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Credit Serve Jobs (NOW HIRING)

Grove Bank & Trust

Credit Manager

Miami, FL · On-site

The Credit Manager serves as a key liaison between Credit Administration and Lending, balancing responsiveness to business needs with independent credit judgment, portfolio discipline, and adherence ...

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$5

$14

How much do credit serve jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for credit serve in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What is the difference between Credit Serve vs Credit Analyst?

AspectCredit ServeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentOffice settings, often in financial institutions or credit agenciesOffice-based, working in banks, financial firms, or credit bureaus
Employer & Industry UsageUsed by credit agencies, collection agencies, and financial service providersEmployed by banks, credit bureaus, and financial analysis firms
Common Search & Comparison IntentUnderstanding roles related to credit management and collectionsAnalyzing creditworthiness and financial risk

Credit Serve professionals typically handle credit collection and account management with minimal formal education, while Credit Analysts perform detailed financial analysis requiring higher education and certifications. Both roles operate in similar environments within the financial industry but focus on different aspects of credit management.

What are Credit Serve professionals and what do they do?

Credit Serve professionals typically work in roles related to credit services, which involve evaluating credit applications, managing credit accounts, and assisting customers with credit-related inquiries. They may work for banks, financial institutions, or companies that offer credit products. Their responsibilities can include processing credit card applications, reviewing credit reports, helping customers understand their credit scores, and resolving credit disputes. By ensuring responsible lending and assisting clients with credit management, Credit Serve professionals play a crucial role in the financial industry.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit risk assessment tools, and proficiency in Excel or similar programs is essential. Attention to detail, effective communication, and sound judgment are important soft skills for evaluating creditworthiness and presenting findings. These skills and qualities ensure accurate risk assessment and support sound lending decisions for organizational financial health.

What are some common challenges faced by professionals in Credit Services, and how can they be managed effectively?

Professionals in Credit Services often encounter challenges such as managing high volumes of credit applications, ensuring compliance with evolving lending regulations, and communicating effectively with customers who may be experiencing financial stress. Staying organized, prioritizing cases, and using technology to streamline processes can help manage workloads. Additionally, keeping up-to-date with regulatory changes and developing strong interpersonal skills are essential for handling sensitive customer interactions and maintaining compliance.
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What cities are hiring for Credit Serve jobs? Cities with the most Credit Serve job openings:
What job categories do people searching Credit Serve jobs look for? The top searched job categories for Credit Serve jobs are:
Credit Serve jobs near you
Infographic showing various Credit Serve job openings in the United States as of June 2026, with employment types broken down into 54% Full Time, 45% Part Time, and 1% Temporary. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $30,000 per year, or $14.4 per hour.
VP Credit Underwriting

VP Credit Underwriting

GreenState Credit Union

North Liberty, IA

$186K - $218K/yr

Full-time

Posted 9 days ago

Job description

The VP Credit Underwriting (VPCR) is a key member of senior management, responsible for designing, implementing, and overseeing credit underwriting for the organization. This role provides strategic direction to optimize portfolio performance while mitigating risk across Consumer, Mortgage and Commercial Lending portfolios. The VPCR will lead underwriting, policy development, and credit approval processes to ensure adherence to risk appetite, regulatory requirements and profitability targets.

GREENSTATE CULTURE:

At GreenState, our purpose is to create lasting value for our members, our communities, and one another. We empower our teams to create opportunities that strengthen financial well-being, transform lives, and enhance the vitality of the communities we serve. We know our success—now and in the future—is deeply rooted in fostering an engaging, diverse, and inclusive workplace where everyone knows they matter, their work makes an impact, and their everyday commitment to living our values is what brings our mission to life.  

Salary range for this position is $186,985.50 - $218,607.74 with a progressive benefit package. 


Performs essential duties and responsibilities in the following areas which may include but are not limited to those listed and are subject to change.
  1. Adheres to the Credit Union's core values and Service Standards in conducting GreenState's mission and vision.
  2. Demonstrates a positive member service (internal and external) focus at all times.
  3. Demonstrates teamwork in all interactions with coworkers and in the completion of all duties and responsibilities.
  4. Ensures confidentiality of member information.
  5. Supports a diverse and inclusive work environment.
  6. Strategic Leadership & Governance
    • Develop and implement comprehensive credit underwriting strategies for Consumer, Mortgage, and Commercial lines of business, aligning with the Credit Union's overall risk appetite and growth goals.
    • Serve as a voting member of the Loan Committee, acting as the primary subject matter expert on complex credit decisions.
    • Ensure all credit policies, underwriting guidelines, and procedures are robust, current, and compliant with regulatory standards.
    • Provide regular reporting on portfolio quality, concentration risks, and emerging threats to the Executive Leadership Team.
    • Collaborate in the development processes to maximize recoveries, minimize losses, and support ongoing portfolio health through collaboration with Lending, Operations, Risk Analytics, Collections, Special Assets, and Legal.
  7. Underwriting & Risk Oversight
    • Oversee the underwriting departments for all lending products, ensuring consistent, high quality, and compliant decisioning.
    • Maintain expert knowledge of, and ensure compliance with, regulations such as Ability to Repay/Qualified Mortgage (ATR/QM), Fair Lending (Reg B), Regulation 723, and FCRA.
    • Review and approve high-level, complex credit underwriting memorandums, including commercial real estate (CRE) and C&I loans.
    • Identify and mitigate risks associated with lending products, including fraud, collateral, and concentration risks.
  8. Portfolio Management & Analytics
    • Monitor and report on Key Indicators (KIs); such as auto decisioning, approval and booking rates, across the Consumer, Mortgage and Commercial portfolios.
    • Collaborate with Lending, Operations, Risk Analytics, Collections, and Special Asset teams to strengthen underwriting standards, streamline workflow processes, enhance speed-to-decision, and improve the member experience.
  9. Leadership & Team Development
    • Lead, mentor, and develop a high-performing team of managers, senior underwriters, analysts, and credit officers.
    • Foster a proactive risk culture focused on accountability, accuracy, and efficiency.
  10. Regulatory Relations
    • Act as the primary point of contact for regulatory agencies on all credit underwriting matters.
    • Lead the remediation of issues related to credit underwriting.

  1. Qualifications
    • Bachelor’s degree in Finance, Accounting, Economics, or related field.
    • Minimum of 10+ years of progressive experience in credit underwriting management within a bank or credit union.
    • Minimum of 5+ years experience at a Director level or higher.
    • Deep knowledge of Commercial (C&I/CRE), Mortgage, and Consumer loan product underwriting.
    • Strong understanding of financial services rules and regulations (ATR/QM, Reg B, FCRA).
    • Comprehensive knowledge of valuation methodologies and appraisal standards applicable to both commercial and residential properties.
    • Familiarity with loan origination systems (LOS), data analytics tools, and Microsoft Office Suite.
  2. Core Competencies
    • Ability to anticipate market trends and emerging risks.
    • Strong ability to interpret complex financial data and modeling.
    • Superior verbal and written skills, with the ability to present to the Board.
    • Sound, independent judgment in high paced environment.

This position reports to the Chief Risk Officer.
This position is responsible for the supervision of others.
GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union.
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