Credit Risk Data Science Jobs in Seattle, WA (NOW HIRING)

Position Summary...What you'll do...About The Walmart Marketplace Decision Management Team
Walmart's Decision Management Team supports the growth of the e-Commerce Marketplace program through the practical application of data science and advanced analysis to optimize risk decision strategies. This includes data analysis, advanced statistics, case investigation and application of advanced modeling techniques to manage risk on the ecommerce platform.We work alongside business, product, and engineering teams to deliver solutions to manage Marketplace risk.
What You'll Do...TheSenior Manager, DataSciencewill lead a team of data scientists to define, implement, test, and deploy decision strategies aimed at mitigating fraud and performance risks for Walmart Marketplace. In this role, you will work closely with cross-functional teams, including product, engineering, and data science, to continuously monitor, investigate, and respond to emerging risk trends. You'll be responsible for leveraging advanced data science methodologies to develop and refine risk management models, ensuring the strategies are effective and scalable across both domestic and international portfolios. How You'll Make an Impact:

• Drive Data Science Innovationto protect the integrity of the Marketplace by applying advanced statistical methods, machine learning, and AI techniques to identify and mitigate fraud and performance risks.
• Support Marketplace Growthby designing and implementing scalable, data-driven risk management solutions that align with key business objectives and growth targets.
• Provide technical leadership and mentorship to your team, overseeing the development of decision models, managing model performance, and ensuring they are optimized for both accuracy and scalability.
• Apply Advanced Data Science Techniquessuch as predictive modeling, supervised and unsupervised machine learning, deep learning, and anomaly detection to continuously improve risk strategies.
• Collaborate Across Teamsto integrate data science models with business processes, ensuring alignment between product, engineering, and data teams to address key risk areas effectively.
• Monitor the performance of deployed models, identify opportunities for improvement, and iterate to enhance their predictive power and robustness in mitigating risks.
• Develop Test & Measurement Frameworksto validate model effectiveness, utilizing rigorous A/B testing, statistical testing, and model evaluation to refine decision strategies.
• Foster Innovationby exploring cutting-edge data science techniques, identifying opportunities to optimize decision-making, and driving improvements in risk management capabilities.

What You'll Bring:

• Deep understanding of machine learning, statistical modeling, and data science techniques used for risk mitigation in e-commerce or marketplace environments.
• Proven ability to build, deploy, and optimize complex data science models to identify and mitigate fraud, performance, and operational risks.
• Proficiency in tools and languages such asPython, R, Spark, Scala, and machine learning frameworks (e.g., TensorFlow, PyTorch, XGBoost) to develop and deploy risk models.
• Ability to understand the end-to-end risk management process, from data ingestion and feature engineering to model deployment and real-time decision making.
• 5-8 years of experience in leading teams or projects related to data science, including mentoring junior data scientists and guiding technical teams toward best practices in model development and deployment.
• Comfortable navigating complex and uncertain situations, making data-driven decisions to improve risk management strategies in a fast-evolving environment.
• Strong ability to translate complex data science concepts into clear, actionable insights for non-technical stakeholders across the organization.
• Understanding how data science and risk management intersect with broader business objectives and the ability to align risk strategies with organizational goals.

Minimum Qualifications:

• Option 1: Bachelor's degree in Statistics, Computer Science, Data Science, Mathematics, or related field, with5-8 years of hands-on experiencein data science, machine learning, or risk management.
• Option 2: Master's degree in a related field (e.g., Data Science, Machine Learning, Statistics, Applied Mathematics) withat least 3-5 years of applied experienceworking on data-driven risk management or fraud prevention.
• Option 3:8-10 yearsof direct experience in data science, machine learning, or applied risk management within an e-commerce or marketplace setting.

Preferred Qualifications:

• Expertise in usingadvanced machine learning techniquessuch as deep learning, reinforcement learning, or anomaly detection for fraud detection or risk mitigation.
• Experience withbig data technologieslikeApache Spark,Hadoop, andcloud-based data solutions(e.g., AWS, Google Cloud) to build scalable risk management platforms.
• Proficiency in data manipulation and analysis tools such asPandas, NumPy, andSQLfor data wrangling, feature engineering, and analysis.

Strong background inmodel evaluation techniquesincluding ROC/AUC, confusion matrices, precision/recall, and F1 scores, as well as experience withA/B testingandmodel validation
At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices. Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
For information about benefits and eligibility, see One.Walmart.
Bellevue, Washington US-11663: The annual salary range for this position is $132,000.00 - $264,000.00
San Bruno, California US-08848 | Sunnyvale, California US-11789: The annual salary range for this position is $143,000.00 - $286,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include :
- StockMinimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Option 1: Bachelors degree in Statistics, Economics, Analytics, Mathematics, Computer Science, Information Technology or related field and 5 years' experience in an analytics related field. Option 2: Masters degree in Statistics, Economics, Analytics, Mathematics, Computer Science, Information Technology or related field and 3 years' experience in an analytics related field. Option 3: 7 years' experience in an analytics or related field.Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Data science, machine learning, optimization models, PhD in Machine Learning, Computer Science, Information Technology, Operations Research, Statistics, Applied Mathematics, Econometrics, Successful completion of one or more assessments in Python, Spark, Scala, or R, Supervisory experience, Using open source frameworks (for example, scikit learn, tensorflow, torch), We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart's accessibility standards and guidelines for supporting an inclusive culture.Masters: Business Administration, Masters: Information Systems, Masters: StatisticsPrimary Location...10900 Ne 4th St, Bellevue, WA 98004, United States of AmericaWalmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.