1

Credit Risk Data Science Jobs in Indiana (NOW HIRING)

Portfolio Manager II or III

Fishers, IN · On-site +1

$61K - $110K/yr

... Credit Risk, the Underwriting Team and Special Assets to ensure necessary credit approvals are obtained and appropriately documented and loan operating system reflects accurate commercial loan data.

The role is responsible for providing clinical data science leadership and ownership for a ... Practice effective risk management to mitigate or manage risks to study deliverables. 3. ...

Associate

Indianapolis, IN · On-site

$69K - $127K/yr

Credit Risk Assessment * Banking Operations * Microsoft Office Advanced level of proficiency: * Data analysis tools * Financial analysis Salary : $69,000.00 - $127,800.00 Pay Type: Salaried The above ...

Credit Risk Assessment * Banking Operations * Microsoft Office Advanced level of proficiency: * Data analysis tools * Financial analysis Salary : $69,000.00 - $127,800.00 Pay Type: Salaried The above ...

Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management ...

Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management ...

Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management ...

Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management ...

next page

Showing results 1-20

People also search for

Credit Risk Data Science information

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Indiana? For Credit Risk Data Science jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Indiana look for? The top searched job categories for Credit Risk Data Science jobs in Indiana are:
What cities in Indiana are hiring for Credit Risk Data Science jobs? Cities in Indiana with the most Credit Risk Data Science job openings:
Consumer Credit Analyst

Consumer Credit Analyst

Renewal by Andersen

Indianapolis, IN • Hybrid

$75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago


Renewal By Andersen rating

8.1

Company rating: 8.1 out of 10

Renewal By Andersen

Based on 136 frontline employees who took The Breakroom Quiz

6.2

Company rating compared to similar companies: 6.2 out of 10

National retailers average

Based on 93,845 frontline employees who took The Breakroom Quiz

The best things about working at Renewal By Andersen

  • 91%

    91% say they get paid time off

    say they get paid time off

  • 86%

    86% of students say it’s good

    of students say it’s good

  • 85%

    85% say they have respectful managers

    say they have respectful managers

Featured by Renewal By Andersen, based on 136 Breakroom Quiz responses from their frontline employees


Job description

Consumer Credit Analyst

Renewal by Andersen - Indianapolis, IN

Position Summary

The Credit Analyst is responsible for evaluating customer creditworthiness, facilitating financing solutions, and supporting customers throughout the loan approval process. This role serves as a liaison between customers, sales representatives, and lending partners to secure the most favorable financing options while ensuring compliance with company and lender guidelines. The Credit Analyst will analyze financial data, review credit reports, maintain accurate customer records, and provide exceptional customer service.

Essential Duties and Responsibilities

Manage financing options offered to homeowners and prospective customers by identifying the most suitable lending programs based on customer qualifications and needs.

Interact with customers, lenders, and Design Consultants (DCs) to obtain additional credit information, documentation, and loan stipulations required for financing approval.

Provide customer and sales support through phone and email correspondence, ensuring timely communication regarding application status, loan conditions, and financing options.

Maintain and update customer records by accurately entering and reporting loan information within the company's credit platform (CFW).

Analyze key financial ratios, including Payment-to-Income (PTI), Debt-to-Income (DTI), and Credit Utilization, to determine loan eligibility and obtain optimal loan terms for customers.

Review and analyze consumer credit reports from TransUnion, Experian, and Equifax to assess credit risk and financing opportunities.

Maintain thorough knowledge of current lending partners, financing programs, underwriting guidelines, and products offered.

Evaluate loan applications and supporting documentation to ensure completeness and compliance with lender requirements.

Monitor loan pipelines and follow up on pending applications to facilitate timely approvals and funding.

Collaborate with sales teams to structure financing solutions that meet customer needs while adhering to lender guidelines.

Communicate financing decisions, conditions, and next steps to customers and internal stakeholders.

Stay current on industry trends, lending regulations, and credit policies impacting consumer financing.

Qualifications

Associate's or Bachelor's degree in Finance, Business Administration, Accounting, or related field preferred.

Minimum of 2 years of experience in credit analysis, consumer lending, finance, banking, or a related field.

Strong understanding of credit reporting, underwriting principles, and consumer lending practices.

Experience analyzing PTI, DTI, credit utilization, and other financial metrics.

Proficiency in reviewing credit reports from TransUnion, Experian, and Equifax.

Excellent analytical, problem-solving, and decision-making skills.

Strong verbal and written communication skills.

Ability to manage multiple priorities in a fast-paced environment.

Proficiency with Microsoft Office Suite and credit management software platforms.

Compensation and Benefits:

  • Competitive annual pay of $75,000

  • Medical, dental, vision, and life insurance.

  • 401(k) with generous company match percentage.

  • PTO & paid holidays.

  • Student loan repayment and scholarship program.

  • Employee perks discount program, and more!

Schedule:

  • Hybrid - 3 days in office (standard business hours), 2 days remote (12pm-8:30pm or 1pm-9:30pm)

  • Onsite at our office in Indianapolis, IN 46278. (Must live within reasonable commute of the Indianapolis office)

 

Why Join Us?

Be part of a passionate team that's redefining the home improvement experience and help shape the future of a thriving industry leader.

 
 
DISCLAIMER: The above information on this description has been designed to indicate the general nature and level of work performed by employees in this classification. It is not designed to contain or be interpreted as an exhaustive list of all responsibilities, duties and qualifications required of employees assigned to this job.
 
 
#LI-jm2

SMS terms: Windows, LLC offers you the option to engage in SMS text conversations about your job application. By participating, you also understand that message frequency may vary depending on the status of your job application, and that message and data rates may apply. Please consult your carrier for further information on applicable rates and fees. Carriers are not liable for delayed or undelivered messages. Reply STOP to cancel and HELP for help.

By opting-in to receiving SMS text messages about your job application, you acknowledge and agree that your consent data, mobile number, and personal information will be collected and stored solely for the purpose of providing you with updates and information related to your job application. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

apply for this job

Working at Renewal By Andersen

Perks for frontline workers

From Renewal By Andersen, via Breakroom

  • Flexible Scheduling

  • Career Growth

  • Paid Training

  • Friendly Environment

  • Employee Recognition

  • Strong Team-Building

About Renewal By Andersen, in their own words

From Renewal By Andersen

Renewal by Andersen’s Signature Service is committed to giving you the best customer experience possible, through the perfect combination of the best people in the industry, a superior process, and an exclusive product.

Learn more about the benefits of Renewal by Andersen’s Signature Service:

Professional Installation. With Renewal by Andersen, you get the product reputation of Andersen Windows with the master work of passionate installers.

Superior Performance. Andersen’s exclusive Fibrex® composite material lasts longer, performs better, and is stronger than vinyl.*

Energy Efficiency. Renewal by Andersen’s energy efficient windows are ENERGY STAR® certified and can reduce heating and cooling costs.

Hassle-Free Process. Renewal by Andersen eliminates the need to work with multiple companies. We are responsible for all aspects of your window replacement and installation.

Long-term value. Our comprehensive, hands-on approach ensures your window and installation quality, beauty, and energy savings last for many years.

Unrivaled Beauty. Renewal by Andersen offers a wealth of styles, colors, grilles and more for our replacement windows, patio doors, and entry doors to fit any home.

Company values

From Renewal By Andersen

Our vision is to make the world a better place by living up to the promise that everyone benefits from their association with Andersen. We’re committed to making a difference through challenging ourselves each day, recognizing and rewarding success, taking pride in our work and honoring a legacy built on doing the right thing. There is great respect for life outside work so that you can bring your best self to work.

Diversity and inclusion statement

From Renewal By Andersen

Be Renewal. Be You.

We are committed to demonstrating mutual respect and appreciation for our similarities and differences (for example, race, color, culture, gender, sexual orientation, gender identity or expression, religion, education, military service, ethnicity, age, language, physical ability, and thought) so that each employee can realize their potential and we exceed our customers’ expectations.


What Renewal By Andersen employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom