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Credit Risk Manager Jobs in Fresno, CA (NOW HIRING)

Risk Management & Governance * Ensure strong governance, credit discipline, and adherence to all regulatory and compliance requirements. * Oversee AML program execution within the business, including ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. Oversee client disputes, regarding, but not limited to credit reporting, lien ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. Oversee client disputes, regarding, but not limited to credit reporting, lien ...

Portfolio Manager

Fresno, CA · On-site

$80 - $100/hr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. * Oversee client disputes, regarding, but not limited to credit reporting, lien ...

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Credit Risk Manager information

See Fresno, CA salary details

$85.9K

$157.2K

$237.8K

How much do credit risk manager jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk manager in Fresno, CA is $157,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,200.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are popular job titles related to Credit Risk Manager jobs in Fresno, CA?

For Credit Risk Manager jobs in Fresno, CA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Fresno, CA look for?

The top searched job categories for Credit Risk Manager jobs in Fresno, CA are:

What cities near Fresno, CA are hiring for Credit Risk Manager jobs?

Cities near Fresno, CA with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Fresno, CA as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $157,190 per year, or $75.6 per hour.

Business Banking Relationship Manager III

Jobtailor

Fresno, CA • On-site

$90 - $120/hr

Other

Posted 4 days ago


Job description


  • Develop qualified client prospects through referral sources, existing clients and centers of influence

  • Build, retain and grow long-term profitable business banking relationships

  • Consult business owners on personal and business financial goals

  • Provide loans, deposits, treasury management and other applicable banking services

  • Cross-sell products and services to business customers and owners or senior management

  • Collaborate with product partners to analyze client needs and develop tailored relationship strategies

  • Participate in community and industry forums, conferences and meetings

  • Plan and conduct relationship strategy and review meetings

  • Coordinate client-facing activities, credit support and product partners

  • Conduct pre-call planning, consultative sales and post-call follow-up

  • Use CRM systems for activity tracking, call reports and pipeline management

  • Partner with Portfolio Managers and Credit Officers on credit requests

  • Monitor customer financial performance, condition, industry trends and credit exposure

  • Meet asset quality, credit administration and RAROC standards

  • Provide coaching, leadership and guidance to Relationship Managers I and II

  • Complete administrative responsibilities in a timely manner

  • Represent the Sales Manager as needed and manage risk according to bank policies


Requirements

  • Bachelor's degree required or equivalent work experience

  • Minimum of 5 years of sales experience

  • Minimum of 5 years managing business banking or commercial relationships preferred

  • Formalized credit training or equivalent credit risk experience required

  • Underwriting experience preferred

  • Proven ability to build new and existing client business and provide a positive client experience

  • Strong business acumen, including detailed analysis, financial statement review and advanced accounting principles

  • Extensive knowledge of credit and non-credit products

  • Knowledge of commercial and Treasury Management services, alternative lending and financial options

  • Ability to assess client needs, profitability drivers and corporate or personal life-cycle financial solutions

  • Effective problem-solving and analytical skills with ability to prioritize multiple tasks

  • Strong verbal and written communication skills, including face-to-face negotiations and group presentations

  • Ability to work in a team-based sales environment

  • Proficiency in all Microsoft Office software

  • Ability to travel regionally and/or locally


Core Competencies

Demonstrates expertise in building and managing business banking relationships, providing tailored financial solutions, and conducting detailed financial analysis. Proficient in consultative sales, client engagement, and team leadership within a banking environment.


Highest-signal resume keywords

  • Business Banking Relationship Management

  • Credit Risk Assessment

  • Consultative Sales Techniques

  • Financial Statement Analysis
  • Team Leadership and Coaching


ATS Optimization Keywords
Hard Skills

  • Sales Experience

  • Credit Training

  • Underwriting Experience

  • Financial Analysis

  • Treasury Management Services

  • Alternative Lending Knowledge

  • Client Needs Assessment

  • Profitability Analysis

  • Credit Product Knowledge

  • Accounting Principles


Soft Skills

  • Problem-Solving Skills

  • Analytical Skills

  • Verbal Communication Skills

  • Written Communication Skills

  • Negotiation Skills


Industry Keywords

  • Commercial Banking

  • Client Relationship Management

  • Asset Quality Standards

  • Credit Administration

  • Risk Management


Tools & Technologies

  • CRM Systems

  • Microsoft Office Suite

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