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Senior Credit Manager Jobs in Florida (NOW HIRING)

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · On-site

Job Title SVP, SBA Senior Credit Officer Banesco USA is seeking an SVP, SBA Senior Credit Officer ... Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division.

Banesco USA

SVP, SBA Senior Credit Officer

Miami, FL · On-site

SVP, SBA Senior Credit Officer Banesco USA is seeking an SVP, SBA Senior Credit Officer for our SBA ... Credit Analysis, Portfolio Management and Special Assets within the bank's SBA division.

GROVE BANK & TRUST

Senior Credit Analyst

Miami, FL · On-site

$90 - $120/hr

Senior Credit Analyst Miami, FL, US 4 days ago Requisition ID: 1066 SUMMARY : Evaluates the ... Evaluates an individual's or company's stability, aptitude of management and creditworthiness by ...

First Bank

Credit Analyst II

Miami, FL · On-site

$60 - $80/hr

Present loan file to the loan officer, senior credit officer or lending authority for discussion and conclusion including the department recommendation to Management and/or Credit Committee. The ...

Grove Bank & Trust

Senior Credit Analyst

Miami, FL · On-site

Reviews credits above $500K for commercial real estate loans and above $250K for commercial ... Evaluates an individual's or company's stability, aptitude of management and creditworthiness by ...

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Senior Credit Manager information

See Florida salary details

$64.6K

$118.3K

$179K

How much do senior credit manager jobs pay per year?

As of Sep 6, 2026, the average yearly pay for senior credit manager in Florida is $118,306.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,800.00 and $132,600.00 per year, depending on experience, location, and employer.

What is a senior credit manager?

A Senior Credit Manager is responsible for overseeing an organization's credit policies, assessing credit risk, and managing a team to ensure sound lending and credit decisions. They analyze financial data, establish credit limits, and implement risk management strategies to minimize bad debt. Additionally, they collaborate with sales and finance teams to optimize credit terms while maintaining business growth and compliance with regulations.

What are the key skills and qualifications needed to thrive as a senior credit manager?

To thrive as a Senior Credit Manager, you need a robust understanding of credit risk assessment, financial analysis, and portfolio management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, advanced Excel functions, and industry-standard risk assessment tools or certifications such as CFA is highly valued. Excellent leadership, negotiation, and decision-making skills help you stand out when leading teams and working with clients. These abilities are crucial for minimizing credit risk and supporting the organization's financial health while supporting business growth.

What are some typical challenges a senior credit manager may face, and how are they addressed?

A Senior Credit Manager often encounters challenges such as evaluating the creditworthiness of complex accounts, managing delinquent portfolios, and adapting to changing market or regulatory conditions. Addressing these requires strong analytical skills, up-to-date knowledge of industry best practices, and the ability to implement effective risk mitigation strategies. Collaboration with sales, legal, and collections teams is also common to balance risk while maintaining positive client relationships. Proactive communication and thorough due diligence help navigate these challenges and ensure sound credit decisions.

What are popular job titles related to Senior Credit Manager jobs in Florida?

For Senior Credit Manager jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Senior Credit Manager jobs in Florida look for?

The top searched job categories for Senior Credit Manager jobs in Florida are:

What cities in Florida are hiring for Senior Credit Manager jobs?

Cities in Florida with the most Senior Credit Manager job openings:

Senior Credit Manager jobs near you
Infographic showing various Senior Credit Manager job openings in Florida as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution, with an average salary of $118,306 per year, or $56.9 per hour.

Senior Credit Analyst

New Edge Associates a Talent Acquisition Firm

Miami Lakes, FL • On-site

Other

Posted 17 days ago

Key responsibilities

  • Analyze and underwrite complex middle-market commercial credit requests, including CRE and C&I transactions.

  • Prepare credit approval memorandums and provide credit recommendations based on financial analysis.

  • Evaluate borrower and guarantor financial strength, collateral, and overall credit risk to support lending decisions.

Job description

This is a banking position (Banking experience required)


We are seeking an experienced Senior Credit Analyst to support a commercial banking team with a strong focus on middle-market Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This individual will be responsible for analyzing complex commercial credit relationships, performing detailed financial analysis, preparing credit recommendations, and supporting lending decisions.


The ideal candidate will have 5–7 years of commercial credit experience, strong CRE and C&I underwriting exposure, and experience supporting both middle-market and business banking relationships. This is a senior-level position requiring someone who can step in and independently handle sophisticated commercial credits.


Essential Responsibilities

  • Analyze and underwrite complex middle-market commercial credit requests.
  • Perform detailed underwriting of Commercial Real Estate (CRE) and Commercial & Industrial (C&I) transactions.
  • Analyze business and personal financial statements, tax returns, and supporting financial documentation.
  • Perform cash flow, global cash flow, debt service, liquidity, and leverage analysis.
  • Prepare comprehensive credit approval memorandums and provide well-supported credit recommendations.
  • Evaluate borrower and guarantor financial strength, repayment capacity, collateral, and overall credit risk.
  • Analyze commercial real estate transactions, including property cash flow, NOI, DSCR, LTV, and guarantor support.
  • Evaluate C&I relationships, including operating performance, working capital, leverage, liquidity, and repayment capacity.
  • Review proposed loan structures and recommend appropriate terms, covenants, and conditions.
  • Identify credit weaknesses, mitigating factors, policy exceptions, and appropriate risk ratings.
  • Complete annual reviews, renewals, modifications, and ongoing portfolio analysis.
  • Monitor financial covenants and changes in borrower credit quality.
  • Partner closely with Commercial Lenders and Relationship Managers to evaluate and structure credit opportunities.
  • Conduct industry, borrower, and market research to support credit decisions.
  • Ensure all credit analysis complies with Bank policies, underwriting standards, and regulatory requirements.


Job Qualifications

  • 5–7 years of commercial credit analysis and/or underwriting experience within a bank required.
  • Strong Commercial Real Estate (CRE) and C&I credit experience required.
  • Middle-market commercial real estate underwriting experience required.
  • Business banking credit experience required.
  • Strong background in commercial underwriting and financial analysis.
  • Experience analyzing complex commercial credit relationships and supporting lending decisions.
  • Strong financial statement, tax return, cash flow, and global cash flow analysis experience.
  • Experience preparing detailed commercial credit approval memorandums.
  • Strong knowledge of NOI, DSCR, LTV, leverage, liquidity, collateral analysis, covenants, and risk ratings.
  • Ability to independently manage senior-level commercial credit assignments.
  • Strong analytical, organizational, and written communication skills.
  • Local Miami/South Florida market experience strongly preferred.
  • Must be able to work onsite in Miami Lakes, Florida.
  • Candidates whose experience is primarily consumer, retail, or entry-level credit will not be considered.
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About New Edge Associates

Sourced by ZipRecruiter

We bring solutions that enriches the lives of every person in the industry. With over 20 years of experience in the financial and banking industry, we are committed to delivering quality service while identifying the absolute best candidate to match your criteria and at the same time seamlessly integrating them into your existing team.

Industry

Recruiting and staffing services

Company size

1 - 10 Employees

Headquarters location

Miami, FL, US

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