Credit Risk Analyst Jobs in Columbus, OH (NOW HIRING)

Join our Credit Review team and make a meaningful impact by helping us maintain strong credit quality across Consumer and Community Banking, International Consumer, and Wealth Management portfolios. You'll work with talented colleagues and business partners, gaining visibility to management while advancing your expertise in credit risk.

As a Credit Review Vice President within our Internal Audit Team, you will lead and execute periodic credit reviews, guide team members in evaluating retail loan transactions, and provide independent opinions on underwriting analysis and credit management processes. You'll monitor credit risk trends, attend key meetings, and build relationships with stakeholders responsible for credit approval. This role offers the opportunity to shape credit quality and support firmwide standards.

Job Responsibilities

• Lead credit review teams as reviewer-in-charge, chairing planning, kick-off, findings presentation, and closing meetings
• Coordinate team assignments, define project scope, evaluate credit risk controls, and communicate with management
• Review and assess findings, recommend corrective actions, write reports, and archive documents
• Participate in credit review assignments by preparing financial analyses and risk assessments
• Evaluate credit underwriting quality, record findings, and engage in review meetings
• Perform continuous monitoring of assigned portfolios and participate in portfolio review meetings
• Serve as an information resource on retail credit risk and policy
• Partner with Business and Credit Risk Management stakeholders to establish strong working relationships while maintaining independence
• Ensure consistent application of firmwide Risk Policy and Credit Review Policies and Procedures
• Advance the use of data analytics within the Credit Review function
• Complete special projects and research as assigned by the Credit Review Director

Required Qualifications, Capabilities, and Skills

• Experienced credit professional with minimum 10 years of credit experience
• Bachelor's degree in Accounting, Finance, Economics, or related discipline
• Demonstrated understanding of retail credit principles and strong analytical skills
• Excellent verbal and written communication and interpersonal skills, with ability to present complex and sensitive issues to management
• Enthusiastic, self-motivated, effective in a dynamic fast-paced environment, and willing to demonstrate personal responsibility and accountability
• Proven ability and desire to learn quickly, be adaptable, and think strategically
• Ability to manage multiple tasks concurrently, with a high sense of urgency
• Works well individually and in teams, shares information, supports colleagues, and encourages participation
• Ability to travel as required

Preferred Qualifications, Capabilities, and Skills

• Background in retail credit underwriting and credit risk management
• Successful completion of formal credit training program
• Previous credit review experience

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success. The Audit department provides independent assessments to evaluate, test and report on the adequacy and effectiveness of our governance, risk management and internal controls. The team's priorities are focused on strong governance, transparency, strategic engagement, and fostering a diverse and inclusive culture that develops our talent.