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Entry Level Credit Risk Analyst Jobs in Ohio (NOW HIRING)

Consumers National Bank

Credit Analyst

Minerva, OH · On-site

This hybrid Credit Analyst role is part of our Minerva, Ohio based team and includes both remote ... Evaluate proposed and existing collateral to determine adequacy of security and overall risk ...

Consumers National Bank

Credit Analyst

Minerva, OH · On-site

This hybrid Credit Analyst role is part of our Minerva, Ohio based team and includes both remote ... Evaluate proposed and existing collateral to determine adequacy of security and overall risk ...

Consumers National Bank

Credit Analyst

Minerva, OH · On-site +1

This hybrid Credit Analyst role is part of our Minerva, Ohio based team and includes both remote ... Evaluate proposed and existing collateral to determine adequacy of security and overall risk ...

Fifth Third

Credit Analyst II

Cincinnati, OH

The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting ...

Fifth Third

SAG Credit Analyst

Cincinnati, OH

The Credit Analyst I is primarily responsible for partnering with Portfolio Managers, supporting ... Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ...

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Entry Level Credit Risk Analyst information

See Ohio salary details

$35.2K

$108.3K

$187.8K

How much do entry level credit risk analyst jobs pay per year?

As of May 29, 2026, the average yearly pay for entry level credit risk analyst in Ohio is $108,266.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,400.00 and $133,600.00 per year, depending on experience, location, and employer.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.
More about Entry Level Credit Risk Analyst jobs
What are the most commonly searched types of Credit Risk Analyst jobs in Ohio? The most popular types of Credit Risk Analyst jobs in Ohio are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Ohio? For Entry Level Credit Risk Analyst jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Ohio look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Ohio are:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Ohio as of May 2026, with employment types broken down into 100% Full Time. Highlights an 78% In-person, 11% Hybrid, and 11% Remote job distribution, with an average salary of $108,266 per year, or $52.1 per hour.
Credit Analyst

Credit Analyst

Consumers National Bank

Minerva, OH • On-site

Full-time

Posted 22 days ago

Job description

Description:

JOB SUMMARY


As a community-focused financial institution, we believe strong credit decisions are built through collaboration. This hybrid Credit Analyst role is part of our Minerva, Ohio based team and includes both remote work and consistent in-office engagement. The position supports credit underwriting and portfolio management while working closely with local lenders and leadership to serve our markets responsibly.


The Credit Analyst, reporting to the Credit Department Manager, is responsible for performing financial and credit analysis of commercial loan requests and existing loan relationships. This role supports sound credit decision-making by evaluating borrower financial strength, repayment capacity, collateral adequacy, and overall credit risk in accordance with bank policy and regulatory requirements. The Credit Analyst works closely with lenders, Credit Administration, Loan Review, and senior management to recommend appropriate loan structures that balance customer needs with prudent risk management.


Essential Duties and Responsibilities

  • Analyze proposed and existing commercial loan relationships, including complex borrowing structures, as assigned by senior management
  • Review and evaluate financial statements, tax returns, cash flow analysis, and global debt service to assess borrower creditworthiness and repayment ability
  • Determine whether sufficient and accurate financial information has been provided to support informed credit decisions
  • Assess the borrower’s ability to repay all commercial and personal obligations, including contingent liabilities
  • Evaluate proposed and existing collateral to determine adequacy of security and overall risk mitigation
  • Prepare clear, well-documented credit analyses and written recommendations for loan approvals and renewals
  • Recommend appropriate loan structure, terms, covenants, and conditions based on financial and collateral analysis
  • Ensure credit recommendations comply with bank credit policy, regulatory guidelines, and internal risk standards, or clearly identify exceptions for approval
  • Assign and recommend appropriate credit risk ratings in collaboration with Originating Lenders and Loan Review
  • Communicate effectively with Originating Lenders, Loan Review, and the Chief Credit Officer regarding credit concerns, risk factors, and policy exceptions
  • Support ongoing portfolio management and credit quality monitoring by identifying trends, risks, and emerging issues within assigned credits



Requirements:

· Business related degree or equivalent/significant loan and/or audit experience preferred

Minimum of two (2) years of experience in commercial credit analysis, underwriting, or credit risk within the banking industry

· SBA or Ag experience a plus

· Demonstrated experience with business and technical analysis

· Intermediate knowledge of Sageworks (or similar software) and Microsoft Office Suite including, Outlook, Word and Excel

· Able to exercise appropriate independent judgment and act on it.

· Proven analytical, mathematical, and problem-solving skills

· Effective written and verbal communication skill.

· Able to work logically and efficiently, with strong attention to detail

· Proven ability to effectively prioritize and execute tasks while under pressure

· Established customer service skills

· Experience working in a team-oriented, collaborative environment.

· Valid driver’s license with insurable driving record

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