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Credit Manager Jobs in Santa Rosa, CA (NOW HIRING)

First Citizens Bank

Credit Analyst - Wine

Santa Rosa, CA · On-site

$86K - $120K/yr

Overview This position provides support to the credit sales organization, vendor partners and senior management through the underwriting and adjudication of commercial credit applications within the ...

First Citizens Bank

Credit Analyst - Wine

Santa Rosa, CA · On-site

$86K - $120K/yr

Overview This position provides support to the credit sales organization, vendor partners and senior management through the underwriting and adjudication of commercial credit applications within the ...

Redwood Credit Union

Social Impact Manager

Napa, CA · On-site

Redwood Credit Union is seeking a Social Impact Manager, who will be responsible for all operational aspects of Redwood Credit Union's (RCU's) community, financial wellness, and social impact ...

Redwood Credit Union

Wealth Manager

Napa, CA

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the planning, organization, and management of Redwood Credit Union's Wealth Management program. Emphasis is ...

Redwood Credit Union

Wealth Manager

Napa, CA · On-site

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the planning, organization, and management of Redwood Credit Union's Wealth Management program. Emphasis is ...

Redwood Credit Union

Wealth Manager

Napa, CA · On-site

Redwood Credit Union is looking for a Wealth Manager who will be responsible for supporting the planning, organization, and management of Redwood Credit Union's Wealth Management program. Emphasis is ...

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Credit Manager information

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$27.9K

$74K

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How much do credit manager jobs pay per year?

As of Aug 30, 2026, the average yearly pay for credit manager in Santa Rosa, CA is $73,973.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,400.00 and $101,100.00 per year, depending on experience, location, and employer.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and ensuring timely collections. It often requires strong analytical skills, knowledge of financial regulations, and proficiency with credit management software. The role can offer advancement opportunities and a steady income in various industries such as banking, finance, and retail.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.
More about Credit Manager jobs

What are the most commonly searched types of Credit jobs in Santa Rosa, CA?

The most popular types of Credit jobs in Santa Rosa, CA are:

What job categories do people searching Credit Manager jobs in Santa Rosa, CA look for?

The top searched job categories for Credit Manager jobs in Santa Rosa, CA are:

What cities near Santa Rosa, CA are hiring for Credit Manager jobs?

Cities near Santa Rosa, CA with the most Credit Manager job openings:

Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Santa Rosa, CA as of August 2026, with employment types broken down into 84% Full Time, 13% Part Time, and 3% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $73,973 per year, or $35.6 per hour.

Credit Analyst - Wine

Santa Rosa, CA • On-site

First Citizens Bank

7.4

Company rating: 7.4 out of 10

Based on 106 frontline employees who took The Breakroom Quiz

108th of 173 rated banks

People enjoy working here

Good employer

Recommended by students

Learn more about First Citizens Bankexternal

$86K - $120K/yr

Full-time

Re-posted 9 hours ago

Job description

Overview

This position provides support to the credit sales organization, vendor partners and senior management through the underwriting and adjudication of commercial credit applications within the Wine Division. Reviews private and publicly available information and low complexity risk assessments on commercial borrowers, analyzing customer/prospective customer financial statements/performance and internal pay history, as necessary. Adjudicates opportunities within individual lending authority and recommends decisions over and above established delegated authority.


Responsibilities & Qualifications

Duties & Responsibilities:


Analysis - Sources, compiles, spreads, and begins to interpret commercial and natural person financial information to determine the creditworthiness of a business client. Analyzes factors that impact credit on both a quantitative and qualitative basis. Assists with analyzing loan processes for accuracy and efficiency, effectively communicates analysis output.

Business Support - Provides analytical insight and technical skill to lending activities, developing industry, data, and credit knowledge to serve as a resource to associates. May recommend process improvements and risk mitigation strategies identified through data trends.

Client outreach - Obtains and monitors financial documentation utilized in analysis efforts, from Borrowers and prospective Borrowers. Ensures accuracy, completeness, and consistency of documentation and begins to develop own COI ecosystem.

Reporting - Produces reports based on analysis, key loan metrics, and credit relationships. Identifies and communicates trends that indicate risk or credit issues.

This position may be filled at a Credit Analyst level I or II depending on the skills and experience of the selected candidate

Qualifications:

Bachelor's Degree and 0-2 years of experience in Banking or Financial industry OR High School Diploma or GED and 4-6 years of experience in Banking or Financial industry

Preferred Qualifications:

  • Finance and/or Accounting degree
  • Strong communication and business writing skills
  • Enjoys working in a fast-paced team environment
  • Experience with Microsoft Office, with an emphasis on Word and Excel.
  • Interest and/or experience in the Premium Wine Industry is a plus

Additional Information

The base pay for this position is generally between $86,250-$120,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-JW2

Qualifications:

The base pay for this position is generally between $86,250-$120,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. Total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

#LI-JW2

Education:UNAVAILABLEEmployment Type: FULL_TIME

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