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Credit Risk Manager Jobs in Tracy, CA (NOW HIRING)

Canadian Solar

Credit Manager

Walnut Creek, CA · On-site

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Position Summary The Credit Manager is responsible for leading customer credit risk management, collections activities to support profitable business growth while protecting company assets. This role ...

City National Bank

Credit Associate

Walnut Creek, CA · On-site

$34.55 - $55.19/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with ...

East West Bank

Portfolio Manager

Pleasanton, CA · On-site

$75K - $150K/yr

Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on portfolio of loans * Maintain & expand client relationship * Manage loan renewal process Business ...

East West Bank

Portfolio Manager

Pleasanton, CA · On-site

$75K/yr

Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on portfolio of loans * Maintain & expand client relationship * Manage loan renewal process Business ...

Patelco Credit Union

VP, Home Loans

Dublin, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Management and team members, communicating corporate goals, strategies, and results * Being an active and advising member of both the Credit Risk Committee and Asset Liability Committee * Knowledge ...

New

Patelco Credit Union

VP, Home Loans

Dublin, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Management and team members, communicating corporate goals, strategies, and results * Being an active and advising member of both the Credit Risk Committee and Asset Liability Committee * Knowledge ...

Accenture

Commercial Credit/ nCino Manager

Walnut Creek, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... The Commercial Credit Manager will be focused on supporting the development of our lending ...

Walmart

(USA) Staff, Product Manager - Credit

Walnut Creek, CA · On-site

$143K - $286K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Working closely with Engineering, Design, Data Science, Risk, Legal, Compliance, and Operations ... product management experience, including 3+ years in fintech, credit, lending, or financial ...

Patelco Credit Union

Fraud Prevention Analyst

Dublin, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Performs fraud prevention/risk management activities on deposit accounts, focusing on functions ... Patelco Credit Union considers factors such as (but not limited to) scope and responsibilities of ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Tracy, CA

Credit Risk Manager information

See Tracy, CA salary details

$93.1K

$170.4K

$257.8K

How much do credit risk manager jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk manager in Tracy, CA is $170,421.00, according to ZipRecruiter salary data. Most workers in this role earn between $143,700.00 and $191,100.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Tracy, CA as of August 2026, with employment types broken down into 70% Full Time, 29% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $170,421 per year, or $81.9 per hour.

Credit Manager

Canadian Solar

Walnut Creek, CA • On-site

Other

Medical, Dental, Life, Retirement, PTO

Re-posted 4 days ago

Canadian Solar rating

5.8

Company rating: 5.8 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

Job description

At CS Power Systems, we're on a mission to transform lives by delivering clean, solar-powered electricity to millions worldwide-and we're just getting started. As a cutting-edge division of Canadian Solar, a global leader founded in 2001, we stand at the forefront of manufacturing high-performance solar panels, inverters, and advanced energy storage solutions. In this fast-growing, high-impact industry, our deep commitment to sustainability drives everything we do, creating innovative technologies that power a brighter, greener future.
Across Canadian Solar's powerful ecosystem-including CS Power Systems, CSPowerTech, e-STORAGE, Recurrent Energy, MSS, and CSI Solar-we're deeply invested in our people's success. If you're passionate about renewable energy and want to "Make the Difference" by building a lasting positive impact on the planet and communities everywhere, join us at CS Power Systems-where your talent can help shape the clean energy revolution.
At CS Power Systems, we're on a mission to transform lives by delivering clean, solar-powered electricity to millions worldwide-and we're just getting started. As a cutting-edge division of Canadian Solar, a global leader founded in 2001, we stand at the forefront of manufacturing high-performance solar panels, inverters, and advanced energy storage solutions. In this fast-growing, high-impact industry, our deep commitment to sustainability drives everything we do, creating innovative technologies that power a brighter, greener future.
Across Canadian Solar's powerful ecosystem-including CS Power Systems, CSPowerTech, e-STORAGE, Recurrent Energy, MSS, and CSI Solar-we're deeply invested in our people's success. If you're passionate about renewable energy and want to "Make the Difference" by building a lasting positive impact on the planet and communities everywhere, join us at CS Power Systems-where your talent can help shape the clean energy revolution.
Position Summary
The Credit Manager is responsible for leading customer credit risk management, collections activities to support profitable business growth while protecting company assets. This role partners closely with Sales, Finance, Operations, and executive leadership to evaluate customer creditworthiness, optimize cash flow, minimize financial risk, and ensure compliance with corporate policies, credit insurance requirements, and internal controls. The Credit Manager also drives continuous improvement initiatives that enhance credit, collections, and customer service processes across the organization.
Location: This position is located in Walnut Creek, CA. In office attendance is expected 4 days per week.
Key Responsibilities
  • Lead the evaluation and approval of new and existing customer credit applications through financial statement analysis, credit investigations, trade references, and third-party credit reporting agencies.
  • Establish, monitor, and maintain customer credit limits, payment terms, and risk mitigation strategies while balancing business opportunities with acceptable risk.
  • Manage collections for past-due accounts, working collaboratively with customers, Sales, and internal stakeholders to resolve payment issues, disputes, and delinquent balances in a timely manner.
  • Monitor accounts receivable aging, customer credit exposure, and collection performance; provide regular reporting, cash flow updates, and recommendations to management.
  • Maintain accurate customer credit files, SAP customer master data, and supporting documentation, including credit approvals, UCC filings, letters of credit, bonds, and other risk mitigation instruments.
  • Serve as the primary liaison with credit insurance providers, third-party credit agencies, auditors, and other external partners to ensure compliance with insurance requirements, SOX controls, and company policies.
  • Develop, maintain, and communicate credit and collection policies, procedures, and best practices to Sales and cross-functional teams.
  • Partner with Sales, Finance, Operations, Legal, and executive leadership to negotiate credit terms, resolve complex customer issues, and support strategic business objectives.
  • Identify and implement process improvements, automation opportunities, and system enhancements to improve operational efficiency, reporting, and the customer experience.
Lead or support special projects and contribute to building a high-performing, collaborative credit and collections
Qualifications
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related discipline, or an equivalent combination of education and experience.
  • Minimum of 7-10 years of progressive experience in commercial credit, collections, and accounts receivable management, including experience in a corporate or manufacturing environment.
  • Previous leadership or supervisory experience preferred.
  • Strong knowledge of financial statement analysis, commercial credit risk assessment, collections, credit insurance, and accounts receivable best practices.
  • Experience working with SAP ERP and advanced Microsoft Excel skills.
  • Excellent analytical, organizational, negotiation, and problem-solving abilities with strong attention to detail.
  • Exceptional communication and relationship-building skills, with the ability to collaborate effectively across all levels of the organization.
  • Self-motivated, results-oriented professional who thrives in a fast-paced, dynamic, and customer-focused environment.

Compensation & Benefits
Canadian Solar offers a competitive salary plus fully comprehensive benefits and performance bonus package based on an annual objective achievement. Our generous benefits package includes a 401(k) Retirement Plan, medical/dental/life/disability program, PTO and sick days.
The pay range for this position is $140,000 - $180,000 USD annually. This range represents annual base salary only, without regard to location, and does not include bonus or other incentives or benefits that may apply. The pay range for this role is subject to change. Canadian Solar Inc. is an Equal Opportunity Employer (EOE). Qualified applicants are considered for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, disability, or veteran status.
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