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Debt Management Jobs in California (NOW HIRING)

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Sonance

Credit Manager

San Clemente, CA · On-site

Solid financial acumen across credit risk evaluation, DSO calculation, bad debt management, and accounts receivable reconciliation. Core Competencies: * Communication - Strong verbal and written ...

Dana Innovations Inc

Credit Manager

San Clemente, CA · On-site

Solid financial acumen across credit risk evaluation, DSO calculation, bad debt management, and accounts receivable reconciliation. Core Competencies: * Communication - Strong verbal and written ...

SONANCE

Credit Manager

San Clemente, CA · On-site

Solid financial acumen across credit risk evaluation, DSO calculation, bad debt management, and accounts receivable reconciliation. Core Competencies: * Communication -- Strong verbal and written ...

Sonance

Credit Manager

San Clemente, CA · On-site

$100K - $120K/yr

Solid financial acumen across credit risk evaluation, DSO calculation, bad debt management, and accounts receivable reconciliation. Core Competencies: * Communication - Strong verbal and written ...

APFSC

Customer Service Representative

Laguna Hills, CA · On-site

$20 - $25/hr

Serve as main point of contact for existing clients enrolled in our Debt Management Program * Maintain new and existing accounts by following up with clients on missing forms, payment information ...

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly ... Ability to prioritize and manage multiple responsibilities * Experience Preferred. Company ...

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Debt Management information

See California salary details

$13

$19

$29

How much do debt management jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for debt management in California is $19.68, according to ZipRecruiter salary data. Most workers in this role earn between $14.81 and $25.38 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in debt management, and why are they important?

To excel in Debt Management, you need strong analytical abilities, financial literacy, and knowledge of credit and collection laws, often supported by a degree in finance or a related field. Familiarity with debt management software, CRM systems, and relevant financial regulations or certifications such as Certified Credit Counselor are typically required. Outstanding communication, negotiation, and problem-solving skills help professionals build rapport with clients and devise effective repayment strategies. These competencies ensure successful resolution of debts while maintaining compliance and fostering positive client relationships.

What is the difference between Debt Management vs Credit Counselor?

AspectDebt ManagementCredit Counselor
CredentialsOften requires financial certifications or experience in debt solutionsTypically holds certifications like Certified Credit Counselor (CCC)
Work EnvironmentFinancial institutions, debt relief agencies, or non-profitsNon-profit agencies, credit counseling centers, or financial advisory firms
Primary FocusHelping clients create debt repayment plans and negotiate with creditorsProviding financial education, budgeting advice, and debt management options

Debt Management specialists focus on creating repayment plans and negotiating with creditors, while Credit Counselors emphasize financial education and budgeting advice. Both roles aim to assist individuals with debt issues but differ in scope and approach.

What is debt management?

Debt management refers to strategies and services that help individuals or organizations control, reduce, and eventually eliminate their outstanding debts. This can include creating a budget, negotiating with creditors, consolidating debts, or enrolling in a debt management plan (DMP) through a credit counseling agency. The goal is to make debt repayment more manageable and to avoid default or bankruptcy. Debt management professionals work with clients to develop personalized plans that fit their financial situations.

What does a debt management do?

A debt management professional helps individuals or organizations organize and reduce their debt through budgeting, negotiating payment plans, and providing financial advice. They often work with credit counselors and use financial tools to develop strategies for debt repayment and financial stability.

What are some common challenges faced in a debt management role, and how are they typically addressed?

Professionals in debt management often encounter challenges such as negotiating with difficult creditors, managing high volumes of client accounts, and keeping up with evolving financial regulations. Successfully addressing these challenges requires strong communication skills, attention to detail, and the ability to stay organized under pressure. Many organizations provide ongoing training, access to specialized software, and support from experienced team members to help debt management professionals navigate these complexities and deliver the best outcomes for clients.
What are popular job titles related to Debt Management jobs in California? For Debt Management jobs in California, the most frequently searched job titles are:
What job categories do people searching Debt Management jobs in California look for? The top searched job categories for Debt Management jobs in California are:
What cities in California are hiring for Debt Management jobs? Cities in California with the most Debt Management job openings:
Debt Management jobs near you
Infographic showing various Debt Management job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $40,927 per year, or $19.7 per hour.

Private Wealth Management Expert - Remote

YO AI Labs

San Francisco, CA

Full-time

Retirement

Posted 14 days ago

Job description

Job Title: Personal Financial Advisor (Private Wealth)

Job Type: Contractor - US ONLY

Location: Remote

Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Key Responsibilities:

  • Deliver personalized, actionable financial guidance spanning budgeting, investment planning, retirement strategies, and debt management.
  • Review and assess realistic client scenarios to inform the development of advanced AI-assisted financial planning tools.
  • Provide clear, structured written feedback to help enhance AI systems' ability to support advisors and end clients with diverse financial needs.
  • Communicate complex financial concepts in a client-centric, easily understandable way.
  • Utilize strong judgment to balance immediate financial needs with long-term planning considerations.
  • Ensure all guidance reflects up-to-date regulatory compliance and best practices in private wealth management.
  • Act as a subject matter expert to ensure AI outputs reflect high-quality, thoughtful advice aligned with industry standards.

Required Skills and Qualifications:

  • 3+ years of hands-on experience in personal financial advisory or private wealth management, advising individual clients.
  • Proven ability to build trust and rapport with high-net-worth or mass affluent clients.
  • Deep knowledge of financial planning, investment management, retirement planning (401k, IRA, etc.), and debt management.
  • Solid grasp of tax-aware strategies and regulatory frameworks relevant to personal finance.
  • Excellent written and verbal communication skills, with an ability to translate complex advice into clear, actionable steps.
  • Exceptional judgment and decision-making capability in high-impact client scenarios.
  • CFP, CFA, or equivalent credential required.

Preferred Qualifications:

  • Direct experience at leading financial institutions such as Schwab, J.P. Morgan, Morgan Stanley, Bank of America Merrill Lynch, or Chase Private Banking.
  • Exposure to AI-assisted financial planning tools or processes (helpful but not required).
  • Track record of delivering high-quality advice that balances both technical accuracy and client-centric clarity.

Join our customer's team and leverage your expertise to help design the next generation of AI-assisted financial advisory solutions. This high-bar role offers you the chance to impact how tomorrow's advisors and clients will make better financial decisions—through your expert input, judgment, and real-world experience.