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Credit Director Jobs in Santa Rosa, CA (NOW HIRING)

HEI Hotels

Director of Finance

Santa Rosa, CA · On-site

$160 - $170/hr

## Director of FinanceApplyremote type: On-Sitelocations: Hyatt Regency Sonoma - Santa Rosa, CAtime ... Conduct credit and write-off meetings as requested.* Submit accurate and timely critiques and ...

ProSearch Recruiting Group

Director Finance

Napa, CA

$160/hr

Director of Finance Napa Valley, California About Us We are an iconic, highly regarded winery in ... credit facilities, and cash flow planning Ensure compliance with tax filings, regulatory ...

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All JobsCredit JobsCredit Director JobsCredit Director Jobs in Santa Rosa, CA

Credit Director information

See Santa Rosa, CA salary details

$92.4K

$170.9K

$329.6K

How much do credit director jobs pay per year?

As of Aug 9, 2026, the average yearly pay for credit director in Santa Rosa, CA is $170,904.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,300.00 and $205,500.00 per year, depending on experience, location, and employer.

What does a credit director do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What is a credit director?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a credit director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a credit director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.
More about Credit Director jobs
What are the most commonly searched types of Credit jobs in Santa Rosa, CA? The most popular types of Credit jobs in Santa Rosa, CA are:
What cities near Santa Rosa, CA are hiring for Credit Director jobs? Cities near Santa Rosa, CA with the most Credit Director job openings:
Credit Director jobs near you
Infographic showing various Credit Director job openings in Santa Rosa, CA as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $170,904 per year, or $82.2 per hour.

SVP, Accounting and Finance

Redwood Credit Union

Santa Rosa, CA

Full-time

Re-posted 28 days ago

Job description

Redwood Credit Union is seeking a strategic, experienced, and hands-on financial leader to join our leadership team as a Senior Vice President of Accounting and Finance. In this key role, you will strategically plan, develop, organize, implement, direct, and evaluate Redwood Credit Union's fiscal position with an emphasis and focus on the financial position as it relates to the strategic objectives and the overall accuracy and integrity of financial reporting.
 
Key Responsibilities
Executive Management:
• Evaluate and advise Senior Leadership on the impact of long-range plans for new programs/strategies and regulatory action and their impact.
• Develop policies, procedures, programs, and implement these upon approval.
• Serve on and/or direct a number of committees to ensure effective interface among Accounting and Finance and Senior Leadership, departments and branches to ensure established policies, programs, objectives, and goals are communicated.
• Attend and actively participate in Board of Directors meetings, Senior Leadership Team meetings strategic planning sessions, etc.
• Collaborate with leaders of other departments to prepare for critical business opportunities.
• Represent Redwood Credit Union to outside entities such as examiners, auditors, vendors, and support companies.
• Communicate the Credit Union’s actual performance versus budgets and objectives to Senior
Leadership, recommending growth and pricing strategies as well as areas for improvement.
 
Planning:
• Direct, develop, coordinate, and monitor fiscal decisions and budgetary process.
• Translate RCU’s strategic business plans into accounting strategies and operational plans.
• Participate in the development of the Credit Union's plans and programs as a member of the SLT.
• Develop and implement plans and policies to attain goals and objectives, measures progress and implements adjustments as appropriate.
• Prepare short- and long-term goals and objectives for the Accounting and Finance Departments.
• Develop strategies to support growth and earnings objectives.
• Develop and present opportunities to Senior Leadership Team to allow better service to Members.
• Review and identify cost effective and efficient utilization of Redwood Credit Union.
 
Program Management:
• Ensure RCU accounting practices are current within the industry with an emphasis on efficiency and cost effectiveness.
• Develop and maintain, timely, accurate and efficient reporting mechanisms, including rate/volume analysis, net interest spread analysis, product profitability and departmental accounting.
• Report monthly budget variances and necessary adjustments.
• Ensure conformance with established policies, procedures and State and Federal laws and regulations.
• Delegate, coordinate, and review work to ensure quality of work and efficient operation.
• Establish credibility throughout the organization through effective listening and problem solving.
• Conduct departmental meetings to disseminate pertinent information, and discuss procedures, policies and/or problems to ensure optimum teamwork at all times.
• Coordinate the development and maintenance of written Accounting Department procedures.
• Ensure timely payment of bills and maintaining accurate files.
• Ensure the maintenance, retention, storing and control of all records, receipts and documents relating to the operation of the Credit Union.
• Ensure the accurate preparation and timely submittal of reports to appropriate departments and outside agencies.
Ensure preparation of RCU financial reports including, but not limited to financial statements, branch accounting, projections, analysis, and cost accounting of services.
• Ensure reconciliation of cash, general ledger accounts, overages and shortages and general ledger.
• Coordinate information necessary for Credit Union audits by accountants, supervisory committee, regulator examinations, CUNA Insurance, or any approved agency or firm.
• Review, analyze and implement procedural changes in maintaining accounting and auditing requirements.
• Provide leadership and guidance for direct reports.
• Recruit, select, train, motivate, mentor, evaluate, and develop direct reports.
• Provide exceptional service to all Members and internal clients.
• Direct the recruitment, development, training and performance review of Accounting and Finance team members.
• Establish and maintain sound relationships with financial institutions, including commercial and investment institutions.
• Ensure the accurate execution of financial instrument purchases such as certificates and investment bonds. Provide recommendations for investment portfolio management.
• Ensure the accurate preparation and analyze asset/liability management reports. Provide recommendations to manage interest rate risk.
 
Other Functions:
• Collect and compile data and provide analysis for complex special projects as assigned.
• Performs other related duties as required.
• Establish and maintain relationships with key contacts in the community including volunteer centers and non-profit organizations.
• Participate in community events, community volunteer boards & associations.
 
If you are a visionary leader with a passion for driving results and making a difference, we want to hear from you! Apply now to join our team and help shape the future of our company.
 
ABOUT REDWOOD CREDIT UNION (RCU):
At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.
 
As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. 
 
Why work for Redwood Credit Union?
•  25th largest credit union in the U.S. and the largest financial institution based in the North Bay
•   Recognized by Newsweek as one of "America's Best Credit Unions 2026"
•   Awarded a 5-Star Bauer Rating
•  Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"
•   Top Corporate Philanthropists (#24) - San Francisco Business Times
•   Voted Best Places to Work in the North Bay 20 years in a row
•   World-class Employee Engagement scores
•   Rated Superior in Service by more than 90% of Members, surveyed by SF Gate
•   Industry leading Net Promoter Scores across the U.S.                                                                                                         

.
Minimum Qualification: Knowledge, Skills and Abilities
  • In depth knowledge of financial auditing, accounting, finance, and cost accounting related to credit union or financial institutions.
  • Thorough knowledge of regulatory requirements for financial institutions, with knowledge of regulatory reporting requirements for credit unions.
  • Thorough knowledge of modern management techniques and practices.
  • Current knowledge of Federal and State accounting related laws, rules, and regulations.
  • Current knowledge of national and local economic trends and condition.
  • Knowledge of data processing, relating to designing programs and systems to accommodate workflow and reporting.
  • Strong negotiation skills.
  • Skill in the operation of a personal computer and spreadsheet, word processing, and presentation software with Intra/Internet access.
  • Ability to effectively plan, lead, organize, and control to assure successful completion of departmental goals and Credit Union objectives.
  • Ability to provide strategic business direction to support business plans and risk management objectives, and all other strategic initiatives.
  • Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop sound, effective approaches.
  • Ability to plan, implement, and evaluate the achievement of goals, objectives, and work plans.
  • Ability to lead, motivate, and direct team members. Ability to communicate effectively, both verbally and in writing.
  • Ability to establish and maintain effective working relationship with a diverse group of people including directors, regulators, Members, team members, attorneys, vendors, and other parties.
  • This position requires occasional travel to other office locations, and some evening or weekend work may be necessary to meet project deadlines or attend events.
Licenses and Certifications
  • CPA preferred or Certified Management Accountant (CMA)
The ideal candidate has a bachelor's degree in accounting, finance, or closely related field, with a minimum of twelve years’ experience at a financial institution, and a minimum of five years of progressive leadership experience. MBA and CPA preferred.
 
Compensation: Base starting range: $300,000 to $335,000 annually commensurate with experience.
Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.
 
Redwood Credit Union offers a robust benefits package to our eligible employees including:
• Competitive medical, dental, and vision insurance, mental health offerings
• Employee performance incentive plan
• Salary Advancement– Merit increase based on performance
• 401(k) program with employer match
• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!
 
 RCU Discounts and Perks:
• Longevity program (sabbatical) based on every five years of service
• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans
• RCU employees are eligible for a 1% discount on all recreational or boat loan products
• 2% discount off Visas and LOC Loans through RCU
• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.
• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.
• 0% interest on garment, fitness, or home office equipment loan of up to $500
• 100% financing for employee purchased homes!
 
Physical Requirements:
• Ability to stand, bend, stoop, sit, walk, twist, and turn.
• Ability to lift up to 15 pounds.
• Ability to use a computer keyboard and calculator.
• Work environment is indoors; majority of the time is spent sitting at a desk.
 
*Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. 
 
Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. 
                                                  
                                                  We are an Equal Opportunity Employer

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us at careers@redwoodcu.org. To ensure fairness and consistency, we’re unable to respond to individual inquiries about application status.