... data vendors to enhance model features, leads waterfall and risk segmentation. • Support ... Competencies: • 5+ years of experience in credit risk modeling, decision science, or quantitative ...
... data vendors to enhance model features, leads waterfall and risk segmentation. • Support ... Competencies: • 5+ years of experience in credit risk modeling, decision science, or quantitative ...
(USA) Senior, Data Scientist
Anderson, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
(USA) Senior, Data Scientist
Anderson, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
(USA) Senior, Data Scientist
Cassville, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
(USA) Senior, Data Scientist
Cassville, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
(USA) Senior, Data Scientist
Noel, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
(USA) Senior, Data Scientist
Noel, MO · On-site
$90K - $180K/yr
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision ...
Associate Director of Data Science and MLOPs
Kansas City, MO · On-site
$57K - $58K/yr
Evaluate model performance, drift, bias, reliability, scalability, and operational risk. * Lead ... Mentor data science and engineering teams on production ML best practices. * Communicate technical ...
Associate Director of Data Science and MLOPs
Kansas City, MO · On-site
$57K - $58K/yr
Evaluate model performance, drift, bias, reliability, scalability, and operational risk. * Lead ... Mentor data science and engineering teams on production ML best practices. * Communicate technical ...
Principal Data Scientist
Saint Louis, MO · On-site
Collaborate with Claims Operations, Finance, Risk, and IT stakeholders to identify high-impact ... Qualifications * Master's or PhD in Data Science, Statistics, Mathematics, Computer Science ...
Principal Data Scientist
Saint Louis, MO · On-site
Collaborate with Claims Operations, Finance, Risk, and IT stakeholders to identify high-impact ... Qualifications * Master's or PhD in Data Science, Statistics, Mathematics, Computer Science ...
Principal Data Scientist
Kansas City, MO · On-site
Collaborate with Claims Operations, Finance, Risk, and IT stakeholders to identify high-impact ... Qualifications * Master's or PhD in Data Science, Statistics, Mathematics, Computer Science ...
Principal Data Scientist
Kansas City, MO · On-site
Collaborate with Claims Operations, Finance, Risk, and IT stakeholders to identify high-impact ... Qualifications * Master's or PhD in Data Science, Statistics, Mathematics, Computer Science ...
Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax ... Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations ...
Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax ... Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations ...
$88K - $106K/yr
... science and risk modelling use cases. Working within a regulated credit and lending context, you will design and enforce strong data quality, lineage, and governance standards across multiple source ...
$88K - $106K/yr
... science and risk modelling use cases. Working within a regulated credit and lending context, you will design and enforce strong data quality, lineage, and governance standards across multiple source ...
Lead Data Scientist
Cape Girardeau, MO · On-site
You will design scalable data science products, translate sophisticated analytical findings into ... risk, latency, cost, safety, and consistency measures. Make key analytical and architectural ...
Lead Data Scientist
Cape Girardeau, MO · On-site
You will design scalable data science products, translate sophisticated analytical findings into ... risk, latency, cost, safety, and consistency measures. Make key analytical and architectural ...
You will design scalable data science products, translate sophisticated analytical findings into ... risk, latency, cost, safety, and consistency measures. * Make key analytical and architectural ...
You will design scalable data science products, translate sophisticated analytical findings into ... risk, latency, cost, safety, and consistency measures. * Make key analytical and architectural ...
... Risk Solutions division, including developing predictive models and AI solutions to support various processes. Responsibilities : • Independently apply data science techniques to solve business ...
... Risk Solutions division, including developing predictive models and AI solutions to support various processes. Responsibilities : • Independently apply data science techniques to solve business ...
Exploitation Specialist / Data Scientist
Saint Louis, MO · On-site
$160K - $170K/yr
Security Specialist - Risk Management Framework Clearance: Must currently possess an active TS/SCI ... data science. - Ability to operate independently at a senior level. - Proficient in creating ...
Quick apply
Exploitation Specialist / Data Scientist
Saint Louis, MO · On-site
$160K - $170K/yr
Security Specialist - Risk Management Framework Clearance: Must currently possess an active TS/SCI ... data science. - Ability to operate independently at a senior level. - Proficient in creating ...
Principal, Data Scientist
Noel, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
Principal, Data Scientist
Noel, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
Principal, Data Scientist
Cassville, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
Principal, Data Scientist
Cassville, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
Principal, Data Scientist
Anderson, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
Principal, Data Scientist
Anderson, MO · On-site
$110K - $220K/yr
... Data Science, Machine Learning, Statistics, Applied Mathematics, or a related quantitative discipline. * Experience building enterprise AI platforms supporting audit, compliance, finance, risk ...
... risk decisions. The team covers global grains, oilseeds, biofuels, ocean freight and livestock. The ... data science, satellite imagery, advanced statistical modeling, and emerging generative AI ...
... risk decisions. The team covers global grains, oilseeds, biofuels, ocean freight and livestock. The ... data science, satellite imagery, advanced statistical modeling, and emerging generative AI ...
Data Scientist Geospatial Analytics
Chesterfield, MO · On-site +1
... risk management Skills/Experience Requirements ... Master's degree or higher in Remote Sensing, Statistics, Computer Science, or a closely related ...
Data Scientist Geospatial Analytics
Chesterfield, MO · On-site +1
... risk management Skills/Experience Requirements ... Master's degree or higher in Remote Sensing, Statistics, Computer Science, or a closely related ...
Data Scientist-Direct Hire-6-Month Register
Cape Girardeau, MO · On-site
$125K/yr
To ensure full credit for your work experience, please indicate dates of employment by month/day ... Leading data science or statistical analysis initiatives by defining project scope, analytic ...
Data Scientist-Direct Hire-6-Month Register
Cape Girardeau, MO · On-site
$125K/yr
To ensure full credit for your work experience, please indicate dates of employment by month/day ... Leading data science or statistical analysis initiatives by defining project scope, analytic ...
Data Scientist-Direct Hire-6-Month Register
Rolla, MO · On-site
$125K/yr
To ensure full credit for your work experience, please indicate dates of employment by month/day ... Leading data science or statistical analysis initiatives by defining project scope, analytic ...
Data Scientist-Direct Hire-6-Month Register
Rolla, MO · On-site
$125K/yr
To ensure full credit for your work experience, please indicate dates of employment by month/day ... Leading data science or statistical analysis initiatives by defining project scope, analytic ...
Credit Risk Data Science information
How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?
Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.
What is Credit Risk Data Science?
Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.
What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?
To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Missouri? For Credit Risk Data Science jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Missouri look for? The top searched job categories for Credit Risk Data Science jobs in Missouri are:
What cities in Missouri are hiring for Credit Risk Data Science jobs? Cities in Missouri with the most Credit Risk Data Science job openings:
Full-time
This job post has expired 1 day ago. Applications are no longer accepted.
Job description
POSITION DESCRIPTION
Title: Senior Credit Risk/Decision Scientist
Classification: Salaried, exempt
Position Type: Full Time
Reports to: Credit Risk Officer – Digital Banking
Location: TBD
Summary/Objective
The Senior Credit Risk/Decision Scientist will be responsible for quantitative model development, credit strategy design, and analytical decision support throughout the customer life cycle. This role will build, validate, and monitor predictive models; design and interpret strategy tests; and translate analytical findings into actionable credit policy.
Essential Functions
Duties/Responsibilities:
• Develop, validate, and recalibrate credit risk scorecards and predictive models for acquisition, account management, and loss forecasting.
• Design and analyze champion-challenger tests to optimize credit policy and decisioning thresholds.
• Partner with Marketing to enhance response and bidding models focused on improved conversion and acquisition cost
• Monitor model performance through ongoing back-testing, stability analysis, and drift detection; recommend recalibration as needed.
• Integrate and evaluate third-party data vendors to enhance model features, leads waterfall and risk segmentation.
• Support prescreen modeling and strategies in partnership with marketing and credit strategy teams.
• Conduct portfolio-level risk analysis including delinquency trending, vintage analysis, and loss projections.
• Collaborate with compliance on model risk governance, fair lending review, and SR 11-7 documentation requirements.
• Prepare clear model documentation, validation reports, and executive-ready presentations for internal stakeholders and regulators.
• Partner with IT and data engineering teams on data pipelines, feature engineering, and model deployment in production environments.
• Contribute to fraud detection and collections analytics as workflow allows, supporting cross-functional risk initiatives.
Competencies:
• 5+ years of experience in credit risk modeling, decision science, or quantitative analytics within a bank, credit union, fintech, or consumer lender.
• Demonstrated experience building and validating scorecards using logistic regression, decision trees, gradient boosting, or similar techniques.
• Strong proficiency in Python or R for statistical modeling, data manipulation, and visualization
• Solid SQL skills; ability to independently access and analyze large datasets
• Familiarity with credit bureau data (Experian, Equifax, TransUnion) and alternative data sources.
• Understanding of model risk management frameworks, including SR 11-7 / OCC 2011-12 guidance.
• Strong analytical communication skills — ability to translate complex model outputs into actionable business recommendations.
• Bachelor's degree in Statistics, Mathematics, Economics, Computer Science, Finance, or a related quantitative field.