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Credit Risk Manager Jobs in Tennessee (NOW HIRING)

AutoZone

Divisional Credit Manager

Memphis, TN · On-site

Ability to perform financial analysis, identify risk, and interpret data for management's use in rendering sound credit decisions * Prepare written financial analysis and oral training presentations ...

AutoZone

Divisional Credit Manager

Memphis, TN · On-site

... risk of loss arising from failure of customers to repay their line of credit. The DCM should be ... The DCM assists with managing divisional portfolio through the KPI sales reports, identifying ...

PNC Bank

Relationship Manager III - C&IB

Franklin, TN

$159K - $296K/yr

Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.

PNC Bank

Relationship Manager II - C&IB

Franklin, TN

$123K - $249K/yr

Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.

New

PNC Bank

Relationship Manager III - C&IB

Franklin, TN

$143K - $296K/yr

Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.

Morgan Stanley

Risk Officer

Nashville, TN · On-site

Responsible for proactive client contact in determining suitability and managing risk * Active involvement with the region regarding matters presented to the Credit Committee * Primary source for ...

Morgan Stanley

Risk Officer

Nashville, TN

Responsible for proactive client contact in determining suitability and managing risk * Active involvement with the region regarding matters presented to the Credit Committee * Primary source for ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Tennessee

Credit Risk Manager information

See Tennessee salary details

$78.5K

$143.7K

$217.4K

How much do credit risk manager jobs pay per year?

As of Jul 19, 2026, the average yearly pay for credit risk manager in Tennessee is $143,687.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,200.00 and $161,100.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Tennessee? The most popular types of Credit Risk jobs in Tennessee are:
What are popular job titles related to Credit Risk Manager jobs in Tennessee? For Credit Risk Manager jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Tennessee look for? The top searched job categories for Credit Risk Manager jobs in Tennessee are:
What cities in Tennessee are hiring for Credit Risk Manager jobs? Cities in Tennessee with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Divisional Credit Manager

Divisional Credit Manager

AutoZone

Memphis, TN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

AutoZone rating

5.3

Company rating: 5.3 out of 10

Based on 1,892 frontline employees who took The Breakroom Quiz

35th of 39 rated national retailers

Job description


The Divisional Credit Manager (DCM) is responsible for partnering with International Commercial Credit Manager to help manage the Division's portfolio of new and existing customers. Each DCM is responsible for supporting and helping grow the $650MM sales portfolio. DCMs are tasked with partnering with sales to support annual sales growth while scrutinizing financial data and analyzing/assessing risk exposures to minimize the risk of loss arising from failure of customers to repay their line of credit. The DCM should be able to provide coaching to the various functions within the field and recommendations on new business processes to improve efficiencies. The DCM assists with managing divisional portfolio through the KPI sales reports, identifying opportunities, and implementing best practices. The DCM has authority to establish $50k line of credit for small, regional, and large automotive repair/service concerns. The DCM is responsible for gathering all the information from the Credit functions (Credit Apps, Cash apps, Disputes, Collections, etc.) and cascading that to the appropriate field teams.
Responsibilities
  • The qualified candidate must be an effective leader who is results driven with excellent communication skills, strong business acumen, strong decision-making skills, and a self-starter with the ability to inspire and motivate teams. The Divisional Credit Manager (DCM) must have the ability to excel in a fast paced, multi-tasking environment
  • Review and provide recommendations from key performance indicators (KPIs) which include financial, sales, and activity reports to monitor and measure divisional productivity, goal achievement, and overall effectiveness
  • Ability to perform financial analysis, identify risk, and interpret data for management's use in rendering sound credit decisions
  • Prepare written financial analysis and oral training presentations that support sound credit recommendations consistent with the credit profile of the business
  • Develop, design, and make recommendations on new business processes to optimize operational efficiency and customer service
  • Work to consistently improve upon current tactics and implement best practices across the division
  • Conduct research to determine best practices throughout the industry to be used as a benchmark to success
  • Direct, manage, organize projects and work with other functional groups to ensure successful completion and implementation
  • Serve as lead for some strategic cross-functional projects
  • Perform other duties as required

Qualifications
  • A minimum of 3-6 years in financial/credit analysis in a customer facing operation
  • Strong analytical, organizational and communication skills are needed
  • Bachelor's degree in Business Management, Accounting, Finance, Banking, or equivalent experience
  • Strong understanding of B2B Commercial Credit and the establishment of lines of credit
  • Ability to work effectively with all functional levels within AutoZone
  • Must be detail-oriented and able to independently manage complex tasks within a tight time-frame
  • Market, train, counsel, advise, and communicate credit department policy and procedures to company personnel
  • Positive "can-do" attitude always.
  • 35% Travel with frequent overnight stays

About Us
Since opening our first store in 1979, AutoZone has grown into a leading retailer and distributor of automotive parts and accessories across the Americas. Our customer-first mindset and commitment to Going the Extra Mile define who we are, for both our customers and AutoZoners. Working at AutoZone means being part of a team that values dedication, teamwork, and growth. Whether you're helping customers or building your career, we provide tools and support to help you succeed and drive your future.
Benefits at AutoZone
AutoZone offers thoughtful benefits programs with one-on-one benefits guidance designed to improve AutoZoners' physical, mental and financial well-being.
All AutoZoners (Full-Time and Part-Time):
  • Competitive pay
  • Unrivaled company culture
  • Medical, dental and vision plans
  • Exclusive discounts and perks, including an AutoZone in-store discount
  • 401(k) with company match and Stock Purchase Plan
  • AutoZoners Living Well Program for free mental health support
  • Opportunities for career growth

Additional Benefits for Full-Time AutoZoners:
  • Paid time off
  • Life, and short- and long-term disability insurance options
  • Health Savings and Flexible Spending Accounts with wellness rewards
  • Tuition reimbursement

Minimum age requirements may apply. Eligibility and waiting period requirements may apply; benefits for AutoZoners in Puerto Rico, Hawaii, or the U.S. Virgin Islands may differ. Learn more about all that AutoZone has to offer at Careers.AutoZone.com.
We proudly support Veterans, Active-duty Service Members, Reservists, National Guard and Military Families. Your experience is highly valued, and we encourage you to apply to join our team.
Online Application:
An online application is required. Click the Apply button to complete your application. For step-by-step instructions on how to apply visit careers.autozone.com/candidateresources.
AutoZone, and its subsidiary, ALLDATA are equal opportunity employers. All applicants will be considered for employment without attention to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status, or any other legally protected categories.

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About AutoZone

Sourced by ZipRecruiter

AutoZone Inc (AutoZone) is a retailer and distributor of automotive replacement parts and accessories. The company provides new and remanufactured automotive hard parts, maintenance items, accessories, and non-automotive products. AutoZone sells automotive diagnostic and repair software through its subsidiary ALLDATA.

Industry

Motor vehicle and motor vehicle parts wholesalers

Company size

10,000+ Employees

Headquarters location

Memphis, TN, US

Year founded

1979

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