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Credit Risk Monitor Jobs in Arizona (NOW HIRING)

Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt * Drive proactive risk assessment and ensure timely updates to customer credit profiles

Maintain and monitor a portfolio of high-risk accounts, ensuring timely follow-up, documentation, and proactive communication to mitigate credit risk * Support internal customer service by providing ...

Maintain and monitor a portfolio of high-risk accounts, ensuring timely follow-up, documentation, and proactive communication to mitigate credit risk * Support internal customer service by providing ...

Maintain and monitor a portfolio of high-risk accounts, ensuring timely follow-up, documentation, and proactive communication to mitigate credit risk * Support internal customer service by providing ...

Credit Analyst

Scottsdale, AZ · On-site

$100K - $150K/yr

... and monitoring of other structural and risk mitigating components of the credit accommodation. Maintain knowledge of the Bank's Loan Policy. * Credit Administration: Assist lenders with on-going ...

... and monitoring of other structural and risk mitigating components of the credit accommodation. Maintain knowledge of the Bank's Loan Policy. * Credit Administration: Assist lenders with on-going ...

Review client financials and perform sensitivity analysis to evaluate credit risk in connection ... Monitor loan disbursements to ensure compliance with Bank regulations. What you'll need:

Portfolio Manager I sp

Phoenix, AZ · On-site

$44.28 - $75.42/hr

Prepare underwriting memorandums and approval documents for presentation to Credit Risk. * Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio ...

New

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit ... Execute data remediation projects and monitor data quality reports for timely correction of errors ...

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit ... Execute data remediation projects and monitor data quality reports for timely correction of errors ...

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit ... Execute data remediation projects and monitor data quality reports for timely correction of errors ...

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Credit Risk Monitor information

See Arizona salary details

$80.6K

$147.5K

$223.2K

How much do credit risk monitor jobs pay per year?

As of Jun 12, 2026, the average yearly pay for credit risk monitor in Arizona is $147,529.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

Is risk analyst a high paying job?

A risk analyst, including credit risk monitor roles, typically earns a competitive salary that varies by industry, experience, and location. Entry-level positions may start lower, but experienced risk analysts with specialized skills and certifications can earn higher wages, often comparable to other finance and risk management roles.

What are the key skills and qualifications needed to thrive as a Credit Risk Monitor, and why are they important?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

How much do credit risk analysts earn?

Credit risk analysts typically earn a median annual salary ranging from $60,000 to $85,000, depending on experience, location, and industry. Entry-level analysts may start at lower salaries, while experienced professionals with certifications can earn over $100,000 annually. The role often requires strong analytical skills and familiarity with financial modeling tools.

What is a Credit Risk Analyst's salary?

A Credit Risk Analyst's salary typically ranges from $55,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What is a Credit Risk Monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the 5 C's of credit risk?

The 5 C's of credit risk—used by credit risk monitors—are Character, Capacity, Capital, Collateral, and Conditions. These factors help assess a borrower's ability and willingness to repay a loan and are fundamental in credit analysis. Understanding these elements is essential for evaluating creditworthiness and managing risk effectively.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in Arizona? For Credit Risk Monitor jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk Monitor jobs in Arizona look for? The top searched job categories for Credit Risk Monitor jobs in Arizona are:
What cities in Arizona are hiring for Credit Risk Monitor jobs? Cities in Arizona with the most Credit Risk Monitor job openings:

Credit Director

QXO

Glendale, AZ • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 20 days ago


QXO rating

8.0

Company rating: 8.0 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

83rd of 338 rated retail wholesalers


Job description

QXO, Inc. (NYSE: QXO) is the largest publicly traded distributor of roofing, waterproofing, and related products, and the second largest publicly traded distributor of lumber and building materials in North America. QXO is the fastest growing company in the $800 billion building products distribution industry and plans to become the tech-enabled leader by delivering best-in-class customer satisfaction and outsized returns for its shareholders. The company is targeting $50 billion in annual revenues within the next decade through accretive acquisitions and organic growth.
QXO is seeking a Credit Director to lead credit strategy, risk management, and accounts receivable performance while supporting profitable business growth. This role will oversee a team of Credit Managers, partner closely with Sales and customers, and drive disciplined credit decision-making across a growing portfolio. The ideal candidate brings strong leadership experience, commercial acumen, and a proven ability to balance risk management with customer-focused growth initiatives.
What you'll do:
  • Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management
  • Serve as a senior, client-facing leader-building relationships with strategic accounts and resolving complex credit issues
  • Establish and execute credit strategies, policies, and procedures that balance risk and growth
  • Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals
  • Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy
  • Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt
  • Drive proactive risk assessment and ensure timely updates to customer credit profiles
  • Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships
  • Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities
  • Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health
  • Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth
  • Champion process improvements, systems enhancements, and best practices across the credit function

What you'll bring:
  • 10+ years of progressive experience in credit, collections, or financial risk management
  • Proven leadership experience managing and developing high-performing teams (including managing managers)
  • Strong business acumen with the ability to balance risk management and commercial growth objectives
  • Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers
  • Experience working in a client-facing capacity and partnering closely with Sales teams
  • Deep understanding of accounts receivable management, credit underwriting, and risk assessment
  • Experience in manufacturing, retail, construction or related industry a plus
  • Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus
  • Strong analytical, negotiation, and problem-solving skills
  • Proficiency in Microsoft Office Suite and credit/ERP systems
  • Bachelor's degree in Business, Finance, or a related field preferred
  • Willingness to travel occasionally for customer and business needs

What you'll earn
  • 401(k) with employer match
  • Medical, dental, and vision insurance
  • PTO, company holidays, and parental leave
  • Paid training and certifications
  • Legal assistance and identity protection
  • Pet insurance
  • Employee assistance program (EAP)

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status.

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