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Credit Risk Analyst Jobs in Columbus, OH (NOW HIRING)

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth. What you will do: * Analyze financial statements, credit ...

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Credit Risk Analyst information

See Columbus, OH salary details

$35.7K

$110K

$190.8K

How much do credit risk analyst jobs pay per year?

As of Aug 6, 2026, the average yearly pay for credit risk analyst in Columbus, OH is $109,998.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,700.00 and $135,700.00 per year, depending on experience, location, and employer.

What are some common challenges faced by credit risk analysts when assessing new clients or loan applications?

Credit Risk Analysts often encounter challenges such as limited financial data, rapidly changing market conditions, and the need to balance risk with business growth objectives. They must carefully analyze incomplete or inconsistent client information while ensuring compliance with regulatory requirements. Collaborating with relationship managers and other departments is essential to gather additional insights and make informed recommendations, making strong communication and analytical skills crucial in overcoming these challenges.

What does a credit risk analyst do?

A Credit Risk Analyst assesses the creditworthiness of individuals or organizations by analyzing financial data, credit reports, and economic conditions. Their main goal is to determine the likelihood that a borrower will default on their financial obligations. They use statistical models, risk assessment tools, and industry knowledge to evaluate risk and help lenders make informed lending decisions. Credit Risk Analysts often prepare reports, recommend risk mitigation strategies, and monitor existing credit portfolios for potential risks.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, statistical software (such as SAS or R), and financial modeling systems is often required, along with relevant certifications like FRM or CFA being advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills for presenting findings and collaborating with stakeholders. These competencies are crucial for accurately assessing creditworthiness, minimizing financial risk, and supporting informed lending decisions.

What does a credit risk analyst do?

A credit risk analyst evaluates the creditworthiness of individuals or businesses seeking loans or credit cards. As a credit risk analyst, you must be systematic and thorough in examining each applicant’s financial information to provide a recommendation of whether or not your employer should grant credit to the applicant. Essentially, you are evaluating the risk to reward ratio of each loan applicant. Your job duties include the analysis of credit scores and credit reports, payment history, bank statements, and other financial statements. Depending on the scope of your job, you may collect this information directly from clients and inform them if the institution can approve or deny their credit or loan application.

What is the difference between Credit Risk Analyst vs Credit Analyst?

AspectCredit Risk AnalystCredit Analyst
Primary FocusAssessing the risk of default on loans and credit productsEvaluating creditworthiness of individual or business applicants
Required CredentialsTypically a degree in finance, economics, or related field; certifications like CFA or credit-specific coursesSimilar credentials; often the same certifications or degrees
Work EnvironmentFinancial institutions, risk management departmentsBanks, lending institutions, credit departments
Industry UsageCommonly used in risk assessment and managementPrimarily in lending and credit evaluation

While both roles involve evaluating credit, a Credit Risk Analyst focuses on assessing the overall risk associated with credit portfolios, whereas a Credit Analyst evaluates individual credit applications. The roles often overlap in credentials and work environment, but their specific focus differs within the credit industry.

How much does a credit risk analyst earn?

The average salary for a credit risk analyst typically ranges from $60,000 to $90,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries and bonuses.

What is the average salary of a Credit Risk Analyst?

The average salary of a Credit Risk Analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
What are popular job titles related to Credit Risk Analyst jobs in Columbus, OH? For Credit Risk Analyst jobs in Columbus, OH, the most frequently searched job titles are:
What job categories do people searching Credit Risk Analyst jobs in Columbus, OH look for? The top searched job categories for Credit Risk Analyst jobs in Columbus, OH are:
What cities near Columbus, OH are hiring for Credit Risk Analyst jobs? Cities near Columbus, OH with the most Credit Risk Analyst job openings:
Infographic showing various Credit Risk Analyst job openings in Columbus, OH as of July 2026, with employment types broken down into 56% Full Time, and 44% Part Time. Highlights an 50% In-person, and 50% Hybrid job distribution, with an average salary of $109,998 per year, or $52.9 per hour.

Sr Credit Analyst

Univar Solutions

Dublin, OH • On-site

Other

Posted 19 days ago


Univar Solutions rating

7.3

Company rating: 7.3 out of 10

Based on 39 frontline employees who took The Breakroom Quiz

167th of 359 rated logistics


Job description

A Place Where People Matter - Growing our People to Grow Our Business

We're thrilled that you are exploring career opportunities where you can continue to make a positive difference every day to keep our communities healthy, fed, clean and safe. 

Primary Purpose:

As a Senior Credit Analyst for Univar Solutions, you will be responsible for assessing the creditworthiness of new and existing customers, making credit decisions within your delegated authority, and providing recommendations on higher exposures. This role partners closely with Sales and Collections to manage credit risk, protect company assets, and support profitable business growth.

What you will do:

  • Analyze financial statements, credit reports, bank & trade references and other relevant information to assess credit risk and establish credit limits.
  • Review and approve commercial credit applications within assigned authority levels.
  • Monitor customer accounts and identify emerging credit risks.
  • Escalate significant credit concerns and recommend appropriate risk mitigation strategies.
  • Manage customer credit exposure and recommend changes to credit limits, terms, and risk classifications.
  • Partner with Sales and Collections to support business growth while protecting the company from material bad debts.
  • Prepare clear, concise credit analyses and recommendations.
  • Make timely and sound credit decisions in a fast-paced environment.
  • Present credit recommendations and risk assessments to management as required.
  • Perform other duties and responsibilities as assigned.

What you will need:

  • 5+ years of commercial B2B credit analysis experience.
  • Degree or diploma in Finance, Accounting, Business, or a related field.
  • Professional designation in credit, finance, or risk management considered an asset, such as Certified Credit & Risk Analyst (CCRA) , Credit Business Associate (CBA) or a similar professional credential.
  • Strong financial statement analysis, credit risk assessment, and investigative research skills.
  • Experience using commercial credit bureaus and risk monitoring tools (D&B, CreditRiskMonitor, Experian, etc.).
  • Ability to evaluate credit reports, risk ratings, payment trends, and public filings.
  • Knowledge of bankruptcy, insolvency, and commercial collections processes.
  • Strong proficiency in Microsoft Excel and working knowledge of AI to enhance productivity and decision-making.
  • Experience with SAP and SAP Credit Management modules.
  • Strong customer service, judgment, and decision-making skills.
  • Excellent written and verbal communication skills, with the ability to clearly present credit recommendations and risk assessments to management and business stakeholders.

It takes people like you and a global network of more than 9,500 employees to build a company where the best people want to work. 

As a valued Univar Solutions employee, you understand that we are more than a distribution company. From delivering vital ingredients for food and nutrition, to helping keep drinking water safe, our company is dedicated to improving quality of life with our customers, suppliers and partners as we serve the world's most essential industries.

We are committed to a diverse workforce and a culture of inclusion. Together, we are building a culture that acknowledges the unique experiences, perspectives and expertise of individuals and provides the development and growth opportunities to empower us to redefine our industry. 

Univar Solutions is an equal opportunity employer. All qualified applicants will receive consideration for employment and will not be discriminated against based on their race, gender, sexual orientation, gender identity, religion, national origin, age, disability, veteran status, or other protected classification. We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you require a reasonable accommodation due to a disability during the hiring process, please contact us at careers@univarsolutions.com.  


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