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Credit Risk Associate Jobs in Seattle, WA (NOW HIRING)

Whether you're a AE looking to deepen your product knowledge, a Ops Associate ready to flex into a ... Serve as the frontline commercial intelligence for the credit and risk team. Regularly review ...

... credit firms, and institutional investors. About the Role: As an Associate Manager, Loan Closing ... Identify opportunities to improve operational processes, efficiency, and risk controls. Required ...

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Credit Risk Associate information

See Seattle, WA salary details

$56.9K

$124.4K

$208.3K

How much do credit risk associate jobs pay per year?

As of Jul 22, 2026, the average yearly pay for credit risk associate in Seattle, WA is $124,402.00, according to ZipRecruiter salary data. Most workers in this role earn between $85,400.00 and $161,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Seattle, WA? The most popular types of Credit Risk jobs in Seattle, WA are:
What are popular job titles related to Credit Risk Associate jobs in Seattle, WA? For Credit Risk Associate jobs in Seattle, WA, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Seattle, WA look for? The top searched job categories for Credit Risk Associate jobs in Seattle, WA are:
Infographic showing various Credit Risk Associate job openings in Seattle, WA as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $124,402 per year, or $59.8 per hour.
Credit and Collections Manager

Credit and Collections Manager

NORTHSTAR ENERGY LLC

Seattle, WA โ€ข On-site

$92K - $138K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 19 days ago


Job description

Status: Exempt, Full Time

Location: Seattle, Washington/ Remote Fridays

About Us:

NorthStar Energy connects a family of fuel distribution companies serving communities and industries across the Western United States. Our operating companies deliver petroleum products and lubricants safely and efficiently throughout Alaska, Hawaii, California, and the Pacific Northwest.

Each company maintains its own local identity and expertise while operating within a distributed model that leverages NorthStarโ€™s shared services in finance & accounting, legal & compliance, pricing & supply, human resources, marketing, and technology. Guided by shared values of safety, integrity, and operational excellence, NorthStar provides the strategic guidance and collaboration that help our teams strengthen performance, share best practices, and grow sustainably.

Together, our 1,000+ employees form a network of trusted brands โ€” delivering energy that fuels people, businesses, and communities every day.

Learn more at www.nsenergy.com.

Job Summary:

The Credit and Collections Manager oversees NorthStar Energyโ€™s Credit and Accounts Receivable (โ€œAR โ€œ) shared service functions and reports to the Assistant Controller. This role will oversee the credit, collection, and cash application processes. This position collaborates closely with customers, sales, and operational personnel. The manager models strong personal agency, a high-level commitment to customer service and develops high-functioning, collaborative and cohesive teams.

Essential Functions:
  • Develop and implement credit policies and procedures to evaluate and manage customer creditworthiness.
  • Conduct credit risk assessments, including reviewing financial statements, credit reports, and trade references.
  • Establish credit limits for customers based on risk analysis and company credit guidelines.
  • Monitor customer accounts and aging reports and initiate appropriate collection actions for overdue accounts.
  • Develop and maintain relationships with customers to ensure timely payments and address credit-related concerns.
  • Collaborate with sales, pricing, tax, and customer service teams to onboard new customers and to resolve billing disputes and address customer inquiries.
  • Oversee the timely and accurate application of customer payments to accounts receivable.
  • Provide leadership and guidance to the credit and accounts receivable team, including training, performance management, and professional development.
  • Responsible for all matters of employment including recruiting, training, development, promotion, discipline, and termination.
  • Promote a work environment of accountability and ownership. Set appropriate standards of performance and communicate clear expectations to staff. Show direct and tangible evidence of coaching, mentoring and professional development.
  • Other duties as assigned.
Education and Experience:
  • A bachelor's degree in accounting, finance, or a similar discipline is generally required for this role. Additionally, candidates must have at least five years of experience in credit and AR, with at least two of those years spent in managerial roles. An associate's degree and at least seven years of relevant experience is acceptable.
  • Strong knowledge of credit risk assessment techniques, credit laws, and industry standards.
  • In-depth understanding of credit risk factors and mitigation strategies.
  • Experience in credit limit determination and monitoring customer credit lines.
  • Familiarity with credit scoring models, credit monitoring systems, and accounting software.
  • Familiarity with collections processes, including credit terms, and payment application.
  • Proficiency in financial analysis, including reviewing financial statements and credit reports.
  • Knowledge of accounting principles and practices related to accounts receivables
  • Experience in the energy or utilities industry is a plus.
Benefits:
  • Wellness Discount
  • Medical, Dental & Vision Plans
  • 401(k) with 4% Company Match and 3% Employer Discretionary Contribution
  • Tuition Reimbursement Program
  • Transportation Stipend
  • ORCA Card
  • Remote Fridays
  • 2 personal days
  • 3 weeksโ€™ vacation

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, perform essential job functions, and receive other benefits and privileges of employment. Please contact us to request an accommodation.