ZipRecruiter

Log In

1

Credit Risk Analyst Jobs in Columbus, OH (NOW HIRING)

B-Paid LLC

Credit Risk Lead

Columbus, OH · On-site

This role develops and implements credit risk policies, oversees credit analysis processes, and ensures lending and counterparty decisions align with the organization's risk appetite and regulatory ...

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

Univar Solutions

Sr Credit Analyst

Dublin, OH · On-site

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

Everest Re Group

Vice President, Credit Risk

London, OH · On-site

Deliver regular reporting and insightful analysis to executive leadership and risk committees. Underwriting Credit Risk * Provide oversight and independent challenge of underwriting-related credit ...

McKesson

Senior Credit Analyst

Columbus, OH · Remote

Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies * Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy Subject ...

New

McKesson

Senior Credit Analyst

Columbus, OH · Remote

Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies * Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy Subject ...

New

Huntington

Credit Review Officer - Consumer

Columbus, OH · On-site

$70K - $140K/yr

Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, effective credit processing, adequacy of portfolio/risk management, and compliance with HNB Credit ...

next page

Showing results 1-20

All JobsCredit Risk Analyst JobsCredit Risk Analyst Jobs in Columbus, OH

Credit Risk Analyst information

See Columbus, OH salary details

$35.7K

$110K

$190.8K

How much do credit risk analyst jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk analyst in Columbus, OH is $109,998.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,700.00 and $135,700.00 per year, depending on experience, location, and employer.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

Is a credit risk analyst entry level?

A credit risk analyst can be an entry-level position, often requiring a bachelor's degree in finance, economics, or related fields. Some roles may require prior internship experience or familiarity with financial analysis tools, but many companies offer training for new graduates. Advancement typically depends on experience, skills, and certifications such as the CFA or credit analysis courses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about Credit Risk Analyst jobs

What are the most commonly searched types of Credit Risk Analyst jobs in Columbus, OH?

The most popular types of Credit Risk Analyst jobs in Columbus, OH are:

What are popular job titles related to Credit Risk Analyst jobs in Columbus, OH?

For Credit Risk Analyst jobs in Columbus, OH, the most frequently searched job titles are:

What job categories do people searching Credit Risk Analyst jobs in Columbus, OH look for?

The top searched job categories for Credit Risk Analyst jobs in Columbus, OH are:

What cities near Columbus, OH are hiring for Credit Risk Analyst jobs?

Cities near Columbus, OH with the most Credit Risk Analyst job openings:

Credit Risk Analyst jobs near you
Infographic showing various Credit Risk Analyst job openings in Columbus, OH as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 10% Part Time, and 3% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $109,998 per year, or $52.9 per hour.

Credit Risk Lead

B-Paid LLC

Columbus, OH • On-site

Full-time

Posted 11 days ago

Job description

Description:


The Credit Risk Lead is responsible for evaluating, monitoring, and managing the organization's exposure to credit risk, particularly around building and growing our future credit and lending programs. This role develops and implements credit risk policies, oversees credit analysis processes, and ensures lending and counterparty decisions align with the organization's risk appetite and regulatory requirements. 


Key Responsibilities 

  • Develop, implement, and maintain credit risk policies, procedures, and frameworks 
  • Develop Risk Assessment Framework 
  • Assess creditworthiness of individual and/or corporate borrowers/counterparties through financial statement analysis, credit scoring models, and industry research 
  • Monitor and report on the credit portfolio's performance, including delinquency rates, concentration risk, and early warning indicators 
  • Set and manage credit limits, terms, and approval authorities 
  • Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions 
  • Collaborate with sales, payments, and finance teams to balance growth objectives with risk tolerance 
  • Ensure compliance with regulatory requirements 
  • Prepare risk reports and presentations for senior management, credit committees, and the board 
  • Review and approve credit applications above defined thresholds 
  • Manage relationships with credit rating agencies, auditors, and regulators as needed 
  • Lead or support remediation of past-due accounts and workout strategies for distressed credits 
  • Mentor and manage credit analysts or junior risk staff, if applicable 
  • Stay current on macroeconomic trends, industry developments, and regulatory changes affecting credit risk 
Requirements:

Required Qualifications 

  • Bachelor's degree in Finance, Economics, Accounting, or a related field (MBA or relevant master's degree a plus) or equivalent experience. 
  • 8+ years of experience in credit risk management, commercial/consumer lending, or related financial analysis roles 
  • Strong understanding of credit risk modeling, financial statement analysis, and risk rating systems 
  • Familiarity with relevant regulatory frameworks (e.g., Basel III, Dodd-Frank, IFRS 9, CECL)  
  • Proficiency in risk management software and data analysis tools (e.g., Excel, SQL, SAS, Python, or similar) 
  • Strong analytical, quantitative, and problem-solving skills 
  • Excellent written and verbal communication skills, with the ability to present complex information clearly 
  • High attention to detail and sound judgment under pressure 

Preferred Qualifications 

  • Experience building a credit program is preferred 
  • Professional certification such as CFA, FRM, or PRM 
  • Experience with credit risk modeling tools and/or enterprise risk management systems 
  • Prior experience in [industry, e.g., banking, commercial lending, fintech] 
  • Experience building, managing, and mentoring a team a plus 
  • Start up experience is a plus 

Key Competencies 

  • Analytical thinking and data-driven decision-making 
  • Risk assessment and mitigation 
  • Regulatory and compliance knowledge 
  • Stakeholder management and cross-functional collaboration 
  • Leadership and communication