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Debt Collection Jobs in Iowa (NOW HIRING)

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Debt Collection information

See Iowa salary details

$6

$21

$34

How much do debt collection jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for debt collection in Iowa is $21.60, according to ZipRecruiter salary data. Most workers in this role earn between $16.92 and $26.88 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the most commonly searched types of Debt Collection jobs in Iowa?

The most popular types of Debt Collection jobs in Iowa are:

What are popular job titles related to Debt Collection jobs in Iowa?

For Debt Collection jobs in Iowa, the most frequently searched job titles are:

Infographic showing various Debt Collection job openings in Iowa as of August 2026, with employment types broken down into 1% Internship, 1% As Needed, 76% Full Time, 19% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,927 per year, or $21.6 per hour.

Legal Assistant - Court Preparation

Blitt and Gaines

Des Moines, IA โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 29 days ago


Job description

About Blitt and Gaines:
Blitt and Gaines, P.C. is a leading debt collection law firm with over 30 years of experience representing most of the nation's largest financial institutions. With nine offices across Arizona, Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Tennessee, and Wisconsin, our attorneys and support teams deliver high-quality, compliant, and ethical legal services.
At the heart of our firm are people-our clients, our employees, and the partnerships we build. Guided by our philosophy-Collect Compliantly. Litigate Ethically. Lead Effectively. Exceed Expectations. Expect Excellence-we uphold integrity, respect, and fairness in every interaction.
Description:
Performs various legal and clerical duties in support of the Attorneys and Legal Department functions. The person hired for this position will ultimately gain a substantial knowledge of all court and office procedures, rules and authority, litigation process and transacts the general business of the attorney court calendar and Legal Department subject to general supervision. An analytical, confident, self-starter with a willingness to learn.
Responsibilities:
โ€ข Review file to recommend next course of action based on department and firm processes.
โ€ข Prepare orders and case information/spreadsheets and provide to attorney prior to hearing date
โ€ข Knowledge of Scheduling Calendar
โ€ข Data entry of future court dates in collection database.
โ€ข Upload and Download pleadings using the E-Filing portal.
โ€ข Sending out notices as appropriate
โ€ข Ensures accuracy and attention to detail with all data entered in the system of record
โ€ข Represent Legal Department in a professional capacity.
โ€ข Communicate effectively with the circuit clerks and judge's clerks, both on the telephone and in writing.
Requirements
Preferred Job Experience(s):
โ€ข Must have work experience in an office environment and be comfortable working with a computer.
โ€ข Must have technical skills including comfortability using Microsoft Outlook and Excel on a daily basis.
โ€ข Must be able to work in a fast paced, team environment and possess a strong work ethic.
โ€ข Must be detail oriented and accurate.
โ€ข Must be able and willing to work as part of a team in addition to being comfortable as an individual contributor.
Benefits: Blitt and Gaines, P.C. offers PTO, Paid Holidays, Medical Benefits, Competitive Salary and 401k and profit sharing plans! Benefits include - Medical, Dental, Vision, Life Insurance and Short Term Disability.