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Debt Collection Jobs in Iowa (NOW HIRING)

Collabera

Credit & Collections Analyst

Johnston, IA · On-site

... debtor information Negotiate payment plan modifications according to established policies and procedures Administer collection efforts within federal and state regulations and company policy Assist ...

Avera Health

Medical Laboratory Scientist

Le Mars, IA · On-site

Performs specimen collection, handling, processing, and testing following established procedures ... Student Debt Program * IPERS Retirement * Medical, Dental, and Vision insurance * Flexible Spending ...

Avera Health

Medical Laboratory Scientist

Le Mars, IA · On-site

Performs specimen collection, handling, processing, and testing following established procedures ... Student Debt Program * IPERS Retirement * Medical, Dental, and Vision insurance * Flexible Spending ...

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All JobsDebt Collection JobsDebt Collection Jobs in Iowa

Debt Collection information

See Iowa salary details

$6

$21

$34

How much do debt collection jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for debt collection in Iowa is $21.60, according to ZipRecruiter salary data. Most workers in this role earn between $16.92 and $26.88 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are the most commonly searched types of Debt Collection jobs in Iowa? The most popular types of Debt Collection jobs in Iowa are:
What are popular job titles related to Debt Collection jobs in Iowa? For Debt Collection jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Iowa look for? The top searched job categories for Debt Collection jobs in Iowa are:
Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Iowa as of June 2026, with employment types broken down into 1% Locum Tenens, 2% As Needed, 57% Full Time, 39% Part Time, and 1% Temporary. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,927 per year, or $21.6 per hour.
Davenport Collection Specialist 1, Driver, Mobile Collections

Davenport Collection Specialist 1, Driver, Mobile Collections

ImpactLife

Davenport, IA • On-site

$19.75/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

ImpactLife rating

6.7

Company rating: 6.7 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

Job description

Are you passionate about making a difference in our community? Join the ImpactLife team to help us Change the World.
We are looking for committed individuals who demonstrate good character, use clear communication, and can collaborate alongside professionals who believe in the power of integrity and teamwork.
As part of the Donor Services Phlebotomy team, our Collection Specialist Drivers conduct donor registrations, screenings, physicals, and phlebotomy as well as providing donor care during the donation process. The Collection Specialist Driver is responsible for driving large blood center vehicles to transport blood drive supplies and Donor Services team members, the set-up and tear down of the collection operation, and restocking of supplies.
This is a Full Time/30+ position working 30-39 hours per week and requires the ability to work varied hours including days, evenings, and weekends.
What does it take to change the world with us?
  • Customer service experience
  • Enjoy working with the public
  • Have a good, stable work history
  • Understand the importance of following standard operating procedures
  • Be able to work a varied schedule including days, evenings, and weekends
  • Be able to train away from home for up to two weeks at a time
  • Be comfortable driving larger vehicles (i.e. box-trucks, truck and trailer combos)
  • Be comfortable driving in various weather conditions
  • Possess a valid driver's license in the state in which you reside and be insurable by our insurance carrier
  • Hold or be able to obtain a DOT Medical Certification Physical card
  • Pre-employment background check, drug screen, and motor vehicle report are required.

What does this change mean for you?
  • Industry leading pay rates including shift premiums and weekend pay
  • Paid training
  • Advancement opportunities
  • On Demand Pay
  • An opportunity to make a difference in your community
  • An excellent benefit package:
    • Generous paid time off that begins to accrue on your first day of employment.
    • Medical, Dental, and Vision insurance plans
    • Free Life Insurance
    • 401K with employer match
    • Health Savings Account
    • Flexible Spending Account
    • Supplemental Insurance including Critical Illness, Accident, and Hospital Indemnity
    • Doctor on Demand
    • Employee Referral Bonus Program
    • Tobacco Cessation Reimbursement
    • Health Club Reimbursements
    • Employee Savings Programs for discounts on various goods and services

For more information on our benefits click this link or copy and paste it into your web browser: https://flimp.live/ImpactLifeBenefitShowcase#welcome
If you are ready to be part of an organization where your values align with our mission, we invite you to apply now and commit to making a meaningful difference.
Some jobs change your life. Others change the world. At ImpactLife, we do both.
This is not an ordinary heath care job. Our work is unique, personal, fulfilling, rewarding and makes a difference right here in our communities. We offer an opportunity to be a part of a dedicated team that makes us a recognized leader in the blood center industry.
ImpactLife provides lifesaving blood products to more than 120 hospitals and emergency medical service providers in a four-state region. In 2024, we celebrated 50 Years of Saving Lives. Over the years, we've grown and merged across the Midwest from small, independent, community nonprofits to evolve into ImpactLife. We are still an independent, community nonprofit, only we are not so small. Today, our team is 800+ strong across four states. We are headquartered in Davenport, Iowa and have distribution hubs and donor centers in Iowa, Illinois, Missouri, and Wisconsin. Every year we team up with thousands of blood donors and hundreds of community partners to help save lives through blood drives.
Equal Opportunity Employer

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