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Division Credit Manager Jobs in Florida (NOW HIRING)

Farmers Home Furniture

Credit Representative

Starke, FL · On-site

... Manager. * Travels to customers' homes as required to collect on late payments; assists with ... Requires the ability to perform addition, subtraction, multiplication, and division; the ability to ...

Farmers Home Furniture

Credit Representative

Starke, FL · On-site

... Manager. * Travels to customers' homes as required to collect on late payments; assists with ... Requires the ability to perform addition, subtraction, multiplication, and division; the ability to ...

ITTConnect

Senior Credit Officer (Banking)

Miami, FL · Hybrid

$150K - $200K/yr

Partner with Sales Divisions and senior management to evaluate and structure credit opportunities in accordance with underwriting standards. Approve and/or oversee complex transactions, ensuring ...

NVR, Inc.

Division Sales Manager

Orlando, FL · On-site

Sales Manager - New Home Sales Are you a high-energy sales leader who thrives on coaching teams ... We are an Equal Opportunity Employer. | Drug Testing and Credit Check are required. | Applicants ...

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Division Credit Manager information

What is a division credit manager?

Division Credit Managers are professionals responsible for overseeing the credit operations within a specific division of a company. They manage the assessment and approval of credit for customers, monitor outstanding accounts, and ensure compliance with company credit policies. Their goal is to minimize financial risk, improve cash flow, and support sales growth by making informed credit decisions. They often lead a team of credit analysts and work closely with sales and finance departments.

What are the key skills and qualifications needed to thrive as a division credit manager?

To thrive as a Division Credit Manager, you need expertise in financial analysis, credit risk assessment, and a strong background in accounting or finance, often supported by a relevant degree. Familiarity with credit management software, ERP systems, and sometimes certifications like the Certified Credit Professional (CCP) are typically required. Strong negotiation, decision-making, and communication skills set standout professionals apart in this role. These skills ensure effective credit policies, minimize financial risk, and maintain healthy cash flow for the organization.

What are some common challenges division credit managers face when overseeing credit policies across multiple branches or regions?

Division Credit Managers often encounter the challenge of maintaining consistent credit policies and risk assessments across various branches, each with its own local market conditions and customer profiles. Balancing centralized guidelines with the need for flexibility to address unique regional circumstances can be demanding. Additionally, they must ensure effective communication and training for branch staff to uphold credit standards, while regularly monitoring and reporting on credit performance to senior management. Proactive collaboration with sales, operations, and finance teams is essential to mitigate credit risks and support business growth.

What is the difference between Division Credit Manager vs Credit Analyst?

AspectDivision Credit ManagerCredit Analyst
Primary RoleOversees credit policies and risk management for a division, approving large credit lines and managing credit teams.Assesses creditworthiness of individual clients or companies, analyzing financial data to recommend credit decisions.
Required CredentialsBachelor’s degree in finance, accounting, or related field; often requires experience in credit management.Bachelor’s degree in finance, economics, or related; certifications like CFA or credit-specific training are common.
Work EnvironmentCorporate office, managing teams and policies within a division of a company.Office setting, conducting financial analysis and risk assessment for clients or prospects.

While both roles involve credit evaluation, the Division Credit Manager focuses on managing credit risk at a division level and overseeing credit policies, whereas the Credit Analyst conducts detailed financial analysis to support credit decisions. The roles complement each other within credit departments but differ in scope and responsibilities.

How much do division credit managers make?

Division credit managers typically earn an average salary ranging from $70,000 to $120,000 annually, depending on experience, company size, and location. They often oversee credit policies, analyze financial data, and require strong analytical and communication skills.

What other jobs can a division credit manager do?

A division credit manager can transition into roles such as credit director, risk manager, collections manager, or financial analyst, leveraging skills in credit assessment, financial analysis, and risk management. These positions often require knowledge of credit policies, strong analytical abilities, and experience with financial software or tools. Certifications like CPA or CFA can also support career advancement in related finance and management roles.

What are popular job titles related to Division Credit Manager jobs in Florida?

For Division Credit Manager jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Division Credit Manager jobs in Florida look for?

The top searched job categories for Division Credit Manager jobs in Florida are:

What cities in Florida are hiring for Division Credit Manager jobs?

Cities in Florida with the most Division Credit Manager job openings:

Division Credit Manager jobs near you
Infographic showing various Division Credit Manager job openings in Florida as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 79% Physical, 3% Hybrid, and 18% Remote job distribution.

Credit Representative

Farmers Home Furniture

Madison, FL • On-site

Part-time

Re-posted 19 days ago

Farmers Home Furniture rating

5.7

Company rating: 5.7 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

48th of 63 rated furniture retailers

Job description

Job Type
Part-time
Description
The purpose of this classification is to perform work functions associated with locating, notifying, and securing payments from customers with delinquent accounts.
ESSENTIAL FUNCTIONS
The following duties are normal for this position. The omission of specific statements of the duties does not exclude them from the classification if the work is similar, related, or a logical assignment for this classification. Other duties may be required and assigned.
  • Sends text messages, mails form letters and/or late charge notices to customers to encourage payment of delinquent accounts.
  • Confers with customers by text or telephone attempting to determine reason for overdue payment, reviewing terms of sales, service, or credit contract with customer in an attempt to gain payment.
  • Documents all correspondence and attempted correspondence with customers concerning accounts.
  • Receives payments and posts amount paid to customer's account.
  • Responsible for maintaining and balancing their assigned cash drawer ensuring that the drawer is locked and the key removed when the drawer is left unattended. The key will remain in the possession of the employee assigned to that cash drawer by the Store Manager.
  • Travels to customers' homes as required to collect on late payments; assists with repossessions of merchandise, if necessary, upon approval of the Store Manager.
  • Prepares paperwork prior to legal action to be initiated against severely late-paying customers.
  • Initiates credit investigations by telephone for new credit account applicants under the direction of the Credit Manager.
  • Logs details of work activities on a daily, weekly, and monthly basis.
  • Receives various documentation and reports; reviews, processes, responds, distributes, forwards, files, maintains, and/or takes other action as appropriate.
  • Operates a personal computer, printer, calculator, copy machines, telephone, or other equipment as necessary to complete essential functions, to include the use of word processing, spreadsheet, database, or other system software.
  • Logs customer service requests into PQA and schedules merchandise repairs for customers.
  • Assist customers on the sales floor as assigned by management to include participation in the sales floor rotation, greeting customers, demonstrating products, completing sales write ups, and updating CRM.
  • Maintains an acceptable sales quota as established in weekly, monthly, and annual store goals as assigned by the Store Manager.
  • Complies with Store Operations Customer Service Counter and Telephone Standards.
  • Upholds and promotes our H.O.M.E. values: Helping others, developing Ordinary people to do extraordinary things, being a Motivated owner that cares, and Ensuring that excellence is a habit personally and for those entrusted to them to lead.

ADDITIONAL FUNCTIONS
  • Assists in other store departments as required.
  • Performs other related duties as required.

Requirements
MINIMUM QUALIFICATIONS
High School Diploma or GED required; six months experience in payment collections or general office procedures; or any combination of training, experience and education which provides the required knowledge, skills, and abilities for this position. Must possess and maintain a valid State Driver's License.
PERFORMANCE APTITUDES
Data Utilization: Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising discretion in determining data classification, and in referencing such analysis to established standards for the purpose of recognizing actual or probable interactive effects and relationships.
Human Interaction: Requires the ability to provide guidance, assistance, and/or interpretation to others regarding the application of procedures and standards to specific situations.
Equipment, Machinery, tools, and Materials Utilization: Requires the ability to operate, maneuver and/or control the actions of equipment, machinery, tools, and/or materials used in performing essential functions.
Verbal Aptitude: Requires the ability to utilize a wide variety of reference, descriptive and/or advisory data and information.
Mathematical Aptitude: Requires the ability to perform addition, subtraction, multiplication, and division; the ability to calculate decimals and percentages; the ability to utilize principles of fractions; the ability to interpret graphs.
Functional Reasoning: Requires the ability to carry out instructions furnished in written, oral, or diagrammatic form. Involves semi-routine standardized work with some latitude for independent judgment concerning choices of action.
Situational Reasoning: Requires the ability to exercise judgment, decisiveness and creativity in situations involving the evaluation of information against measurable or verifiable criteria.
Farmers Furniture is an Equal Opportunity Employer. The Company is committed to maintaining an environment free of harassment and discrimination.
ADA COMPLIANCE
Physical Ability: Tasks require the ability to exert moderate physical effort, though not constant physical effort, typically involving some combination of climbing and balancing, stooping, kneeling, crouching, and crawling, and which may involve some lifting, carrying, pushing and/or pulling of objects and materials of moderate weight (12-50 pounds).
Sensory Requirements: Some tasks require the ability to perceive and discriminate colors or shades of colors, sounds, depth, and visual cues or signals. Some tasks require the ability to communicate orally.
Environmental Factors: Performance of essential functions may require exposure to adverse environmental conditions, such as dirt, dust, temperature extremes, electric currents, or toxic agents/chemicals.
Farmers Furniture is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the Company will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

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