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Credit Risk Manager Jobs in Fresno, CA (NOW HIRING)

This position plays a key role in optimizing cash flow, minimizing credit risk, and ensuring that ... Manage customer credit limits and related insurance policies with account managers; maintain ...

This position plays a key role in optimizing cash flow, minimizing credit risk, and ensuring that ... Manage customer credit limits and related insurance policies with account managers; maintain ...

Work with portfolio management team on risk assessment of troubled loans, including loanmodifications. Contribute to credit coaching and training of other staff members on due diligence teams ...

Head Premier Sales, West U.S.

Fresno, CA · On-site

$215K - $300K/yr

Risk Management & Governance * Ensure strong governance, credit discipline, and adherence to all regulatory and compliance requirements. * Oversee AML program execution within the business, including ...

Head Premier Sales, West U.S.

Fresno, CA · On-site

$215K - $300K/yr

Risk Management & Governance * Ensure strong governance, credit discipline, and adherence to all regulatory and compliance requirements. * Oversee AML program execution within the business, including ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. Oversee client disputes, regarding, but not limited to credit reporting, lien ...

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. Oversee client disputes, regarding, but not limited to credit reporting, lien ...

Portfolio Manager

Fresno, CA · On-site

$74K - $104K/yr

The Portfolio Manager manages borrower relationships, conducts financial analysis, completes the ... Risk Committee. Oversee client disputes, regarding, but not limited to credit reporting, lien ...

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Showing results 1-20

Credit Risk Manager information

See Fresno, CA salary details

$85.9K

$157.2K

$237.8K

How much do credit risk manager jobs pay per year?

As of Jul 30, 2026, the average yearly pay for credit risk manager in Fresno, CA is $157,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,200.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are popular job titles related to Credit Risk Manager jobs in Fresno, CA? For Credit Risk Manager jobs in Fresno, CA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Fresno, CA look for? The top searched job categories for Credit Risk Manager jobs in Fresno, CA are:
What cities near Fresno, CA are hiring for Credit Risk Manager jobs? Cities near Fresno, CA with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Fresno, CA as of July 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $157,190 per year, or $75.6 per hour.

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Re-posted 19 days ago


Job description

Description

Job Title: AR/Credit Manager

Job Location: Reedley, CA

Reports To: Controller

Work Schedule: Generally, M-F 8am to 5pm, evenings and weekends as needed

Position Type: On-Site Full Time

FLSA Status: Exempt 

Position Summary: Reporting into the Accounting Department the AR/Credit Manager  serves as a proactive business partner to the management team. This role is responsible for overseeing accounts receivable operations, credit management, and related personnel. The AR/Credit Manager ensures the accurate accounting of all customer balances, manages customer credit limits and insurance policies, and oversees collections efforts. This position plays a key role in optimizing cash flow, minimizing credit risk, and ensuring that all account discrepancies are resolved in a timely manner. 

Job Requirements: To perform this job successfully, an individual must be able to perform each essential duty in a satisfactory manner. The requirements listed below are representative of the knowledge, skill, and ability required for this position. Reasonable accommodation may be made to ensure individuals with disabilities are able to perform the work functions. 

Essential Duties and Responsibilities:
  • Manage customer credit limits and related insurance policies with account managers; maintain accurate records in applicable databases and websites. 
  • Ensure the accurate accounting and reconciliation of all customer balances. 
  • Oversee customer and insurance claims processes.
  •  Lead and manage collection efforts, including monitoring aging reports and escalating high-risk accounts. 
  • Prepare and analyze applicable reports for management. 
  • Manage and support the department personnel. 
  • Collaborate cross-functionally with Sales teams to develop, document, and implement efficient SOPs for Accounts Receivable and Sales processes. 
  • Review and approve orders eligible for settlement with grower accounting. 
  • Ensure timely resolution of all account discrepancies within timeframe provided.
  • Incorporate and uphold our Sustainability Ambition in daily operations:
  • Environmental Stewardship: Minimize our ecological footprint through the implementation of sustainable practices. Conserve resources, reduce waste, and help ensure the future of fruit. 
  • Social Equity: Foster an inclusive, diverse, and fair workplace. Value everyone's unique perspective and experience, promoting equal opportunity and community engagement. 
  • Governance Excellence: Uphold high standards of corporate governance, transparency, and ethical conduct. Ensure integrity in decision-making processes and demonstrate accountability. 

Requirements

Experience:

Progressive Experience: Minimum of 5+ years of progressively responsible experience in Accounting or Finance.

3+ years in Accounts Receivable or Credit Management

1-3 years of supervisory/management experience

Qualifications:

A bachelor's degree in Accounting, Finance, or a related field, or equivalent work experience, is required.. 

Communication Skills: Excellent verbal and written communication skills are essential for effectively communicating credit policies, procedures, and collection strategies.

Leadership Abilities: Strong leadership and managerial skills, with the ability to lead and develop a high-performing AR/Credit team.

Analytical Skills: Strong analytical and problem-solving skills. Ability to perform financial analysis, aging trends, credit risk assessment.

Ethical Conduct: High ethical standards and integrity, with a commitment to upholding confidentiality and professionalism in all AR/Credit matters.

Adaptability: Ability to thrive in a fast-paced and dynamic environment, with the flexibility to adapt to changing priorities and business needs.

Cultural Fit: Alignment with the company's values and culture, with a passion for promoting diversity, equity, and inclusion in the workplace.

PHYSICAL DEMANDS: 

Extended Computer Use: Ability to sit at a desk and work on a computer for extended periods, including typing, reviewing documents, and engaging in virtual meetings.

Mobility: Ability to move around the office environment as needed, including walking to meetings, interacting with employees, and accessing different areas of the workplace.

Communication: Ability to communicate effectively in person, over the phone, and via electronic means, including speaking clearly and listening attentively during meetings and discussions.

Manual Dexterity: Ability to use office equipment such as computers, printers, phones, and other tools effectively, including typing, writing, and handling paperwork.

Visual Acuity: Ability to read documents, emails, and reports, as well as view information on a computer screen, with or without accommodation.

Occasional Travel: Ability to travel occasionally for meetings, conferences, or other business-related events, which may require sitting for extended periods during travel and navigating different environments.

Stress Management: Ability to handle the demands and pressures of the AR/Credit role, including effectively managing stress and maintaining composure in challenging situations.

Notice: Dayka & Hackett, LLC is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, gender identity, sexual orientation, national origin, age, marital status, disability, or any other protected status. All qualified applicants will receive consideration for employment. 

Dayka & Hackett, LLC. reviewed this job description to ensure that essential functions and basic duties have been included. It is intended to provide guidelines for job expectations and the employee's ability to perform the position described. It is not intended to be construed as an exhaustive list of all functions, responsibilities, skills, and abilities. Additional functions and requirements may be assigned by supervisors as deemed appropriate. This document does not represent a contract of employment, and the company reserves the right to change this job description and/or assign tasks for the employee to perform, as the company may deem appropriate.