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Credit Risk Manager Jobs in Chattanooga, TN (NOW HIRING)

Quality Staffing

Credit Manager

Dalton, GA · On-site

$55K - $75K/yr

Attention credit warriors! If you love digging into accounts, making great credit decisions, and ... Monitor receivables, aging reports, collections, and manage exposure to minimize risk. * Partner ...

Quality Staffing

Credit Manager

Dalton, GA

$55K - $75K/yr

Attention credit warriors! If you love digging into accounts, making great credit decisions, and ... Monitor receivables, aging reports, collections, and manage exposure to minimize risk. * Partner ...

Quality Staffing Inc

Credit Manager

Dalton, GA · On-site

$55K - $75K/yr

Attention credit warriors! If you love digging into accounts, making great credit decisions, and ... Monitor receivables, aging reports, collections, and manage exposure to minimize risk. * Partner ...

Shaw Industries Group, Inc.

Financial Manager

Dalton, GA · On-site

... credit line extension and maintenance. * Manage the accounts receivable investment for the Region and submit periodic reports to management on high exposure, elevated risk, large dollar past due ...

New

Shaw Industries Inc

Financial Manager

Dalton, GA

... credit line extension and maintenance. * Manage the accounts receivable investment for the Region and submit periodic reports to management on high exposure, elevated risk, large dollar past due ...

New

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Chattanooga, TN

Credit Risk Manager information

See Chattanooga, TN salary details

$78.7K

$144.1K

$218K

How much do credit risk manager jobs pay per year?

As of Aug 7, 2026, the average yearly pay for credit risk manager in Chattanooga, TN is $144,112.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,500.00 and $161,600.00 per year, depending on experience, location, and employer.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Chattanooga, TN? The most popular types of Credit Risk jobs in Chattanooga, TN are:
What are popular job titles related to Credit Risk Manager jobs in Chattanooga, TN? For Credit Risk Manager jobs in Chattanooga, TN, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Chattanooga, TN look for? The top searched job categories for Credit Risk Manager jobs in Chattanooga, TN are:
What cities near Chattanooga, TN are hiring for Credit Risk Manager jobs? Cities near Chattanooga, TN with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Chattanooga, TN as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $144,112 per year, or $69.3 per hour.

Senior Credit & Collections Specialist

Trident Transport

Chattanooga, TN • On-site

$19.75 - $26.50/hr

Full-time

Posted 17 days ago

Job description

Position Summary
The Senior Credit & Collections Specialist plays a critical role in protecting company cash flow by managing customer credit, reducing aged receivables, and driving effective collection efforts. This individual will partner closely with the Director of Accounts Receivable to evaluate customer creditworthiness, monitor portfolio risk, resolve payment disputes, and ensure timely collections across a large transportation and logistics customer base.
This role is ideal for someone who enjoys problem-solving, building customer relationships, and taking ownership of a high-volume receivables portfolio in a fast-paced logistics environment.
Responsibilities
  • Manage an assigned portfolio of customer accounts to ensure timely payment of outstanding invoices.
  • Perform collection activities through phone calls, emails, and customer portals while maintaining professional customer relationships.
  • Review customer aging reports daily and prioritize collection efforts based on risk and delinquency.
  • Investigate and resolve invoice discrepancies by partnering with Billing, Operations, Sales, and Customer Service.
  • Evaluate new customer credit applications, trade references, and financial information to recommend credit limits.
  • Monitor existing customer credit exposure and recommend adjustments to payment terms or credit limits.
  • Negotiate payment arrangements while balancing customer relationships with company financial objectives.
  • Maintain accurate collection notes and documentation within company systems.
  • Escalate high-risk accounts to the Director of Accounts Receivable as necessary.
  • Monitor customer payment trends and identify accounts showing signs of increased credit risk.
  • Maintain compliance with company credit policies and internal controls.
  • Participate in process improvement initiatives designed to streamline collections and improve cash flow.

Qualifications
  • 3-5+ years of experience in Accounts Receivable, Collections, and Credit
  • Transportation, logistics, brokerage, or freight industry experience strongly preferred.
  • Experience managing high-volume customer portfolios.
  • Strong understanding of:
    • Commercial collections
    • Customer credit evaluations
    • Aging reports
    • Credit limits
    • Payment terms
    • Cash application concepts
  • Experience working within TMS and ERP systems such as McLeod and ePay preferred.
  • Advanced Microsoft Excel skills.
  • Excellent written and verbal communication skills.
  • Strong negotiation and conflict resolution abilities.
  • Exceptional organizational and time management skills.
  • Ability to manage multiple priorities in a deadline-driven environment.

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