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Credit Risk Manager Jobs in Tracy, CA (NOW HIRING)

East West Bank

Portfolio Manager

Pleasanton, CA

$75K - $150K/yr

Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on portfolio of loans * Maintain & expand client relationship * Manage loan renewal process Business ...

East West Bank

Portfolio Manager

Pleasanton, CA · On-site

$75K/yr

Responsible for credit risk and quality of portfolio Portfolio Management * Perform maintenance on portfolio of loans * Maintain & expand client relationship * Manage loan renewal process Business ...

Ferrotec

Accounts Receivable Manager

Livermore, CA

$120K - $156K/yr

Strong knowledge of manufacturing billing cycles, order-to-cash processes, and credit risk management. * Excellent leadership and team management skills with a proven ability to drive results.

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Tracy, CA

Credit Risk Manager information

See Tracy, CA salary details

$93.1K

$170.4K

$257.8K

How much do credit risk manager jobs pay per year?

As of Jul 28, 2026, the average yearly pay for credit risk manager in Tracy, CA is $170,421.00, according to ZipRecruiter salary data. Most workers in this role earn between $143,700.00 and $191,100.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What job categories do people searching Credit Risk Manager jobs in Tracy, CA look for? The top searched job categories for Credit Risk Manager jobs in Tracy, CA are:
What cities near Tracy, CA are hiring for Credit Risk Manager jobs? Cities near Tracy, CA with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Tracy, CA as of July 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $170,421 per year, or $81.9 per hour.
Portfolio Manager

Portfolio Manager

East West Bank

Pleasanton, CA

$75K - $150K/yr

Full-time

Posted 6 days ago

East West Bank rating

7.2

Company rating: 7.2 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

118th of 170 rated banks

Job description

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. 

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.


East West Bank is currently seeking a Portfolio Manager for the Commercial Real Estate Banking team. 


Underwriting

  • Performs risk rating on new and existing loans--Analyze financial statements addressing industry risks, collateral requirements, loan structuring, pricing and credit analysis for recommendation to manager on lending decisions
  • Make recommendation on structure of credit for approval

Credit monitoring

  • Develop solutions for problem loan credit
  • Responsible for credit risk and quality of portfolio

Portfolio Management

  • Perform maintenance on portfolio of loans
  • Maintain & expand client relationship
  • Manage loan renewal process

Business Development

  • Participate in community and business functions
  • Develop other deposits services relationship
  • May perform other duties as assigned

  • Bachelor’s degree or combination of education and directly related experience
  • 2+ years of banking experience
  • Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
  • Develop problem loan credit solutions
  • Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company

Applicants must have legal authorization to work in the United States.  We do not offer visa sponsorship at this time.  


The base pay range for this position is USD $75,000.00/Yr. - USD $150,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

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