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Credit Risk Jobs in Kansas City, MO (NOW HIRING)

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Credit Risk Review Manager

Overland Park, KS · On-site

$95 - $125/hr

The Credit Risk Review Manager directs and manages a team of credit risk review analysts to ensure loans are in compliance with bank lending policies and risk guidelines. This position provides ...

Cobnks

Credit Risk - Senior Credit Officer

Kansas City, MO · On-site

$90 - $120/hr

Ability to write policies and procedures for risk related functions. * Ability to work with other ... credit report and if applicable, a driving record. Applicants must be legally authorized to work in ...

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Kendall Bank

Senior Credit Analyst

Overland Park, KS · On-site

Senior Credit Analyst Are you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Kansas City, MO

Credit Risk information

See Kansas City, MO salary details

$48.7K

$106.5K

$178.4K

How much do credit risk jobs pay per year?

As of Sep 3, 2026, the average yearly pay for credit risk in Kansas City, MO is $106,542.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,100.00 and $138,400.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Kansas City, MO?

The most popular types of Credit Risk jobs in Kansas City, MO are:

What are popular job titles related to Credit Risk jobs in Kansas City, MO?

For Credit Risk jobs in Kansas City, MO, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Kansas City, MO look for?

The top searched job categories for Credit Risk jobs in Kansas City, MO are:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Kansas City, MO as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $106,542 per year, or $51.2 per hour.

Credit Risk Review Manager

Sunflower Bank NA

Overland Park, KS • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Job Type
Full-time
Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Risk Review Manager at our Overland Park, KS location.
Summary:
The Credit Risk Review Manager directs and manages a team of credit risk review analysts to ensure loans are in compliance with bank lending policies and risk guidelines. This position provides guidance and input on highly complex, high value reviews. The Credit Risk Review Manager provides input to strategic decisions that affect this functional area of responsibility.
Primary Responsibilities
  • Manage the continuous independent review of loans and commitments including the analysis of borrower financial statements, collateral valuations, and repayment capacity for the purposes of risk grading, determination of degree of attention required, identification potential weaknesses or emerging risks and conformity with Bank policies and regulatory directives.
  • Review reports regarding quality and trends in the Bank's loan portfolio
  • Provide credit risk management and regulatory input.
  • Conduct workout credit discussions and Credit Policy issues with managerial personnel.
  • Review major and complex loans and report exposures to management.
  • Maintain ongoing credit risk oversight of existing major adversely graded credits.
  • Conduct Loan Quality Reviews to ensure consistency and uniformity of reporting.
  • Advise management by providing appropriate recommendations and solutions.
  • Build and sustain meaningful relationships with Credit and Lending staff as well as key members of Bank Management.
  • Collaborate with Relationship Managers, Credit Officers, and Risk Management to address identified issues and strengthen credit processes.
  • Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
  • Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
  • Understand and participate in the Bank's Community Reinvestment Act program.
  • Perform other duties as assigned.

Education / Experience Preferred:
  • Bachelor's Degree in Finance, Accounting, or Economics or equivalent combination of education and experience.
  • Five or more years of experience working in financial institutions or regulatory supervisory institutions.
  • Three or more years of experience managing staff.
  • Working knowledge as a commercial credit expert in CRE and General C&I, with additional experience with more complex product types such as SBA lending, leverage finance, agriculture, warehouse lending, etc.
  • Must possess sound understanding of credit processes, such as commercial loan origination and underwriting; credit policies; portfolio management, allowance for loan and lease losses; loan review and remediation.
  • Must possess thorough knowledge of federal and state banking laws related to credit risk.
  • Must possess knowledge of risk ratings, risk rating methodology, and credit scorecards.
  • Ability to write and present clear and concise reports to provide meaningful recommendations to customers.

Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused

Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location-specific notices is available on our privacy policy.

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