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Credit Risk Manager Jobs in Rancho Cucamonga, CA

Quantum Electronic Payments

Senior Underwriter

Anaheim, CA · On-site

$68K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Identify potential fraud, bust-out risk, credit risk, prohibited activity, and inconsistencies ... Support department coverage, queue management, and priority application reviews when needed

Quantum Electronic Payments

Senior Underwriter

Anaheim, CA · On-site

$65K - $68K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Identify potential fraud, bust-out risk, credit risk, prohibited activity, and inconsistencies ... Support department coverage, queue management, and priority application reviews when needed

cathaybank

FVP, Relationship Manager

El Monte, CA · On-site

$130K - $170K/yr

GENERAL SUMMARY Relationship Manager ("RM") is able to handle both (i) client-facing business ... Review to ensure each credit is properly risk rated based on the Bank's risk rating system.

cathaybank

FVP, Relationship Manager

El Monte, CA

$130K - $170K/yr

GENERAL SUMMARY Relationship Manager ("RM") is able to handle both (i) client-facing business ... Review to ensure each credit is properly risk rated based on the Bank's risk rating system.

cathaybank

SVP, Relationship Manager

El Monte, CA

$175K - $200K/yr

GENERAL SUMMARY Relationship Manager ("RM") is able to handle both (i) client-facing business ... Review to ensure each credit is properly risk rated based on the Bank's risk rating system.

cathaybank

SVP, Relationship Manager

El Monte, CA · On-site

$175K - $200K/yr

GENERAL SUMMARY Relationship Manager ("RM") is able to handle both (i) client-facing business ... Review to ensure each credit is properly risk rated based on the Bank's risk rating system.

Cathay Bank

AVP/VP, Portfolio Manager

El Monte, CA · On-site

$95K - $130K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Review to ensure each credit is properly risk rated based on the Bank's risk rating system ... Must have strong loan portfolio management experience. * Must possess strong loan negotiation ...

Cathay Bank

FVP, Relationship Manager

El Monte, CA · On-site

$130K - $170K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

RM is to manage the client experience of this process. * Portfolio management functions include ... Review to ensure each credit is properly risk rated based on the Bank's risk rating system.

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Showing results 41-60

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Rancho Cucamonga, CA

Credit Risk Manager information

See Rancho Cucamonga, CA salary details

$88.4K

$161.8K

$244.7K

How much do credit risk manager jobs pay per year?

As of Aug 14, 2026, the average yearly pay for credit risk manager in Rancho Cucamonga, CA is $161,782.00, according to ZipRecruiter salary data. Most workers in this role earn between $136,400.00 and $181,400.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

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Cities near Rancho Cucamonga, CA with the most Credit Risk Manager job openings:

Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Rancho Cucamonga, CA as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $161,782 per year, or $77.8 per hour.

Senior Underwriter

Quantum Electronic Payments

Anaheim, CA • On-site

$68K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 23 days ago

Job description

Unlock Your Potential with Quantum ePay® We're a growing fintech company focused on delivering innovative payment processing solutions and merchant technology that helps businesses lower costs, earn more, and operate with confidence.
We are looking for an experienced Senior Underwriter to review complex merchant applications, assess elevated financial and operational risk, and serve as a knowledgeable resource for the underwriting team.
This role is a great fit for someone with strong merchant services expertise who can independently evaluate challenging applications, exercise sound judgment, and help improve the consistency and quality of underwriting decisions across the department.
RESPONSIBILITIES
  • Independently review complex, high-volume, high-risk, or escalated merchant applications
  • Analyze merchant creditworthiness, financial stability, business models, processing history, ownership structures, and operational risk
  • Interpret consumer and business credit reports, financial statements, tax returns, bank statements, processing statements, corporate records, websites, and supporting documentation
  • Evaluate card-not-present, e-commerce, recurring billing, future delivery, high-ticket, and other elevated-risk business models
  • Approve, pend, decline, or recommend conditions for applications within assigned authority levels
  • Provide clear and well-supported underwriting rationale for complex decisions
  • Review escalated applications and assist with exception requests
  • Identify potential fraud, bust-out risk, credit risk, prohibited activity, and inconsistencies across application materials
  • Partner with Risk, Compliance, Sales, Operations, and sponsor bank contacts to resolve application concerns
  • Serve as a resource for Underwriter team members by answering questions and providing guidance
  • Support training, application calibration, and quality-review activities
  • Review underwriting decisions for accuracy, consistency, and adherence to company and sponsor bank requirements
  • Identify trends, recurring application issues, and opportunities to improve underwriting procedures
  • Assist with developing and updating underwriting procedures, reference materials, and decisioning guidelines
  • Support department coverage, queue management, and priority application reviews when needed
  • Perform additional duties as assigned

QUALIFICATIONS
  • Advanced knowledge of merchant services underwriting, credit analysis, and payment-processing risk
  • Strong understanding of merchant business models, transaction risk, chargebacks, fraud exposure, and sponsor bank requirements
  • Ability to interpret complex financial statements, tax returns, bank statements, processing histories, and corporate structures
  • Strong judgment and ability to make defensible decisions when information is incomplete or risk factors conflict
  • Ability to recognize higher-risk industries, prohibited activities, unusual ownership structures, and potential misrepresentation
  • Excellent analytical, investigative, and problem-solving skills
  • Excellent written communication and ability to document detailed underwriting rationale
  • Ability to provide constructive guidance and explain complex underwriting decisions
  • Strong organization and time-management skills in a high-volume environment
  • Ability to work independently and manage competing priorities
  • Strong working knowledge of Microsoft Office, Adobe Acrobat, CRM platforms, and third-party underwriting tools

EDUCATION AND EXPERIENCE
  • 3+ years of merchant services underwriting experience required
  • Experience independently reviewing complex or elevated-risk merchant applications required
  • Experience with financial analysis, reserves, exceptions, conditional approvals, and underwriting escalations preferred
  • Experience mentoring or training junior underwriters preferred
  • Experience using TSYS systems preferred

SALARY:
This role includes biannual profit-sharing bonuses as part of a total compensation package, in addition to a full range of medical, dental, retirement planning, and/or other benefits.
  • Base salary range: $65,000 - $68,500
  • Salary including quarterly profit-sharing bonus and comprehensive benefits program range (annualized): $85,725- $89,925

WHY WORK HERE?
  • Awarded Top Workplace of Orange County by the OC Register
  • Flex PTO!
  • New state of the art, open-concept facility with stand-up desks, balance boards, stationary bikes and more!
  • Work hard, play hard culture!
  • Monthly Beer Socials and BBQs!
  • Proven "promote from within" mentality!
  • Benefit offerings:
    • Medical, dental, vision, acupuncture and chiropractic
    • 401k Safe Harbor; 100% employer match processed semi-monthly, up to 4%
    • Profit Sharing; paid on a biannual basis

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