Credit Risk Management Jobs in Minnesota (NOW HIRING)

Location: Wayzata, MN (ability to work out of our Wayzata, MN Cargill office on a hybrid basis)
Relocation: relocation will not be provided for this position
Visa: we are not considering visa sponsorship for this position

Compensation Data:
The expected salary for this position is $150,000 - $225,000. Compensation varies depending on a wide array of factors including but not limited to the specific location, certifications, education, and level of experience. The disclosed range estimate may be adjusted for any applicable geographic differential associated with the location at which the position may be filled. This position is eligible for a discretionary incentive award. The incentive award amount is dependent upon company performance and your personal performance.

At Cargill we put people first. As part of your overall rewards, we offer a comprehensive benefit program including medical and/or other benefits dependent on the position offered and hours worked. Visit: https://www.cargill.com/page/my-health/mh-health-and-wellnessto learn more (subject to certain collective bargaining agreements for Union positions). 

The Advisor, Product Manager- Credit job provides thought leadership in the development and implementation of technology and data products and solutions in close partnership with Cargill's Credit capability owner and Credit Global Process Owner. As a recognized subject matter expert in the field, this job plays a key role in advancing the Credit capability strategy by translating business priorities, user needs and risk management objectives into scalable solutions that strengthen credit decision making, execution speed and process consistency. Through strong product direction, subject matter expertise, and cross-functional partnership, the role helps advance continuous improvement, adoption, business growth, and the reduction of avoidable credit losses.

• BACKLOG MANAGEMENT: Handles the backlog of requests to identify strategic product and process requests that will be implemented by product development teams.
• PARTNERS COMMUNICATION: Leads efforts to improve communications with business and functions partners across the company to uncover business needs and deliver efficient solutions.
• PRODUCT DEVELOPMENT: Develops and implements minimum viable product and product increments to deliver capabilities in alignment to the business value providing effective end user value and process improvement.
• SCALABILITY & GLOBAL IMPLEMENTATION: Provides thought leadership on scalability and global implementation of product and process capabilities to product leaders across the regions and leads the coordinated operation improvement.
• LEADERSHIP ADVISORY: Advises and influences the Credit capability by shaping the product vision, defining value-driven priorities, and advising leaders and partners on roadmap trade-offs, adoption needs, and capability outcomes that strengthen credit decision-making and execution.
• PROCESS DEVELOPMENT & SUSTAINABILITY: Builds and sustains processes of related products to ensure an effective, efficient and competitive Credit capability that enable the short- and long-term performance objectives of the business.

• Minimum requirement of 6 years of relevant work experience. Typically reflects 10 years or more of relevant experience.

• Experience in credit risk management, banking, trading, agribusiness, commodities, or another risk-based business environment.
• Demonstrated ability to translate business priorities, user needs, and risk management objectives into product requirements, roadmaps, and measurable outcomes.
• Strong product ownership skills, including backlog prioritization, discovery, user story development, adoption planning, and value realization.
• Proven ability to influence senior stakeholders and cross-functional teams through subject matter expertise, structured problem solving, and clear communication.

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