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Credit Risk Manager Jobs in Fresno, CA (NOW HIRING)

Deloitte

Tax Manager - Federal / Corporate Tax

Fresno, CA

$110K - $144K/yr

... and credits, business restructuring, and tax controversy. You will oversee complex federal tax ... and risk profiles. Our professionals combine technical tax expertise, industry knowledge ...

OFI

Junior Trader

Fresno, CA

Responsible for strategy development, product trading and risk management. * Manage relationships ... Credit to grow the business. * Identify new opportunities for the book of business that will ...

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Showing results 21-40

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Fresno, CA

Credit Risk Manager information

See Fresno, CA salary details

$85.9K

$157.2K

$237.8K

How much do credit risk manager jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk manager in Fresno, CA is $157,190.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,600.00 and $176,200.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Fresno, CA as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $157,190 per year, or $75.6 per hour.

Commercial Lending Portfolio Manager - Fresno, CA

Zionsbank Corp

Fresno, CA

$103K - $138K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Job description

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.

We are looking for a seasoned Portfolio Manager in Fresno, CA to join our Commercial Banking team. This critical role focuses on underwriting new credit requests and servicing a portfolio of existing Commercial Real Estate (CRE) and Commercial & Industrial (C&I) loan relationships. Successful candidates will have the ability to execute complex credit analysis, financial spreading, underwriting, risk monitoring, and structure/pricing optimization as a member of a collaborative team.

Essential Functions:

  • Responsible for providing analysis and underwriting for new C&I and CRE credit requests.
  • Responsible for managing and servicing a portfolio of existing loan relationships.
  • Responsible for expanding and building relationships with a high degree of resultant customer satisfaction as an extension of the relationship management team.
  • Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
  • Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
  • Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
  • Assists bankers with new and existing loan requests and other special projects.
  • Other duties as assigned.

Qualifications:

  • Requires a bachelor's degree in Finance, Business or other related field and 4 years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
  • Working knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
  • Knowledge of banking products, services, policies, procedures and regulations.
  • Strong credit skills in underwriting, financial modeling, valuations and adherence to policy.
  • Requires strong customer service, relationship, organizational, analytical and creative problem solving skills.
  • Ability to meet deadlines.
  • Must have strong communications skills, both verbal and written.
  • Knowledge of various software applications including word processing and spreadsheets.

Benefits: 

  • Medical, Dental and Vision Insurance - START DAY ONE!   
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance  
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts 
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays 
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience  
  • Mental health benefits including coaching and therapy sessions 
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire 
  • Employee Ambassador preferred banking products 

This position is eligible to earn a base salary in the range of $103,000 - $138,000 depending on job-related factors such as level of experience.

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