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Credit Risk Associate Jobs in Oregon (NOW HIRING)

Upstart

OR · On-site

$98K - $116K/yr

... credit decisions. This team ensures consistent application of underwriting guidelines across ... Fraud risk identification: Review applications for potential fraud indicators (income ...

KnitWell Group

Seasonal sales associate

Eugene, OR

$13.50 - $16/hr

Create everlasting connection with client by offering credit rewards programs and Lane Personal ... Contributes to an environment that promotes taking risk and out-of-the-box thinking. Qualifications

Tactics

Eugene Shop - Retail Associate

Eugene, OR

$15.25 - $17.50/hr

... and credit cards. Sales Associates must provide outstanding customer service by reflecting the ... Maintain awareness of customers to increase service and reduce security risk. * Maintain inventory ...

Tactics

Bend Shop - Retail Associate

Bend, OR

$16 - $18.50/hr

... and credit cards. Sales Associates must provide outstanding customer service by reflecting the ... Maintain awareness of customers to increase service and reduce security risk. * Maintain inventory ...

First Citizens Bank

Business Banker

Beaverton, OR · On-site

... risk related to credit, operational, reputational, regulatory and legal aspects of personal ... Associates in roles defined to take deposits are accountable for transaction accuracy and ...

First Citizens Bank

Business Banker

Beaverton, OR · On-site

... risk related to credit, operational, reputational, regulatory and legal aspects of personal ... Associates in roles defined to take deposits are accountable for transaction accuracy and ...

First Citizens Bank

Business Banker

Beaverton, OR · On-site

... risk related to credit, operational, reputational, regulatory and legal aspects of personal ... Associates in roles defined to take deposits are accountable for transaction accuracy and ...

West Marine

Sales Associate (Seasonal)

Portland, OR

$14.25 - $17/hr

... credit, and on-account transactions accurately, including processing returns and managing the ... Battery systems or chemicals posing burn/fire/explosion risk * * Clean up, respond to, or manage ...

Wells Fargo

Personal Banker - East Gresham

Gresham, OR · On-site

$20.50 - $25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

Wells Fargo

Personal Banker Silicon Forest

Portland, OR · On-site

$20.50 - $25/hr

Wells Fargo is seeking an Associate Personal Banker (SAFE) to join our National Branch. In this ... They are accountable for execution of all applicable risk programs (Credit, Market, Financial ...

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Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Oregon

Credit Risk Associate information

See Oregon salary details

$52.9K

$115.6K

$193.5K

How much do credit risk associate jobs pay per year?

As of Jun 23, 2026, the average yearly pay for credit risk associate in Oregon is $115,576.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,300.00 and $150,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Oregon? The most popular types of Credit Risk jobs in Oregon are:
What are popular job titles related to Credit Risk Associate jobs in Oregon? For Credit Risk Associate jobs in Oregon, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Oregon look for? The top searched job categories for Credit Risk Associate jobs in Oregon are:
What cities in Oregon are hiring for Credit Risk Associate jobs? Cities in Oregon with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Oregon as of June 2026, with employment types broken down into 1% As Needed, 80% Full Time, 16% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $115,576 per year, or $55.6 per hour.
Senior Home Lending Underwriter

Senior Home Lending Underwriter

Upstart

OR • On-site

$98K - $116K/yr

Other

Posted 6 days ago

Job description

The Team: 

The HELOC Underwriting team is responsible for evaluating loan applications and making sound, policy-aligned credit decisions. This team ensures consistent application of underwriting guidelines across approvals and declines, validates borrower income and assets, and identifies potential fraud risks. The team partners with Processing, Closing, and Quality to ensure accurate and efficient loan decisioning and funding.

As a Senior Home Lending Underwriter, you'll partner closely with our Licensed Loan Advisors to ensure loan decisions are accurate and timely. It is your responsibility to ensure that we are originating quality, sellable loans that adhere to our underwriting policy and procedures. You will also need a keen eye for process improvements, and a track record of exceptional recommendations to enable Upstart to originate high quality loans.

How you'll make an impact

  • Approval & decline accuracy: Ensure all approval and decline decisions are well-supported, clearly documented, and consistent with credit policy and regulatory expectations.
  • Income & asset validation: Accurately calculate and validate borrower income (W-2, self-employed, variable income, rental, etc.) and assess assets to determine repayment ability.
  • Fraud risk identification: Review applications for potential fraud indicators (income misrepresentation, occupancy concerns, document inconsistencies, identity risk) and take appropriate action in alignment with fraud protocols.
  • Documentation & compliance: Maintain complete, audit-ready loan files with clear rationale, supporting documentation, and decision notes.
  • Operational consistency: Apply underwriting guidelines consistently and contribute to maintaining quality and reducing defects across the underwriting process.

Minimum Qualifications 

  • 5+ years of residential mortgage underwriting experience with independent decisioning authority
  • Demonstrated experience making both approval and decline decisions
  • Strong experience calculating income across multiple borrower profiles (W-2, self-employed, variable income, rental income, etc.)
  • Experience reviewing loan files for fraud risk and escalating concerns appropriately
  • Experience working within an LOS and reviewing full loan documentation packages
  • Strong documentation skills supporting credit decisions for QA/audit review

Preferred Qualifications

  • Experience with HELOC-specific underwriting guidelines and second lien products
  • Familiarity with fraud detection tools, red flag identification, and investigation workflows
  • Experience in high-volume underwriting environments with SLA expectations
  • Proficiency with Excel/Sheets for income calculation and loan analysis
  • Familiarity with compliance and regulatory requirements related to mortgage underwriting

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East / West coast time zones. 

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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