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Credit Risk Manager Jobs in Tennessee (NOW HIRING)

The role includes traditional "credit" area responsibilities for asset quality. Incumbent will ... risk management policies, and security protocols Qualifications To perform this job successfully ...

The role includes traditional "credit" area responsibilities for asset quality. Incumbent will ... risk management policies, and security protocols Qualifications To perform this job successfully ...

The role includes traditional "credit" area responsibilities for asset quality. Incumbent will ... risk management policies, and security protocols Qualifications To perform this job successfully ...

Area Credit Manager

Nashville, TN · On-site

$6.86K - $10.98K/mo

Review credit information obtained, evaluate the credit risk and approve or decline credit accounts ... Review and manage credit limits daily * Review lien filing report daily to protect and enforce bond ...

Area Credit Manager

Nashville, TN · On-site

$6.86K - $10.98K/mo

Review credit information obtained, evaluate the credit risk and approve or decline credit accounts ... Review and manage credit limits daily * Review lien filing report daily to protect and enforce bond ...

Area Credit Manager

Nashville, TN · On-site

$6.86K - $10.98K/mo

Review credit information obtained, evaluate the credit risk and approve or decline credit accounts ... Review and manage credit limits daily * Review lien filing report daily to protect and enforce bond ...

Area Credit Manager

Nashville, TN · On-site

$6.86K - $10.98K/mo

Review credit information obtained, evaluate the credit risk and approve or decline credit accounts ... Review and manage credit limits daily * Review lien filing report daily to protect and enforce bond ...

Refund Management: Process and verify refund transactions via NetSuite, Braintree, and PayPal to ... Identify inefficiencies in refund and credit workflows and suggest automation opportunities.

Refund Management: Process and verify refund transactions via NetSuite, Braintree, and PayPal to ... Identify inefficiencies in refund and credit workflows and suggest automation opportunities.

This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial ...

This position will also assist in the credit risk management and servicing of existing portfolios including covenant monitoring, annual servicing, and assessing property/market trends for commercial ...

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. * Participate in or lead special projects ...

Participate in internal credit conversations with PM's, RM's Credit Risk Managers and senior management and in external meetings with clients and prospects. * Participate in or lead special projects ...

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Credit Risk Manager information

See Tennessee salary details

$78.5K

$143.7K

$217.4K

How much do credit risk manager jobs pay per year?

As of May 31, 2026, the average yearly pay for credit risk manager in Tennessee is $143,687.00, according to ZipRecruiter salary data. Most workers in this role earn between $121,200.00 and $161,100.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

What are the most commonly searched types of Credit Risk jobs in Tennessee? The most popular types of Credit Risk jobs in Tennessee are:
What job categories do people searching Credit Risk Manager jobs in Tennessee look for? The top searched job categories for Credit Risk Manager jobs in Tennessee are:
What cities in Tennessee are hiring for Credit Risk Manager jobs? Cities in Tennessee with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Tennessee as of May 2026, with employment types broken down into 2% As Needed, 81% Full Time, 10% Part Time, 2% Temporary, 2% Contract, and 3% Nights. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $143,687 per year, or $69.1 per hour.
Senior Credit Officer

Full-time

Posted 26 days ago


Job description

Summary:
Support designated market by having a primary focus on underwriting and approval of credit requests. In addition, this role will support the overall on-going service of the market’s portfolio. The role includes traditional “credit” area responsibilities for asset quality.  Incumbent will exhibit the ability to highlight credit proposals which in their view do not meet the FB credit risk appetite, and in those instances will consult with the Regional President(s) and Regional Credit Officers.  
Essential Duties and Responsibilities:
  • Proactively work with Bankers to make independent credit decisions in a timely manner that meets the Bank’s credit appetite and distinctive service commitment. The Sr. Credit Officer will be assigned credit authority in conjunction with their experience level, time within the FB position, and market needs.
  • Demonstrate ability to quickly analyze available information and formulate an action plan addressing the topics below: 
    • Initial exploratory discussions with MP/RM/PM.
    • Deep financial assessment of Borrower/Guarantor
    • Repayment capacity
    • Evaluation of collateral
    • Character and experience of Borrower/Guarantor
    • Adherence to Policy
    • Industry issues
  • Demonstrate knowledge of all credit products – loans, ACH, LCs, and SWAPs
  • Demonstrate knowledge of Consumer and Business (CRE and C & I) customer types, asset classes, and industries.  
  • Assist with the education, training, and mentoring of Relationship Managers, Portfolio Managers, and Relationship Manager Associates related to the credit process.
  • Exhibit an expert understanding of banking industry regulatory compliance including FirstBank-specific policies and procedures, applying knowledge and best practices as appropriate.
  • With support of the Regional Credit Officer, assist Regional President/Market President with underwriting, structuring, and closing complex credits.
  • Customer Service: Responsible for fostering a professional experience for internal associates and external clients. Routinely attend weekly/monthly Market Sales Meetings and Client and Key Prospect Meetings.
  • Portfolio Management/On-going Servicing: With limited supervision and in a team approach, work closely with Market Presidents and Bankers to provide oversight and assistance with on-going analysis and identify customer trends and issues, modifications and amendments to existing loans, and timely and accurate risk ratings.
  • Practice safe and sound bank procedures, including adherence to applicable laws and regulations, internal controls, operational procedures, risk management policies, and security protocols
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 
Education and/or Experience
  • Bachelor’s degree required. Degree in Finance, Accounting or Economics strongly preferred
  • Minimum 10+ years of banking experience with a minimum of 4 years in a meaningful credit role.   
 
Skills and Abilities   
  • Advanced Mathematical Skills - Ability to work with mathematical and algebraic concepts such as probability, statistical inference, forecasting, advanced ratio analysis and underwriting. Ability to apply and analyze concepts such as fractions, percentages, ratios and proportions to practical situations.  
  • Advanced Computer Skills - Frequent use of electronic mail, word processing, data entry, spreadsheets, graphics, etc. Ability to create, maintain and incorporate simple functions into documents, spreadsheets, databases and presentations to support business objectives. 
  • Complex Communication - Frequently communicate complex information and interact with management. Can present, resolve and address delicate situations. Can motivate and persuade others.
  • Varied Business Problems - Problems are varied and complex, requiring analysis or interpretation of the situation. Problems are solved using knowledge and skills, general precedents and practices; may collaborate with other operating areas.  
  • Location-Specific Impact - Decisions impact the management and operations within a location.  May contribute to business and operational decisions that affect the location.  
  • Ability to demonstrate the highest level of ethical behavior and confidentiality and maintain confidentiality with sensitive information.