1

Credit Serve Jobs (NOW HIRING)

$80 - $100/hr

In this position, you will serve as a confident financial professional through the delivery of sound credit and financial services within regulations and policies. Accurately and efficiently analyzes ...

$80 - $100/hr

The Senior Credit Analyst serves as a trusted partner to Loan Officers and management while providing mentorship and guidance to junior credit staff. What You'll Do * Analyze commercial loan requests ...

Credit Resolution Officer

Denton, MD · On-site

$62K - $90K/yr

Serve as a specialized resource focused on the retention and improvement of distressed and/or ... Analyzes credit/operation of assigned customers. * Provide Ag Relationship Managers support through ...

Showing results 41-60

Credit Serve information

See salary details

$5

$14

How much do credit serve jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for credit serve in the United States is $14.42, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $14.42 per hour, depending on experience, location, and employer.

What is a credit serve professional?

Credit Serve professionals typically work in roles related to credit services, which involve evaluating credit applications, managing credit accounts, and assisting customers with credit-related inquiries. They may work for banks, financial institutions, or companies that offer credit products. Their responsibilities can include processing credit card applications, reviewing credit reports, helping customers understand their credit scores, and resolving credit disputes. By ensuring responsible lending and assisting clients with credit management, Credit Serve professionals play a crucial role in the financial industry.

What are the key skills and qualifications needed to thrive as a credit analyst?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit risk assessment tools, and proficiency in Excel or similar programs is essential. Attention to detail, effective communication, and sound judgment are important soft skills for evaluating creditworthiness and presenting findings. These skills and qualities ensure accurate risk assessment and support sound lending decisions for organizational financial health.

What are some common challenges faced by professionals in credit services, and how can they be managed effectively?

Professionals in Credit Services often encounter challenges such as managing high volumes of credit applications, ensuring compliance with evolving lending regulations, and communicating effectively with customers who may be experiencing financial stress. Staying organized, prioritizing cases, and using technology to streamline processes can help manage workloads. Additionally, keeping up-to-date with regulatory changes and developing strong interpersonal skills are essential for handling sensitive customer interactions and maintaining compliance.

What is the difference between Credit Serve vs Credit Analyst?

AspectCredit ServeCredit Analyst
Required CredentialsTypically high school diploma or equivalent; some roles may require certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentOffice settings, often in financial institutions or credit agenciesOffice-based, working in banks, financial firms, or credit bureaus
Employer & Industry UsageUsed by credit agencies, collection agencies, and financial service providersEmployed by banks, credit bureaus, and financial analysis firms
Common Search & Comparison IntentUnderstanding roles related to credit management and collectionsAnalyzing creditworthiness and financial risk

Credit Serve professionals typically handle credit collection and account management with minimal formal education, while Credit Analysts perform detailed financial analysis requiring higher education and certifications. Both roles operate in similar environments within the financial industry but focus on different aspects of credit management.

More about Credit Serve jobs

What cities are hiring for Credit Serve jobs?

Cities with the most Credit Serve job openings:

Infographic showing various Credit Serve job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 78% Full Time, 18% Part Time, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $30,000 per year, or $14.4 per hour.

Commercial Credit Officer

Winston Salem, NC • On-site

Allegacy Federal Credit Union
Finance and Insurance • 201 - 500 employees

Other

Posted 11 days ago


Allegacy Federal Credit Union rating

7.5

Company rating: 7.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Job Title

At Allegacy, our roots run deep — anchored in a longstanding commitment to doing right by our members and the communities we serve. Every role within our organization plays a vital part in nurturing the relationships that make that promise real. As a member of our team, you'll be empowered to live out our brand every day, building meaningful connections that support the financial wellbeing of those who count on us most.

In order to achieve this state of success, this position will counsel our commercial lenders with regard to cash flow, risk analysis, loan structure, and resource referrals. Additionally, this position will identify problem loans and direct these to the VP, Commercial Credit Officer in a timely fashion.

Major Duties and Responsibilities:

  • Support lending staff in the identification and assessment of business-purpose loan opportunities.
  • Complete financial statement analysis, spreads, projections, personal cash flow analysis, consolidated cash flow analysis, and risk grade documentation.
  • Demonstrate mentoring regarding loan structure, eligibility, credit issues and underwriting to members of the commercial banking department.
  • Assist in the evaluation of loan requests by performing initial underwriting and risk grade analysis in preparation for approval.
  • Perform industry research and assessment when needed by the VP, Commercial Credit Officer.
  • Identify problem loans and direct this to the VP, Commercial Credit Officer in a timely fashion.
  • Support the VP, Commercial Credit Officer in NCUA Examinations and CUNA Risk Assessments
  • Monitor Special Asset credits and work with Commercial Credit Officer to develop and execute viable exit strategies and business plans.
  • Develop a network for information exchange with other financial institutions to insure best practices.
  • Develop and refine underwriting and analysis tools for Commercial/Industrial, Commercial Real Estate, and other business purpose loans.
  • Ensure and manage the portfolio for accurate loan documentation, exception issues and loan processing in accordance with NCUA regulations and standard operating procedures and Allegacy Lending policy.
  • Completion of all required compliance training to include BSA.
  • Represent AFCU in the communities we serve by actively participating in civic affairs and local and professional organizations to enhance AFCU's image.
  • Assume additional responsibilities as requested.

What Allegacy Federal Credit Union employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom