Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Advanced degree in a quantitative discipline (engineering, math, statistics, operations research ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Advanced degree in a quantitative discipline (engineering, math, statistics, operations research ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Advanced degree in a quantitative discipline (engineering, math, statistics, operations research ...
Director, Credit Risk & Analytics
Kennesaw, GA · On-site
$148K - $237K/yr
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Advanced degree in a quantitative discipline (engineering, math, statistics, operations research ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
$70K - $105K/yr
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
$70K - $105K/yr
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
... Credit Risk, and senior leadership. You'll also design and maintain reporting that tracks lending ... Experience with programming tools (e.g. SQL, Python) * Experience building forecasting, projection ...
Senior Analyst, Credit Risk
Kennesaw, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing ... Master's degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or ...
Senior Analyst, Credit Risk
Kennesaw, GA · On-site
This may include analytical work within any of the following teams: credit originations, pricing ... Master's degree in Engineering (any), Economics, Computer Science, Mathematics, Business (any), or ...
You will lead credit and operational risk assessments, credit policy enforcement, delinquency and ... Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets ...
You will lead credit and operational risk assessments, credit policy enforcement, delinquency and ... Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets ...
You will lead credit and operational risk assessments, credit policy enforcement, delinquency and ... Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets ...
You will lead credit and operational risk assessments, credit policy enforcement, delinquency and ... Strong programming skills in SAS, R, or Python with extensive experience analyzing large data sets ...
Core responsibilities include credit and operational risk evaluation; delinquency, loss and fraud ... Programming Skills, 2+ years SQL Skills * Experience operating at a strategic level as part of a ...
Core responsibilities include credit and operational risk evaluation; delinquency, loss and fraud ... Programming Skills, 2+ years SQL Skills * Experience operating at a strategic level as part of a ...
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... It sits at the intersection of engineering, AI, and risk-driving practical adoption of AI in ...
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... It sits at the intersection of engineering, AI, and risk-driving practical adoption of AI in ...
Site Reliability Engineering Lead
Alpharetta, GA · On-site
$118K - $219K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... They will support engineers in their personal development and ensure they are working within the SR ...
Site Reliability Engineering Lead
Alpharetta, GA · On-site
$118K - $219K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... They will support engineers in their personal development and ensure they are working within the SR ...
AI Agent Engineer
$77K - $103K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The AI Agent Engineer plays a critical role in ensuring AI agents run safely, reliably, and ...
AI Agent Engineer
$77K - $103K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The AI Agent Engineer plays a critical role in ensuring AI agents run safely, reliably, and ...
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Platform Developer II preferred. * Strong analytical and problem-solving skills with the ability to ...
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Platform Developer II preferred. * Strong analytical and problem-solving skills with the ability to ...
AI Agent Engineer
Alpharetta, GA · On-site
$77K - $103K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The AI Agent Engineer plays a critical role in ensuring AI agents run safely, reliably, and ...
AI Agent Engineer
Alpharetta, GA · On-site
$77K - $103K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... The AI Agent Engineer plays a critical role in ensuring AI agents run safely, reliably, and ...
Senior Site Reliability Engineer II
Alpharetta, GA · On-site +1
$125K - $209K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Build and improve CI/CD pipelines and operational workflows using Azure DevOps and GitHub * Work ...
Senior Site Reliability Engineer II
Alpharetta, GA · On-site +1
$125K - $209K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Build and improve CI/CD pipelines and operational workflows using Azure DevOps and GitHub * Work ...
Approximately 3+ years of hands-on experience as a model developer or model validator, specifically within financial services, credit risk, or fraud analytics. * 2+ years of hands-on technical ...
Approximately 3+ years of hands-on experience as a model developer or model validator, specifically within financial services, credit risk, or fraud analytics. * 2+ years of hands-on technical ...
Approximately 3+ years of hands-on experience as a model developer or model validator, specifically within financial services, credit risk, or fraud analytics. * 2+ years of hands-on technical ...
Approximately 3+ years of hands-on experience as a model developer or model validator, specifically within financial services, credit risk, or fraud analytics. * 2+ years of hands-on technical ...
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Software Engineer II
Alpharetta, GA · On-site
$65K - $108K/yr
... Credit Risk mitigation and Customer Data Management. You can learn more about LexisNexis Risk at ... Design, build, and maintain CI/CD pipelines using Azure DevOps, Jenkins, or GitHub Actions.
Credit Risk Developer information
What is the difference between Credit Risk Developer vs Credit Analyst?
| Aspect | Credit Risk Developer | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's in Finance, Economics, or related field; often some programming knowledge | Bachelor's in Finance, Economics, or related field; strong analytical skills |
| Work Environment | Develops risk models, works with data and software tools | Analyzes credit data, assesses borrower risk, prepares reports |
| Employer & Industry Usage | Financial institutions, banks, credit agencies | Banks, lending institutions, credit bureaus |
While both roles focus on credit, the Credit Risk Developer primarily builds and maintains risk models using programming and data analysis, whereas the Credit Analyst evaluates individual creditworthiness and prepares risk assessments. Both roles are essential in credit decision processes but differ in technical focus and daily tasks.
What are Credit Risk Developers?
How does a Credit Risk Developer typically collaborate with risk analysts and business stakeholders?
What are the key skills and qualifications needed to thrive as a Credit Risk Developer, and why are they important?
CarMax rating
8.0
Based on 368 frontline employees who took The Breakroom Quiz
28th of 722 rated retailers
Job description
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
- Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
- Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
- Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
- Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
- Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership
What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
- Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
- 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
- Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
- Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
- Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives
Bonus points for
- Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
- Prior leadership experience in auto finance, consumer lending, and/or fintech
- Hands-on familiarity with machine learning and alternative data in a lending context
- Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)
Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
- To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
- For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.
Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
About CarMax Enterprise Services
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Carol Stream, IL, US