1

Credit Risk Analyst Jobs in Ohio (NOW HIRING)

Credit and Risk Manager

Cincinnati, OH · On-site +1

  • Medical

  • Retirement

  • PTO

This includes developing analytics to assist in the identification and evaluation of all risks ... Demonstrate technical expertise in the area of credit risk. * Provide direct support within the ...

Credit and Risk Manager

Cincinnati, OH · On-site

  • Medical

  • Retirement

  • PTO

This includes developing analytics to assist in the identification and evaluation of all risks ... Demonstrate technical expertise in the area of credit risk. * Provide direct support within the ...

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through ...

Credit Analyst

Dayton, OH · On-site

  • Medical

  • Dental

  • Vision

  • PTO

Credit Analyst with Farmers and Merchants Bank in Dayton, OH Do you enjoy digging into financials, analyzing risk, and supporting smart lending decisions? Are you someone who thrives behind the ...

Credit Review Team Leader - Consumer

Cleveland, OH · On-site +1

$93K - $189K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Serve as the departmental subject matter expert in Consumer/Scored Commercial Credit Risk, including originations, portfolio-level monitoring, risk management, credit data analysis and general ...

Credit Review Team Leader - Consumer

Columbus, OH · On-site +1

$93K - $189K/yr

  • Medical

  • Life

  • Retirement

  • PTO

Serve as the departmental subject matter expert in Consumer/Scored Commercial Credit Risk, including originations, portfolio-level monitoring, risk management, credit data analysis and general ...

Showing results 21-40

Credit Risk Analyst information

See Ohio salary details

$35.2K

$108.3K

$187.8K

How much do credit risk analyst jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk analyst in Ohio is $108,266.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,400.00 and $133,600.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk Analyst jobs in Ohio?

The most popular types of Credit Risk Analyst jobs in Ohio are:

What job categories do people searching Credit Risk Analyst jobs in Ohio look for?

The top searched job categories for Credit Risk Analyst jobs in Ohio are:

What cities in Ohio are hiring for Credit Risk Analyst jobs?

Cities in Ohio with the most Credit Risk Analyst job openings:

What are popular job titles related to Credit Risk Analyst jobs in OH?

For Credit Risk Analyst jobs in OH, the most frequently searched job titles are:

Infographic showing various Credit Risk Analyst job openings in Ohio as of August 2026, with employment types broken down into 60% Full Time, and 40% Part Time. Highlights an 60% In-person, and 40% Hybrid job distribution, with an average salary of $108,266 per year, or $52.1 per hour.

Credit Risk Management and Analytics Senior Associate

JPMorgan Chase & Co

Columbus, OH • On-site

Full-time

Medical, Retirement

Posted 13 days ago


JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

72nd of 171 rated banks


Job description

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Measurement and Analytics Associate in Credit Risk Measurement and Analytics, you help us measure, monitor, and communicate credit and market risk across marketable-securities-backed lending, capital markets, and derivatives activity. You work with partners across risk, lending and trading solutions, lending teams, investors, and finance to help ensure collateral frameworks, stress testing, and risk appetite measurement are robust and timely. You join a global, delegated coverage model spanning multiple regions, where we actively manage risk through proactive analytics and high industry standards. You will guide decision-making by translating fast-moving market events into practical risk insights and clear recommendations.

Job responsibilities:

  • Measure and monitor credit and market risk across various activities
  • Communicate risk insights and recommendations to stakeholders
  • Collaborate with partners in risk, lending, trading, and finance
  • Ensure collateral frameworks and stress testing are robust
  • Support risk appetite measurement and reporting
  • Translate market events into actionable risk insights
  • Maintain high industry standards in analytics
  • Guide decision-making with practical risk analysis
  • Manage risk proactively across global regions
  • Contribute to documentation and control frameworks
  • Foster teamwork and collaboration

Required qualifications, capabilities, and skills:

  • 3+ years in an analytical, technical, trading, or research-oriented role
  • Academic background in, or professional experience with, financial mathematics, quantitative risk methodologies, and/or data science
  • Broad financial product knowledge required; professional experience in credit risk management or market risk management
  • Practical knowledge of Python and associated data analytics packages
  • Practical knowledge of Tableau or other Business Intelligence (BI) / Data Visualization Tools
  • Practical knowledge of Microsoft Office suite (Excel/PowerPoint/Word)
  • Excellent communication and interpersonal skills
  • Good team player and high sense of ownership
  • Demonstrated ability to collaborate across teams and stakeholders

Preferred qualifications, capabilities, and skills:

  • Undergraduate degree required, concentrations in technical disciplines preferred; Graduate degree or professional designations a plus
  • Professional experience in credit risk management or market risk management
  • Professional experience supporting derivatives activity
  • Experience with business intelligence and data visualization tools (for example, Tableau)
  • Experience with Python and associated data analytics packages (preferably in a professional environment)
  • Experience supporting stress testing deliverables and related governance processes
  • Experience improving control frameworks, documentation, reporting, or metrics in a risk environment
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom