocate for our clients to help them achieve financial freedom. Who we are: Camali Services is a ...

Join our rapidly growing finance & debt management team as a Debt Settlement Specialist and help advocate for our clients to help them achieve financial freedom. Who we are: Camali Services is a ...

The Treasury Division is responsible for debt management, revenue forecasting, and managing the city's investment portfolio. The Debt Manager oversees the city's comprehensive debt program providing ...

Debt Manager

Charlotte, NC · On-site

$99 - $142/hr

The Treasury Division is responsible for debt management, revenue forecasting, and managing the city's investment portfolio. The Debt Manager oversees the city's comprehensive debt program providing ...

Debt Manager

Atlanta, GA · On-site

$73K - $97K/yr

Debt Portfolio Management: Make debt service payments as required by ordinance and bond documents Respond to bondholders within 24 hours of request Maintain financial requirements for bank credit ...

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Debt Management information

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$13

$19

$30

How much do debt management jobs pay per hour?

As of Aug 27, 2026, the average hourly pay for debt management in the United States is $19.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $25.72 per hour, depending on experience, location, and employer.

What is debt management?

Debt management refers to strategies and services that help individuals or organizations control, reduce, and eventually eliminate their outstanding debts. This can include creating a budget, negotiating with creditors, consolidating debts, or enrolling in a debt management plan (DMP) through a credit counseling agency. The goal is to make debt repayment more manageable and to avoid default or bankruptcy. Debt management professionals work with clients to develop personalized plans that fit their financial situations.

What are some common challenges faced in a debt management role, and how are they typically addressed?

Professionals in debt management often encounter challenges such as negotiating with difficult creditors, managing high volumes of client accounts, and keeping up with evolving financial regulations. Successfully addressing these challenges requires strong communication skills, attention to detail, and the ability to stay organized under pressure. Many organizations provide ongoing training, access to specialized software, and support from experienced team members to help debt management professionals navigate these complexities and deliver the best outcomes for clients.

What are the key skills and qualifications needed to thrive in debt management, and why are they important?

To excel in Debt Management, you need strong analytical abilities, financial literacy, and knowledge of credit and collection laws, often supported by a degree in finance or a related field. Familiarity with debt management software, CRM systems, and relevant financial regulations or certifications such as Certified Credit Counselor are typically required. Outstanding communication, negotiation, and problem-solving skills help professionals build rapport with clients and devise effective repayment strategies. These competencies ensure successful resolution of debts while maintaining compliance and fostering positive client relationships.

What is the difference between Debt Management vs Credit Counselor?

AspectDebt ManagementCredit Counselor
CredentialsOften requires financial certifications or experience in debt solutionsTypically holds certifications like Certified Credit Counselor (CCC)
Work EnvironmentFinancial institutions, debt relief agencies, or non-profitsNon-profit agencies, credit counseling centers, or financial advisory firms
Primary FocusHelping clients create debt repayment plans and negotiate with creditorsProviding financial education, budgeting advice, and debt management options

Debt Management specialists focus on creating repayment plans and negotiating with creditors, while Credit Counselors emphasize financial education and budgeting advice. Both roles aim to assist individuals with debt issues but differ in scope and approach.

How to become a debt management professional?

To become a debt management professional, individuals typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong communication, analytical abilities, and knowledge of financial software; certifications such as Certified Debt Specialist (CDS) can enhance job prospects. Gaining experience through internships or entry-level positions in financial services is also beneficial.

What does a debt management do?

A debt management professional helps individuals or organizations organize and reduce their debt through budgeting, negotiating payment plans, and providing financial advice. They often work with credit counselors and use financial tools to develop strategies for debt repayment and financial stability.
More about Debt Management jobs

What cities are hiring for Debt Management jobs?

Cities with the most Debt Management job openings:

What states have the most Debt Management jobs?

States with the most job openings for Debt Management jobs include:

Infographic showing various Debt Management job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $41,470 per year, or $19.9 per hour.

Director of Debt Management

Columbia, SC • On-site


State of South Carolina
Public Administration • 10K+ employees

7.7

Company rating: 7.7 out of 10

Based on 45 frontline employees who took The Breakroom Quiz

25th of 50 rated states

People enjoy working here

Good employer

Recommended by parents


$94K - $178K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago


Job description

Salary: $94,146.00 - $178,908.00 Annually
Location : Richland County, SC
Job Type: FTE - Full-Time
Job Number: 190713
Agency: State Treasurer's Office
Division: Debt Management
Opening Date: 07/17/2026
Closing Date: 8/31/2026 5:00 PM Eastern
Class Code:: AN13
Position Number:: 60009165
Normal Work Schedule:: Monday - Friday (8:30 - 5:00)
Pay Grade: GEN13
EEO Statement: Equal Opportunity Employer
Agency Specific Application Procedures:: Conditional selection of individuals will be based on candidate education, training and experience, oral interview and clearance of a background and credit investigation. Please submit state application along with a copy of college transcript. A resume may be attached but not substituted for completing work history and education sections of the employment application. Incomplete applications will not be reviewed to determine qualifications for position. References will also be required.
Veteran Preference Statement: South Carolina is making our Veterans a priority for employment in state agencies and institutions.
Job Responsibilities
The State Treasurer's Office promotes a culture that is a fast-paced environment that supports high performance, accountability, quality work product, accountability and collaboration. This position will manage assigned daily operations and processes of statewide accounting functions to include accounting operations, financial reporting, and policy and procedure development and improvements. This position will also ensure accurate completion of the account reconciliation process, financial reporting function and legislative monitoring.
Job Duties:
  • Manages the issuance of general obligation and revenue debt for the State, its agencies and institutions as well as oversight of trustee and fiduciary functions performed by the division; Collaborates with attorneys, financial advisors, and underwriters on debt related matters. Leads the Master Lease and Charter School Facility Revolving Loan Fund programs.
  • Ensures all operations related to debt division are managed efficiently and effectively including preparation of the agency's annual accountability report, providing information for audits, closing packages, and other assigned projects as well as reviewing proposed legislation and offering recommendations to leadership.
  • Works collaboratively with all team members and continuously develops and maintains a productive working relationship within the division and the State Treasurer's Office. Fully commits in all assigned training requirements and strives to meet the goals and objectives of the assignment. Ensures that work procedures (Desk Procedures, User's Guides, etc. ) are fully developed and maintained in an accurate and usable manner to promote quality outputs.
  • Serves as a lead in ensuring that complete and accurate documentation of all processes within assigned areas of responsibility within the Debt Division are created and maintained within a standard repository. Facilitates and provides for cross-training and back up planning as well as business continuity plans in case of emergency are in place and effective.
  • Performs in-depth research on legal and technical Issues and special projects involving division responsibilities. Represents the State Treasurer's Office in communicating and coordinating with other state agencies and local governments, and prepares and presents financial research or findings.
This position also includes an excellent benefits package:
  • Public Service Loan Forgiveness eligibility.
  • Paid parental leave.
  • Health, dental, vision, long-term disability, and life insurance for employees, spouses, and children.
  • Fifteen days of annual (vacation) leave per year.
  • Fifteen days of sick leave per year.
  • Thirteen paid holidays.
  • State Retirement Plan and Deferred Compensation Programs.

Minimum and Additional Requirements
Agency Minimum Qualifications:
A Bachelor's degree in accounting, finance or business administration. At least five (5) years of debt management experience and progressively responsible fiscal experience directing professional accounting, auditing, banking or finance employees.
At least three (3) years of supervisory experience is preferred.
Preferred Qualifications
Certified Public Accountant (CPA).
Additional Comments
Extensive knowledge of principles, theories and practices of accounting, banking, or management. Ability to assist with the planning and implementing of a complex financial management system. Ability to interpret state statutes, rules, and regulations. Ability to manage a professional accounting and finance staff. Ability to plan, organize, schedule, supervise and make decisions. Ability to engage in problem-solving strategies. Must be proficient with computers including Microsoft Office products and various software.
Must be able to establish and maintain effective working relationships. Ability to communicate effectively, verbally and in writing, with staff, the public and the business community.
Must be able to lift and carry files, books and reports weighing up to 20lbs. Must be able to sit, stand and walk for intermittent periods of time. Must be able to reach, bend and twist at the waist to perform filing, desk work and operate general office equipment.
Benefits for State Employees
The state of South Carolina offers eligible employees generous benefits, including health and dental insurance; retirement and savings plan options; and paid vacation and sick leave. Plus, work-life balance programs such as telecommuting and flexible work schedules are available to employees of some state agencies.
Insurance Benefits
Eligible employees may enroll in health insurance, which includes prescription coverage and wellness benefits. Other available insurance benefits include dental, vision, term life insurance, long term disability and flexible spending accounts for health and child care expenses.
Retirement Benefits
State employees are also offered retirement plan options, including defined benefit and defined contribution plans. Additionally, eligible employees may elect to participate in the South Carolina Deferred Compensation Program, which is a voluntary, supplemental retirement savings plan offering 401(k) and 457 plan options.
Workplace Benefits
State employees may also be eligible for other benefits, including tuition assistance; holiday, annual and sick leave; and discounts on purchases, travel and more.
Note: The benefits above are available to most state employees, with the exception of those in temporary positions. Employees in temporary grant and time-limited positions may be eligible for all, some or none of these benefits as benefits are associated with each position type. For these positions, contact the hiring agency to determine what benefits may be available.
01
Supplemental questions are considered part of your official application. Any misrepresentation will result in your disqualification from employment. Please complete the State application to include all current and previous work/salary history and education. A resume will not be accepted nor reviewed to determine if an applicant has met the qualifications for the position.I acknowledge, per the statement above, that failure to complete all parts of the official application, including supplemental questions, will result in my disqualification from consideration for employment.
  • Yes
  • No

02
Tell us what you know about the Office of the State Treasurer and it's operations.
03
Do you meet the minimum education qualifications: A Bachelor's degree in accounting, finance or business administration.
  • Yes
  • No

04
If you answered "no" to Question 3 please explain below.
05
Do you meet the minimum years of experience: At least five (5) years of debt management experience and progressivelyresponsible fiscal experience directing professional accounting, auditing, banking or finance employees.
  • Yes
  • No

06
If you answered "no" to Question 5 please explain below.
07
If applicable, please describe your supervisory experience.
08
Are you a Certified Public Accountant (CPA)?
  • Yes
  • No

09
Briefly describe your experience with automated accounting and/or financial reporting systems.
10
Please describe your experience with Microsoft Excel.
11
What is your current salary?
12
What is your preferred salary?
Required Question

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About State of South Carolina

Sourced by ZipRecruiter

State of South Carolina is not a typical corporation, but the governing body of the US state of South Carolina, located in the capital city of Columbia. Its industry focuses on public administration, providing key essential services to ensure the efficient functioning of the state. These services range from public safety and environment protection to education, healthcare, and economic development. The state was founded in 1788, grounded in democratic principles meant to support the overall well-being of its citizenry. Its core values revolve around service, integrity, accountability, and transparency. The mission of the State of South Carolina is to improve the quality of life for all its people, with a focus on education advancement, economic growth, and improved healthcare.

Industry

Public administration

Company size

10,000+ Employees

Headquarters location

Columbia, SC, US

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