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Credit Risk Manager Jobs in Memphis, TN (NOW HIRING)

United States Steel

Manager - Credit, BRS

Osceola, AR · On-site

Recommend credit limits, payment terms, and risk mitigation strategies based on financial analysis ... Support management of the accounts receivable portfolio, including collections follow-up and ...

Nutrien

Credit Manager

Collierville, TN · On-site

Credit Manager Requisition ID: 32653 Location: Collierville, TN, USA, 38017 Workplace Type: Hybrid ... risk, and approve or reject accounts completing analysis summaries * Direct all credit and ...

hajoca

Inside Sales/Counter Salesperson

Hughes, AR

Communicate to the Profit Center Manager and Credit Manager any changes in a customer's business that might cause a credit risk. * Process cash sale returns and refund paperwork in accordance with ...

hajoca

Inside Sales/Counter Salesperson

Hughes, AR

Communicate to the Profit Center Manager and Credit Manager any changes in a customer's business that might cause a credit risk. * Process cash sale returns and refund paperwork in accordance with ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Memphis, TN

Credit Risk Manager information

See Memphis, TN salary details

$77.2K

$141.3K

$213.8K

How much do credit risk manager jobs pay per year?

As of Aug 28, 2026, the average yearly pay for credit risk manager in Memphis, TN is $141,302.00, according to ZipRecruiter salary data. Most workers in this role earn between $119,200.00 and $158,400.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.
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Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Memphis, TN as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 91% In-person, 2% Hybrid, and 7% Remote job distribution, with an average salary of $141,302 per year, or $67.9 per hour.

Manager - Credit, BRS

United States Steel Corporation

Osceola, AR • On-site

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.

United States Steel rating

7.6

Company rating: 7.6 out of 10

Based on 84 frontline employees who took The Breakroom Quiz

231st of 544 rated manufacturers

Job description


BRS is seeking a detail-oriented and proactive professional to join our team as Credit Manager. In this role, the top priority will be reviewing customer financial information, assessing credit risk, and supporting sound credit decisions that protect the company while enabling profitable sales growth. The ideal candidate will bring strong financial analysis capabilities, sound judgment, and the ability to work closely with Commercial, Treasury, FP&A, and customer contacts to evaluate creditworthiness, recommend credit lines and terms, and monitor ongoing risk exposure. This position will also support the effective management of the Accounts Receivable portfolio for domestic and international customers, which could include cash forecasting. The Credit Manager will report to the Senior Manager - BRS Credit. Responsibilities include, but are not limited to:
Key Responsibilities
  • Review and analyze customer financial statements, interim financials, borrowing base data, trade and bank references, and other relevant information to assess credit risk
  • Evaluate customer liquidity, leverage, profitability, cash flow, and payment performance to support credit decisions
  • Recommend credit limits, payment terms, and risk mitigation strategies based on financial analysis and business considerations
  • Monitor existing accounts for changes in financial condition, payment trends, and industry developments; escalate concerns as appropriate
  • Partner with Commercial teams to onboard new customers, resolve credit issues, and support growth while maintaining disciplined risk management
  • Support management of the accounts receivable portfolio, including collections follow-up and coordination with internal stakeholders
  • Investigate and resolve discrepancies and deductions through collaboration with internal stakeholders
  • Assist Cash & Banking functions as needed for BRS/BR2 accounts
  • Participate in process improvement initiatives, system enhancements, and credit-related reporting and forecasting

Qualifications:
  • Bachelor's degree in business administration, or equivalent experience, with a concentration in Accounting or Finance is a plus.
  • 10+ years' experience in industrial trade credit.
  • Strong analytical skills and financial analysis background.
  • Excellent communication skills (written, oral and presentation).
  • Ability to work well with internal and external customers.
Proficiency in Microsoft Office Suite (Excel, WORD, Power Point). Experience with ERP systems (Oracle, Great Plains, etc.) and reporting tools (Oracle Analytics Cloud, Power BI) is preferred.
Company Overview
Since 1901, U. S. Steel has been a recognized leader in steel production. Today, as the first North American steel company to have declared a 2050 net-zero greenhouse gas emissions goal, we remain as innovative as ever, leading transformation across our industry while continuing to make products for everyday life - from industries as far ranging as automotive, construction, containers and packaging, appliances, and energy.
Underneath it all is our Culture of Caring, which shows up in our community partnerships, charitable contributions, company-sponsored employee volunteer initiatives, scholarship programs, leadership training, and much more. And of course, it takes shape in a steadfast commitment to safety first in our workplaces and respect for our employees, who are United by Steel.
We are honored to have earned accolades and awards from well-regarded organizations, including the following:
  • Ethisphere's World's Most Ethical Companies® 2022, '23, '24
  • Disability: IN's Best Places to Work for Disability Inclusion 2021, '22, '23, '24
  • Human Rights Campaign Foundation's Equality 100 Award 2020, '21, '22, '23-24, '25
  • Military Times' Best for Vets: Employers 2023, '24

Conducting business with integrity and with the highest ethical values has underpinned U. S. Steel's success for over 100 years, and it remains critical to our company's success in the future. U. S. Steel is an Equal Opportunity Employer. It is our policy to provide equal employment opportunity (EEO) according to job qualifications without discrimination on the basis of race, color, religion, ancestry, national origin, age, genetics, sexual orientation, sex, gender identity, disability status or status as a protected Veteran or any other legally protected group status. (California residents may visit www.ussteel.com/CANotice regarding collection of personal information and U. S. Steel's privacy practices.)
Competency Summary
At U. S. Steel all employees are expected to display the following core competencies every day to advance corporate, team and individual goals:
Think: Think Critically and Drive Change
Lead: Develop Talent and Collaborate
Do: Empower Performance and Deliver Results

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