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Credit Manager Jobs in Santa Rosa, CA (NOW HIRING)

Prepare revisions to Credit Union disclosures. Prepare written reports and analysis for Compliance management. Assist on projects, exams, audits, and other tasks as assigned. Provide excellent ...

Prepare revisions to Credit Union disclosures. * Prepare written reports and analysis for Compliance management. * Assist on projects, exams, audits, and other tasks as assigned. * Provide excellent ...

Redwood Credit Union is seeking a Vice President of Deposits who will oversee and manage all credit union consumer and business deposits to include driving growth, managing products, operations ...

... Credit Union disclosures. • Prepare written reports and analysis for Compliance management. • Assist on projects, exams, audits, and other tasks as assigned. • Provide excellent service to all ...

Redwood Credit Union is seeking a Vice President of Deposits who will oversee and manage all credit union consumer and business deposits to include driving growth, managing products, operations ...

Showing results 21-40

Credit Manager information

See Santa Rosa, CA salary details

$27.9K

$74K

$141K

How much do credit manager jobs pay per year?

As of Aug 9, 2026, the average yearly pay for credit manager in Santa Rosa, CA is $73,973.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,400.00 and $101,100.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Santa Rosa, CA? The most popular types of Credit jobs in Santa Rosa, CA are:
What cities near Santa Rosa, CA are hiring for Credit Manager jobs? Cities near Santa Rosa, CA with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Santa Rosa, CA as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 84% Physical, 3% Hybrid, and 13% Remote job distribution, with an average salary of $73,973 per year, or $35.6 per hour.

Real Estate Credit Officer

WESTAMERICA BANK

Santa Rosa, CA

$74K - $77K/yr

Full-time

Re-posted 21 days ago


Westamerica Bank rating

7.6

Company rating: 7.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

99th of 170 rated banks


Job description

Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. 


Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer.


The successful candidate will possess the ability and experience to:

  1. Actively solicits, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans.
  2. Incorporate information obtained from independent appraiser and cost engineers to analyze and identify the economic and market feasibility of proposed project.
  3. Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk and of project.
  4. Monitors the closing of approved term real estate or interim construction loans.
  5. Manages assigned interim construction loan portfolio. Ensures transactions comply with regulatory and corporate policies.
  6. Functions as liaison to other financial institutions for participatory lending arrangements.

MARGINAL FUNCTIONS:

  1. Participates in special projects and performs other job related duties as required.
  2. Strong experience working with 'problem" loans
  3. Proven track record of successfully working integrations and mergers.
  4. Ability to review existing deals.


EOE

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