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Credit Risk Review Jobs in Florida (NOW HIRING)

Perform Operational Credit Risk by completing numerous complex credit processing and assessment activities, including credit analysis, underwriting, borrower rating approval and transaction review ...

Perform Operational Credit Risk by completing numerous complex credit processing and assessment activities, including credit analysis, underwriting, borrower rating approval and transaction review ...

... and risk appetite. * Performs the required due diligence and analysis, produces the credit ... reviews, and (vi) maturing loans and lines of credit. In coordination with the business team ...

Review and circulate credit packages and modifications for approval. Ensure packages are updated as ... Assure that credits are accurately risk rated and credits are properly monitored and reported.

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Credit Risk Review information

See Florida salary details

$64.6K

$118.3K

$179K

How much do credit risk review jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk review in Florida is $118,306.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,800.00 and $132,600.00 per year, depending on experience, location, and employer.

What is a credit risk review?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the typical daily responsibilities of someone in a credit risk review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What are the key skills and qualifications needed to thrive in the credit risk review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the most commonly searched types of Credit Risk Review jobs in Florida?

The most popular types of Credit Risk Review jobs in Florida are:

What cities in Florida are hiring for Credit Risk Review jobs?

Cities in Florida with the most Credit Risk Review job openings:

Infographic showing various Credit Risk Review job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $118,306 per year, or $56.9 per hour.

Senior Regional Credit Officer - Business

First Citizens Bank

Tallahassee, FL • On-site, Remote

Full-time

Posted 4 days ago


First Citizens Bank rating

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

107th of 174 rated banks


Job description

Overview

This is a remote role that may only be hired in the following locations: NC, SC, FL, TN and AZ.

This position serves as a regional credit leader, influencing portfolio performance, credit quality, and process improvement across the organization.  Reviews, negotiates, and decisions business loans and servicing plans within the Business Credit channel.  Ensure loan approvals align with credit policies, procedures, and organizational philosophy. 

 Leverages expertise in financial analysis, credit risk management, and regulatory frameworks while fostering strong partnerships to deliver prudent credit solutions and sustainable portfolio results.  Works closely with sales leadership, relationship managers, and associates to support strategic objectives and business plans through daily activities.   Provides guidance and mentorship to less experienced credit associates within the business unit.  Serves as a regional risk control officer to mitigate loss, delinquency, and overall risk for assigned credit portfolios.


Responsibilities & Qualifications

Duties & Responsibilities:

  • Risk Management - Analyzes, negotiates, and decisions business loans and servicing plans. Assesses credit risks to ensure consistent borrower risk ratings.  Ensures loan decisions are consistent, objective, and compliant, while meeting Bank and customer needs. Communicates credit decisions to all parties involved and recommends further action.  Manages at-risk relationships in respective regions of responsibility, including ongoing monitoring and review of action plans.
  • Credit Expertise - Maintains current working knowledge of respective markets and industry trends that may affect the extension of credit.  Communicates changes to lending personnel, credit appetite, and processes to first line partners. Serves as an advisor in analyzing, negotiating, strategizing, and underwriting credits within the assigned region(s).  Acts as a primary contact to credit and field associates within their respective markets.
  • Team Leadership - Utilizes expertise to provide guidance, feedback, and direction on complex matters. Assists in the communication of performance results and expected behaviors for success.  Supports/mentors Bankers and less experienced Credit Officers to achieve optimal credit performance. Provides feedback to area and regional leadership. Identifies training needs, process improvements, and skill deficiencies among line units.
  • Business Support - Recommends departmental policies and procedures to address identified issues and opportunities. Coordinates with credit risk review and loan workout functions, assists in managing credit needs related to traditional banking services, and participates in client credit transactions.  Participates in projects and special assignments as needed to achieve commercial lending goals.
  • Relationship Development - Establishes and maintains successful partnerships with sales leadership, relationship managers, and executives to ensure that business lending objectives are effectively communicated and carried out. May represent the Credit Administration department on various committees and market visits.


Position Specific Skills:

Strong knowledge of financial and credit principles, credit risk analysis, lending products, and credit administration within the financial services industry. Proven ability to build effective partnerships, navigate regulatory requirements, and evaluate credit risk to support sound lending decisions.


Qualifications:
Minimum Required Education and Experience: Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Commercial credit analysis, or Lending, or Underwriting


Preferred Licenses or Certifications:Credit Risk Certification (CRC)- encouraged


Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Qualifications:

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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