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Credit Serve Jobs (NOW HIRING)

Horizon Farm Credit

Credit Resolution Officer

Denton, MD · On-site

$62K - $90K/yr

Serve as a specialized resource focused on the retention and improvement of distressed and/or ... Analyzes credit/operation of assigned customers. * Provide Ag Relationship Managers support through ...

Horizon Farm Credit

Credit Resolution Officer

Denton, MD · Hybrid

$62K - $90K/yr

Serve as a specialized resource focused on the retention and improvement of distressed and/or ... Analyzes credit/operation of assigned customers. * Provide Ag Relationship Managers support through ...

UW Credit Union

Senior Credit Analyst

Madison, WI

Serve as a resource to junior staff for technical questions, work review, and departmental guidance. Development & Training * Engage in internal and external learning of credit and financial analysis ...

UW Credit Union

Senior Credit Analyst

Madison, WI

$38.39/hr

Serve as a resource to junior staff for technical questions, work review, and departmental guidance. Development & Training * Engage in internal and external learning of credit and financial analysis ...

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How much do credit serve jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for credit serve in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What is the difference between Credit Serve vs Credit Analyst?

AspectCredit ServeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentOffice settings, often in financial institutions or credit agenciesOffice-based, working in banks, financial firms, or credit bureaus
Employer & Industry UsageUsed by credit agencies, collection agencies, and financial service providersEmployed by banks, credit bureaus, and financial analysis firms
Common Search & Comparison IntentUnderstanding roles related to credit management and collectionsAnalyzing creditworthiness and financial risk

Credit Serve professionals typically handle credit collection and account management with minimal formal education, while Credit Analysts perform detailed financial analysis requiring higher education and certifications. Both roles operate in similar environments within the financial industry but focus on different aspects of credit management.

What are Credit Serve professionals and what do they do?

Credit Serve professionals typically work in roles related to credit services, which involve evaluating credit applications, managing credit accounts, and assisting customers with credit-related inquiries. They may work for banks, financial institutions, or companies that offer credit products. Their responsibilities can include processing credit card applications, reviewing credit reports, helping customers understand their credit scores, and resolving credit disputes. By ensuring responsible lending and assisting clients with credit management, Credit Serve professionals play a crucial role in the financial industry.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit risk assessment tools, and proficiency in Excel or similar programs is essential. Attention to detail, effective communication, and sound judgment are important soft skills for evaluating creditworthiness and presenting findings. These skills and qualities ensure accurate risk assessment and support sound lending decisions for organizational financial health.

What are some common challenges faced by professionals in Credit Services, and how can they be managed effectively?

Professionals in Credit Services often encounter challenges such as managing high volumes of credit applications, ensuring compliance with evolving lending regulations, and communicating effectively with customers who may be experiencing financial stress. Staying organized, prioritizing cases, and using technology to streamline processes can help manage workloads. Additionally, keeping up-to-date with regulatory changes and developing strong interpersonal skills are essential for handling sensitive customer interactions and maintaining compliance.
More about Credit Serve jobs
What cities are hiring for Credit Serve jobs? Cities with the most Credit Serve job openings:
What job categories do people searching Credit Serve jobs look for? The top searched job categories for Credit Serve jobs are:
Credit Serve jobs near you
Infographic showing various Credit Serve job openings in the United States as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $30,000 per year, or $14.4 per hour.
Credit Resolution Officer

Credit Resolution Officer

Horizon Farm Credit

Denton, MD • On-site

$62K - $90K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago

Job description


Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference?
Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically Monday to Friday from 8 a.m. to 4:30 p.m.This position is eligible for a hybrid work schedule. This is a great opportunity to make a difference in agriculture and rural communities.
Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts.
Areas of Responsibility:
  • Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
  • Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals.
  • Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans.
  • Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team.
  • Monitors assigned accounts.
  • Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team.
  • Analyzes credit/operation of assigned customers.
  • Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership.
  • Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer.

REQUIREMENTS
  • Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field.
  • Generally, at least 8 years of lending/credit analysis experience.
  • Ability to perform a greater level of activities, and independently handle complex credits.
  • Proficient in accessing loan applications and making informed credit decisions.
  • Highly skilled in selling, negotiating, and identifying customer needs.
  • Excellent negotiation skills and the ability to probe for customer needs.
  • Ability to analyze and develop solutions to complex problems.
  • Excellent interpersonal, communication, and organizational skills.
  • Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate.
  • Adaptable and flexible to a changing work environment.
  • Prolonged periods sitting at a desk and working on a computer.
  • Regular, predictable, and reliable attendance is required.
  • Complies with the Association's Standards of Conduct Policy.

Who are we?
Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities.
What can we offer you?
We offer competitive compensation and benefits packages for full-time employees including:
  • Medical insurance with dental and vision care options
  • 401 (k) with significant employer matching
  • Paid time off, holidays, and volunteer time to support work/life balance
  • Tuition reimbursement and training opportunities
  • Student loan reimbursement
  • Leadership and career development opportunities
  • Paid maternity and bonding leave
  • Paid short-term disability
  • Fun and inclusive work environment

Salary Range: $62,300 - $90,000, depending on experience.
Equal Opportunity Employer including veterans and individuals with disabilities.

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