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Credit Risk Manager Jobs in San Ramon, CA (NOW HIRING)

Uber

B2B Credit Risk Manager

San Francisco, CA · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

SoFi

Credit Strategy - Risk Lead

San Francisco, CA

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies ...

SoFi

Credit Strategy - Risk Lead

San Francisco, CA · On-site

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

The team SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit ...

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Credit Risk Manager information

See San Ramon, CA salary details

$96.7K

$176.9K

$267.6K

How much do credit risk manager jobs pay per year?

As of Jun 7, 2026, the average yearly pay for credit risk manager in San Ramon, CA is $176,917.00, according to ZipRecruiter salary data. Most workers in this role earn between $149,200.00 and $198,400.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.
More about Credit Risk Manager jobs
What job categories do people searching Credit Risk Manager jobs in San Ramon, CA look for? The top searched job categories for Credit Risk Manager jobs in San Ramon, CA are:
What cities near San Ramon, CA are hiring for Credit Risk Manager jobs? Cities near San Ramon, CA with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
B2B Credit Risk Manager

B2B Credit Risk Manager

Uber

San Francisco, CA • On-site, Remote

Other

Retirement

Posted 22 days ago

Uber rating

6.9

Company rating: 6.9 out of 10

Based on 105 frontline employees who took The Breakroom Quiz

4th of 9 rated taxi private hire

Job description

_**This is a hybrid role and you must be located in, or willing to relocate to, Dallas or San Francisco for the position.**_**About the Role**The Credit team's mission is to protect company revenue while enabling sustainable business growth through effective credit risk management, working capital optimization, and strong partnership with commercial teams.As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow, profitability, and risk mitigation, while enabling Uber to grow safely and efficiently.**What You'll Do**- Manage and control global exposure with a team of three direct reports.- Approved Credit limits for all new UBER customers across all business lines.- Resolve ad hoc requests: Credit limit increase, Changes on method payment, Review and approved Payment term extensions, Payment Plans, Calculate Late Payment fees for overdue accounts, provide Finance analysis for customers Financial statements (P&L, Balance sheet, Cash flow)- Monitor Customers' creditworthiness to control and minimize UBER AR exposure.- Partner with different teams as Sales, Operations, Finance, Revenue Accounting, and IT across different lines of Business and with a global scope.- Manage Credit Agencies and External collection agencies.- Manage the AFDA calculation.**Basic Qualifications**- 8+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.- Stakeholder Management & Negotiation- Leadership & Team Management.- Experience working with ERP systems (e.g., Oracle) and data/reporting tools (e.g., Tableau)**Preferred Qualifications**- 10+ years of experience in credit risk, collections, or finance roles in B2B operations in International Corporations.- Credit Risk & Financial Analysis.- Process Improvement & Automation.- Problem Solving & Decision-Making.- Strong understanding of credit policies, financial controls, and compliance frameworksFor Dallas, TX-based roles: The base salary range for this role is USD$126,000 per year - USD$140,000 per year.For San Francisco, CA-based roles: The base salary range for this role is USD$140,000 per year - USD$155,500 per year.For all US locations, you will be eligible to participate in Uber's bonus program, and may be offered an equity award & other types of comp. All full-time employees are eligible to participate in a 401(k) plan

You will also be eligible for various benefits. More details can be found at the following link [https://jobs.uber.com/en/benefits](https://jobs.uber.com/en/benefits).Uber's mission is to reimagine the way the world moves for the better. Here, bold ideas create real-world impact, challenges drive growth, and speed fuels progress

What moves us, moves the world - let's move it forward, together.Uber is proud to be an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements

If you have a disability or special need that requires accommodation, please let us know by completing [this form](https://forms.gle/aDWTk9k6xtMU25Y5A).Offices continue to be central to collaboration and Uber's cultural identity. Unless formally approved to work fully remotely, Uber expects employees to spend at least half of their work time in their assigned office. For certain roles, such as those based at green-light hubs, employees are expected to be in-office for 100% of their time

Please speak with your recruiter to better understand in-office expectations for this role.

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