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Credit Risk Developer Jobs in Waleska, GA (NOW HIRING)

Carmax

Director, Credit Risk & Analytics

Kennesaw, GA · On-site

$148K - $237K/yr

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Advanced degree in a quantitative discipline (engineering, math, statistics, operations research ...

CarMax, Inc.

Analyst II, Credit Risk

Kennesaw, GA · On-site

... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...

Carmax

Analyst II, Credit Risk

Kennesaw, GA · On-site

$70K - $105K/yr

... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...

Fiserv, Inc.

Cyber Risk Analyst

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... You will work across cybersecurity, technology risk management, and risk engineering teams to ...

Monitise

Cyber Risk Analyst

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... You will work across cybersecurity, technology risk management, and risk engineering teams to ...

Fiserv, Inc.

Lead Software Engineer

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Partner with application security, cyber risk, DevOps, architecture, QA, and infrastructure teams ...

RELX Group plc

Software Engineer II

Alpharetta, GA · On-site

$65K - $108K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.

RELX

Software Engineer II

Alpharetta, GA

$65K - $108K/yr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.

Monitise

Lead Software Engineer

Alpharetta, GA · On-site

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, w ... Partner with application security, cyber risk, DevOps, architecture, QA, and infrastructure teams ...

RELX

Salesforce Consulting/Principal Engineer

Alpharetta, GA

$54.25 - $71.75/hr

... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Platform Developer II preferred. * Strong analytical and problem-solving skills with the ability to ...

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Credit Risk Developer information

What is the difference between Credit Risk Developer vs Credit Analyst?

AspectCredit Risk DeveloperCredit Analyst
Required CredentialsBachelor's in Finance, Economics, or related field; often some programming knowledgeBachelor's in Finance, Economics, or related field; strong analytical skills
Work EnvironmentDevelops risk models, works with data and software toolsAnalyzes credit data, assesses borrower risk, prepares reports
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, credit bureaus

While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.

What is a credit risk developer?

Credit Risk Developers are specialized software developers who design, build, and maintain systems that assess and manage financial risk for lending institutions or investment firms. They create algorithms and tools that analyze credit data, model potential losses, and ensure compliance with regulatory requirements. Their work supports decision-making processes related to lending, underwriting, and portfolio management. Typically, they collaborate closely with risk analysts, data scientists, and financial professionals to develop solutions that improve risk assessment accuracy and efficiency.

How does a credit risk developer typically collaborate with risk analysts and business stakeholders?

A Credit Risk Developer often works closely with risk analysts to understand credit risk models and translate their requirements into robust software solutions. Regular meetings with business stakeholders are common to gather feedback, ensure alignment with regulatory standards, and adapt to changing business needs. This role requires strong communication skills to bridge the gap between technical and non-technical teams, ensuring that risk assessment tools are both accurate and user-friendly.

What are the key skills and qualifications needed to thrive as a credit risk developer?

To thrive as a Credit Risk Developer, you need strong programming skills (such as Python, Java, or C++), a solid background in mathematics or finance, and experience with credit risk modeling. Familiarity with risk management systems, statistical analysis tools, and relevant certifications (like FRM or CFA) is often required. Exceptional problem-solving abilities, collaboration, and clear communication set outstanding candidates apart. These skills ensure accurate development and maintenance of credit risk models, enabling effective risk mitigation and regulatory compliance in financial institutions.
Credit Risk Developer jobs near you
Infographic showing various Credit Risk Developer job openings in Waleska, GA as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 10% Part Time, and 4% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution.

Director, Credit Risk & Analytics

CarMax, Inc.

Kennesaw, GA • On-site

Full-time

PTO

Re-posted 8 days ago

CarMax rating

8.0

Company rating: 8.0 out of 10

Based on 371 frontline employees who took The Breakroom Quiz

25th of 730 rated retailers

Job description

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
  • Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
  • Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
  • Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
  • Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
  • Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership

What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
  • Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
  • 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
  • Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
  • Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
  • Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives

Bonus points for
  • Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
  • Prior leadership experience in auto finance, consumer lending, and/or fintech
  • Hands-on familiarity with machine learning and alternative data in a lending context
  • Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)

Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
  • To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
  • For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

What CarMax employees say

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Benefits

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About CarMax

Sourced by ZipRecruiter

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

Industry

Automobile dealers and finance and insurance

Company size

10,000+ Employees

Headquarters location

Henrico, VA, US

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