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Credit Risk Developer Jobs in Georgia (NOW HIRING)

Position Overview As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax ... Experience with database systems and programming tools (e.g., SQL, Python). Work Location and ...

Position Overview As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax ... Experience with database systems and programming tools (e.g., SQL, Python). Work Location and ...

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Collaborate with internal teams including Sales, Legal, Product, and Engineering to mitigate risk ...

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Collaborate with internal teams including Sales, Legal, Product, and Engineering to mitigate risk ...

This may include analytical work within any of the following teams: credit originations, pricing ... Master's degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or ...

Lead endtoend credit risk consulting initiatives, contributing to origination and closing of ... Collaborate crossfunctionally with Product, Engineering, Risk Governance, Legal, Compliance, and ...

We're a trusted and strategic partner to engineers, contractors, distributors, specifiers ... Utilize credit tools such as D&B to assess credit risk * Assist in annual reviews to assess credit ...

We're a trusted and strategic partner to engineers, contractors, distributors, specifiers ... Utilize credit tools such as D&B to assess credit risk * Assist in annual reviews to assess credit ...

Work within a highly matrixed environment to align engineering, sales, and data science teams ... Deep curiosity or prior experience in the mechanics of commercial lending and credit risk. Company

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What are Credit Risk Developers?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a Credit Risk Developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a Credit Risk Developer, and why are they important?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Developer jobs in Georgia? For Credit Risk Developer jobs in Georgia, the most frequently searched job titles are:
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What cities in Georgia are hiring for Credit Risk Developer jobs? Cities in Georgia with the most Credit Risk Developer job openings:
Analyst II, Credit Risk

Analyst II, Credit Risk

CarMax, Inc.

Kennesaw, GA • On-site

Full-time

Posted 24 days ago


CarMax rating

8.0

Company rating: 8.0 out of 10

Based on 365 frontline employees who took The Breakroom Quiz

26th of 713 rated retailers


Job description

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Position Overview
As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance's credit strategies and driving operational excellence. In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and database tools to analyze, test, and implement credit product strategies that enhance both business performance and customer experience. Your insights will help optimize credit processes, improve originations, and deliver actionable recommendations to senior leadership. You'll also design and maintain reporting dashboards for key metrics such as originations, bookings, and sales trends, ensuring timely and accurate updates for decision-making. This role demands a strong commitment to compliance and operational risk controls, aligning with CarMax's reputation for integrity and transparency.
Why CarMax?
At CarMax, we are the nation's largest retailer of used cars with stores from coast to coast, and we are still growing. We're rethinking the way people buy cars - and it's our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion - be inspired and supported to take us to the future.
Team Overview
Our success is powered by a customer-focused, data-driven approach and a culture that values collaboration and innovation. As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your analytical expertise will help develop strategies that keep CarMax Auto Finance ahead of industry trends. We value independent thinkers who are passionate about problem-solving and committed to doing what's right for both the business and our customers.
Role Responsibilities
  • Analyze, test, and implement credit product strategies using statistical and database tools to improve performance.
  • Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers.
  • Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends.
  • Deliver insights and updates to senior leadership, supporting strategic decision-making.
  • Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax's commitment to integrity.

Required Qualifications
  • Bachelor's degree required.
  • 0-3 years of experience in an analytical role.
  • Strong ability to access, manipulate, and interpret data using analytical tools.
  • Proficiency in Excel, PowerPoint, and general software applications.
  • Strong communication skills

Preferred Qualifications
  • Degree in an analytical or mathematical discipline.
  • Experience with database systems and programming tools (e.g., SQL, Python).

Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

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