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Credit Risk Management Jobs in Minnesota (NOW HIRING)

Job Purpose and Impact The Advisor, Credit Global Process Owner job leads and advises on designing ... This job leads cross functional collaboration to identify and recommend change management and risk ...

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This position is responsible for the management and servicing of complex high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for ...

This position is responsible for the management and servicing of complex high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for ...

This position is responsible for the management and servicing of complex high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for ...

This position is responsible for the management and servicing of complex high risk asset portfolio's across an assigned region or territory. Evaluates, underwrites and makes credit decisions for ...

... Credit Risk Administration credit models, analytics, and reporting. We are seeking a Python ... Managing containerized applications with Kubernetes, Docker, and Helm * Shell scripting * Git / Git ...

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Credit Risk Management information

See Minnesota salary details

$84.7K

$155.1K

$234.6K

How much do credit risk management jobs pay per year?

As of Jul 8, 2026, the average yearly pay for credit risk management in Minnesota is $155,053.00, according to ZipRecruiter salary data. Most workers in this role earn between $130,800.00 and $173,800.00 per year, depending on experience, location, and employer.

Does credit risk pay well?

Credit risk management professionals typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start lower, while experienced analysts and managers can earn higher compensation, often supplemented by bonuses and certifications such as CFA or FRM. Overall, it is considered a well-paying field within finance and risk management sectors.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the salary of credit risk officer?

The salary of a credit risk officer varies depending on experience, location, and the employer, but typically ranges from $70,000 to $130,000 annually. At firms like JP Morgan, entry-level positions may start around $80,000, with experienced officers earning over $120,000, often supplemented by bonuses and benefits.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Risk Executive typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and oversight of enterprise-wide risk strategies.

What does a credit risk manager do?

A credit risk manager assesses the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, develop risk mitigation strategies, and monitor credit portfolios using tools like credit scoring models and financial analysis software to minimize potential losses for their organization.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are popular job titles related to Credit Risk Management jobs in Minnesota? For Credit Risk Management jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Minnesota look for? The top searched job categories for Credit Risk Management jobs in Minnesota are:
Infographic showing various Credit Risk Management job openings in Minnesota as of July 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $155,053 per year, or $74.5 per hour.
Advisor, Credit Global Process Owner

Advisor, Credit Global Process Owner

Cargill

Wayzata, MN

Full-time

Posted yesterday

New


Cargill rating

7.5

Company rating: 7.5 out of 10

Based on 218 frontline employees who took The Breakroom Quiz

17th of 48 rated food wholesalers


Job description

Cargill is committed to providing food and agricultural solutions to nourish the world in a safe, responsible, and sustainable way. Sitting at the heart of the supply chain, we partner with farmers and customers to source, make and deliver products that are vital for living.
Our 155,000 team members innovate with purpose, providing customers with lifes essentials so businesses can grow, communities prosper, and consumers live well. With over 160 years of experience as a family company, we look ahead while remaining true to our values. We put people first. We reach higher. We do the right thingtoday and for generations to come.

Resume Request

Please submit all resumes in English.

Job Purpose and Impact

The Advisor, Credit Global Process Owner job leads and advises on designing, implementing and managing optimal process solutions for Cargills Credit Risk capability. In close partnership with Cargills Credit capability owner and Product Manager - Credit, this job plays a key role in translating strategic objectives into global process direction that is fit-for-purpose, standardized, automation-ready across businesses and regions, with a focus on reducing non-value-added variation, embed proactive risk management and enabling future-state processes that support automation and AI. As a recognized subject matter authority in this field, this job leads and consults on process management activities, including process design, documentation and optimization, monitoring process performance, recommending continuous improvement measures while adopting business process management practices and standards. This job leads cross functional collaboration to identify and recommend change management and risk mitigation options associated with process changes and implement feedback mechanisms to gather user insights.

Key Accountabilities
  • PROCESS STRATEGY: Aligns and implements the process strategy for Cargills Credit Risk capability by setting priorities, establishing roadmaps, clarifying roles and resource needs, and ensuring process design and technology solutions remain aligned to the vision for the capability.
  • PROCESS DESIGN: Leads and advises the design of the end to end Credit Risk capability, that are fit for purpose by counterparty archetype, risk profile and user need, ensuring repeatability and scalability.
  • PROCESS TRANSFORMATION: Leads the maturity of Cargills Credit Risk capability processes by defining future-state process requirements, simplifying and standardizing ways of working, reducing non-value-added variation, and partnering across Credit, Product, Technology and business teams to enable scalable, automation-ready processes that improve decision quality, speed, control effectiveness, and user experience with a greater focus on proactive risk management.
  • TECHNOLOGY ENABLEMENT: Consults, by applying advanced knowledge of process, variations and dependencies to ensure support of technology deployment projects to enable business readiness and facilitate technology enablement decisions. Leads monitoring post deployment process performance and takes process stabilization measures.
  • PROCESS DOCUMENTATION & TRAINING: Creates, reviews and documents global policies, standard operating procedures, work instructions and job aids for a specific set of processes, ensuring compliance with the business process management standards. This includes defining process data requirements, handoffs, decision points, and controls so processes can be measured, automated, and improved over time. Identifies and analyzes knowledge gaps, proposes training needs, develops training materials, and delivers standard process training.
  • PROCESS GOVERNANCE: Leads and advises on process governance, including analyzing process variation needs and influencing to maintain harmonization, standardization and simplification where differentiation does not add value. Maintains process documentation up-to-date and compliant with business process management standards and takes actions to adopt taxonomy changes in the appropriate timeframe.
  • STAKEHOLDER ENGAGEMENT & CHANGE IMPACT: Influences and aligns a broad range of stakeholders, both within and outside of Credit, to the process priorities, advises on assessing change impacts, guides to ensure successful implementation of complex process solutions, and monitors adoption.
  • PROCESS PERFORMANCE: Leads and advises on the definition of key performance indicators to measure process effectiveness and monitor the impact of process improvements and process changes, identifies and recommends risk mitigation solutions, and benchmarks metrics both internally and externally to maintain competitive performance.
  • PROCESS IMPROVEMENT: Leads and reviews the analysis of process data to support process mining efforts and enable continuous improvement and automation initiatives, partners to find opportunities for process and workflow standardization and improvement with a focus on eliminating process deficiencies and improving customer and employee experience, and recommends actionable plans to implement efficient and effective process improvement through process excellence practices.
Qualifications

MINIMUM QUALIFICATIONS:

  • Relevant work experience in a related area, with demonstrated ability to perform the responsibilities of the role.
  • Demonstrated proficiency in English, both written and verbal

PREFERRED QUALIFICATIONS:

  • Experience leading, designing and implementing future-state processes, in a complex, global, or matrixed organization that improves business outcomes and speed while balancing efficiency, strengthen controls, and scale across businesses.
  • Deep understanding of credit risk management processes, controls and decisioning in a complex commercial, trading, financial services or risk management environment.
  • Demonstrated ability to translate strategic objectives into practical process roadmaps, operating models, governance routines and implementation plans that deliver measurable business outcomes.
  • Strong change leadership skills, with experience influencing senior stakeholders, aligning cross-functional teams and driving adoption of standardized ways of working.
  • Ability to define and use process performance metrics, control indicators and feedback mechanisms to monitor effectiveness, identify improvement opportunities and sustain process discipline.

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About Cargill

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Cargill was founded in 1865 as a single grain warehouse in Iowa, U.S. Since then, we’ve grown to become a global partner connecting people around the planet. But one thing has remained constant over the years: our purpose of nourishing the world in a safe, responsible and sustainable way. Cargill is committed to conducting business with integrity, operating responsibly, enriching communities and nourishing the world. In the fiscal year 2021, Cargill provided $110.5 million in total charitable contributions in 56 countries to support our communities. Cargill businesses and employee-led groups partner with local civic, nonprofit and non-governmental organizations on programs and projects that improve food security and nutrition; support human rights, equity and inclusion; strengthen farmer livelihoods; and advance our commitments in the areas of land use, water and climate.

Industry

Food and drink manufacturing

Company size

10,000+ Employees

Headquarters location

Minneapolis, MN, US