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Credit Risk Jobs in Missouri (NOW HIRING)

MX Holdings

Sr Credit Analyst

Saint Louis, MO · On-site

$70K - $89K/yr

Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk. * Files insurance claims and/or bankruptcy claims as necessary for ...

Indoff

Credit Coordinator

Saint Louis, MO

Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with customers, sales representatives, and management regarding account status and credit decisions ...

Indoff

Credit Coordinator

Saint Louis, MO · On-site

$44K - $48K/yr

Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with customers, sales representatives, and management regarding account status and credit decisions ...

Indoff

Credit Coordinator

Saint Louis, MO · On-site

$44K - $48K/yr

Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with customers, sales representatives, and management regarding account status and credit decisions ...

Indoff

Credit Coordinator

Saint Louis, MO · On-site

Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with customers, sales representatives, and management regarding account status and credit decisions ...

Alliance Bank

Credit Analyst

Cape Girardeau, MO

Authors credit approval documents stating the degree of risk involved in extending credit or lending money and submits to Loan Committee and loan officers for approval. * Follows established ...

Adecco

Credit Quality Analyst

Saint Louis, MO · On-site

$28.74/hr

... strong risk management practices, collaborative teams, and exposure to high-level financial ... If Credit Quality Analyst sounds like something you would be interested in, and you meet the ...

midwestbankcentre

Credit Analyst I

Saint Louis, MO

The position analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Missouri

Credit Risk information

See Missouri salary details

$46.9K

$102.5K

$171.7K

How much do credit risk jobs pay per year?

As of Jul 7, 2026, the average yearly pay for credit risk in Missouri is $102,537.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,400.00 and $133,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Missouri? The most popular types of Credit Risk jobs in Missouri are:
What are popular job titles related to Credit Risk jobs in Missouri? For Credit Risk jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Missouri look for? The top searched job categories for Credit Risk jobs in Missouri are:
What cities in Missouri are hiring for Credit Risk jobs? Cities in Missouri with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Missouri as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $102,537 per year, or $49.3 per hour.
Sr Credit Analyst

Sr Credit Analyst

Metal Exchange Corporation

Saint Louis, MO • On-site

$70K - $89K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Overview
Consider joining the MX Holdings family as a Senior Credit Analyst (Manufacturing) in our St. Louis, MO location. The Senior Credit Analyst (Manufacturing) is a customer facing role that is responsible for establishing credit limits for new accounts or reviewing credit limits for existing customers. This position is responsible for overseeing the Pennex portfolio of accounts to ensure timely payments and to keep them within their designated credit limits. In addition, the Senior Credit Analyst works with customers to resolve disputes or complaints and escalates to the credit manager if determined that the customer is unwilling or unable to pay in accordance with agreed upon payment terms.
Responsibilities
Essential Duties and Responsibilities:
  • Oversees all credit and collection responsibilities for Pennex.
  • Establishes internal credit limits for customers through comprehensive analysis, including financial statement review, operational assessment, and high-level customer discussions.
  • Secures credit insurance when appropriate to support customer credit limits.
  • Conducts ongoing reviews of existing customer credit limits, with formal annual reviews.
  • Makes internal credit decisions up to $250k and prepare credit recommendations for the credit committee for decisions above this amount based on comprehensive analysis and review.
  • Ensures adherence to customer payment terms through effective collection management.
  • Works closely with sales and admin teams to identify and correct problems and issues causing payment delays.
  • Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk.
  • Files insurance claims and/or bankruptcy claims as necessary for nonperforming or bankrupt accounts.
  • Monitors and controls credit exposures for all customers to ensure adherence to established credit limits.
  • Other duties as assigned.

Qualifications
Education and Experience:
  • Bachelor's degree in Finance, Accounting, or a related field required
  • Master's degree preferred
  • 10 or more years of commercial credit experience as Senior Credit Analyst or equivalent

Required Skills/Abilities:
  • Strong verbal, communication and negotiating skills
  • Strong analytical skills
  • Demonstrates strong initiative and self-motivation by proactively identifying risks, improving processes, and driving tasks to completion with minimal supervision
  • Champions continuous improvement initiatives that drive operational excellence and measurable results
  • Strong judgment and decision-making skills with a demonstrated ability to balance risk and profitability
  • Experience with ERP systems (Microsoft Dynamics 365 preferred)
  • Strong collaboration with sales, operations, supply chain, and finance teams
  • Ability to challenge assumptions and influence stakeholders while maintaining relationships
  • Travel up to 25% as needed
  • Regular attendance required.
  • Must be able to pass pre-employment physical and drug screen.
  • Must be eligible to work in the United States, visa sponsorships are not available.

About Us
Perks of the Job
  • Medical, dental and vision insurance
  • Disability and life insurance
  • 401(k) with matching contribution
  • Generous allotment of paid vacation and paid holidays
  • Competitive wages plus performance-based bonus opportunities
  • Employee Assistance Program (EAP)
  • Ongoing training and professional development
  • Ample opportunity for career growth and advancement
  • Relocation package may be available

Why Our People Love Working Here
  • Purpose-driven, friendly, open, and respectful culture
  • Highly engaged workforce - as indicated by best-in-class engagement scores
  • Shared core values of safety, integrity, caring, and growth
  • Leaders committed to building more diverse, inclusive teams
  • Free on-site gym access
  • Tuition reimbursement
  • Complimentary refreshment bar with beverages and snacks
  • Employee discount program with hundreds of partner brands
  • Wellness incentive program
  • Regular employee celebrations and events

Who We Are
Celebrating 50 years in 2024, MX Holdings is a global leader in the purchasing, processing, and manufacturing of non-ferrous metals, primarily Aluminum. Enabled by our breadth of experience and deep expertise, we are proud to deliver top-quality products and services to customers across our family of brands - including Metal Exchange and Pennex.
But it's not just what we do that sets us apart, it's how we do it. Safety. Integrity. Caring. Growth. These core values are embodied by each member of our team; guiding every action we take and decision we make. Whether it's driving innovation within our industry, making the impossible possible for our customers, providing a safe, respectful workplace for employees or supporting our local communities, our purpose is clear. We are dedicated to impacting our world in a positive way.
If you are a like-minded individual with a strong ability to problem solve, collaborate, and effectively communicate, MX Holdings may be the perfect place for you to grow your career. To learn more, please visit MXHoldings.com.
Our Commitment to Inclusion
We welcome people of different backgrounds, abilities, and perspectives. To ensure our business and culture continue to be inclusive of all people, we never discriminate based on race, religion, national origin, gender identity or expression, sexual orientation, age or marital status, veteran, or disability status. MX Holdings and our family of brands, including Metal Exchange and Pennex, are proud to be equal opportunity employers. Additionally, all your information will be kept confidential according to EEO guidelines. Should you have any questions or require special assistance completing your application, please email jobs@metalexchange.com.
Qualified Applicants must be legally authorized for employment in the United States and not require employer sponsored work authorization now or in the future for employment in the United States.
Our salary ranges are primarily determined by role, level, and location. The range provided for each job posting reflects the minimum and maximum target salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.
Confidentiality Agreement Required: Yes
Posted Min Pay Rate
USD $70,000.00/Yr.
Posted Max Pay Rate
USD $89,000.00/Yr.

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