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Credit Risk Jobs in Missouri (NOW HIRING)

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst ... Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights ...

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst ... Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights ...

Credit Analyst Location: St. Louis, MO (On-Site) Summary: Join Carboline's team as a Credit Analyst ... Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights ...

Process credit applications by obtaining and analyzing public and non-public information on customers to continuously assess credit risk for new and existing accounts, including long-term and ...

Analyze and evaluate credit risk for current customers for limit increases, special financing and other requests. Establish payment plans for past due accounts. All other duties as assigned. SKILLS ...

Analyze and evaluate credit risk for current customers for limit increases, special financing and other requests. Establish payment plans for past due accounts. All other duties as assigned. SKILLS ...

Sr Credit Analyst

Maryland Heights, MO · On-site

$70 - $89/hr

Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk. * Files insurance claims and/or bankruptcy claims as necessary for ...

Sr Credit Analyst

Saint Louis, MO · Hybrid

$70K - $89K/yr

Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk. * Files insurance claims and/or bankruptcy claims as necessary for ...

Showing results 21-40

Credit Risk information

See Missouri salary details

$46.9K

$102.5K

$171.7K

How much do credit risk jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk in Missouri is $102,537.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,400.00 and $133,200.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Missouri?

The most popular types of Credit Risk jobs in Missouri are:

What are popular job titles related to Credit Risk jobs in Missouri?

For Credit Risk jobs in Missouri, the most frequently searched job titles are:

What cities in Missouri are hiring for Credit Risk jobs?

Cities in Missouri with the most Credit Risk job openings:

Infographic showing various Credit Risk job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $102,537 per year, or $49.3 per hour.

Full-time

Retirement

Posted 27 days ago


Job description

Title: Credit Analyst

Location: St. Louis, MO (On-Site)

Summary:

Join Carboline's team as a Credit Analyst, where you'll play a key role in protecting the company's financial health while supporting business growth. In this position, you'll evaluate customer credit worthiness, manage collections activities, resolve credit holds, and partner closely with Sales, Customer Service, and Accounting to ensure a smooth customer experience and timely payment of accounts.

Minimum Requirements:

  • High School Diploma or equivalent
  • Minimum of 1 year of collections, credit, accounts receivable, or related financial experience
  • Strong analytical, organizational, and communication skills
  • Proficiency with Microsoft Office and financial systems

Physical Requirements:

  • This position requires minimal physical activity but does involve extended computer usage, up to 8 hours per day. 

  • No unusual environmental, lifting, or exertion requirements are associated with this role.

Essential Functions:

  • Review and release customer orders on credit hold by assessing account status, payment trends, and credit risk. 
  • Evaluate new customer accounts through credit applications, financial statements, references, and credit reports. 
  • Establish and recommend credit limits while balancing business growth and financial risk. 
  • Monitor customer accounts, resolve credit concerns, and take proactive steps to mitigate risk. 
  • Manage collections activities and partner with customers to resolve outstanding balances and improve cash flow. 
  • Utilize risk mitigation tools such as bonds, guarantees, joint check agreements, and lien rights when appropriate. 
  • Reconcile accounts, resolve discrepancies, and maintain accurate customer records. 
  • Support collection agencies and legal recovery efforts through documentation and claim preparation. 
  • Apply sound judgment to credit decisions, payment trends, and order approvals, escalating complex situations as needed. 
  • Partner with Sales, Customer Service, Accounting, and customers to deliver solutions that support both customer satisfaction and business objectives. 
  • Thrive in a fast-paced environment while managing multiple priorities with attention to detail and exceptional service.

Who We Are: 

Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. 

Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. 

What We Offer: 

We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan.Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. 

 "In order to be the best, we must hire the best."Â